RentDataNowRentDataNow
ZIP Code · CA

ZIP 92040

Part of Lakeside, CA
Pop. 46,216·San Diego County·752nd most expensive ZIP in California
Median rent (all units)
$2,207/mo
Year-over-Year
+1.9%
Month-over-Month
-1.2%
vs US Median
+$242
Falling (Monthly)
Be the first to discuss 92040 rents ↓
Most AffordableMost Expensive
ZIP 92040 · $2,207
More expensive than 70% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$2,010
1 BR
$2,160
2 BR
$2,630
3 BR
$3,500
4 BR+
$4,250
Research median
$2,630/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$26,484/yr
At $2,207/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.9% YoY, -1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 92040 (Lakeside, CA) is majority owner-occupied, has a median income above the national average, 27% of residents hold a bachelor's degree or higher.

Population
46,216
Median income
$107,937
Median age
39
Renters
32.3%
Age distribution
23.4%
21.3%
25.8%
13.5%
16%
Under 1823.4%
18–3421.3%
35–5425.8%
55–6413.5%
65+16%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
74.6%
22.8%
White74.6%
Black1.7%
Hispanic22.8%
Asian2.7%
Education (25+)
27.9%
37.2%
27%
No HS diploma7.8%
HS diploma27.9%
Some college37.2%
Bachelor's+27%
Housing tenure
67.7%
32.3%
Owner67.7%
Renter32.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92040 in Lakeside, CA has changed in 5 years

Income
$88,820 → $107,937
up 21.5%
Population
45,371 → 46,216
up 1.9%
Renter share
32.6% → 32.3%
-0.3 pts
Bachelor's+
23.7% → 27%
+3.3 pts

Household income in the area moved from $88,820 to $107,937 across the same window, up 21.5% versus 2021. Census counts show ZIP 92040 in Lakeside, CA adding about 845 residents over the five-year window, up 1.9% on net. Bachelor's-degree-or-higher attainment moved from 23.7% to 27% across the same window.

Community

Discussions about ZIP 92040

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 92040

About renting in ZIP 92040

Last updated: July 20, 2026

ZIP code 92040 covers Lakeside, CA. The median rent here is $2,207/mo as of July 2026. A 1-bedroom rents for a median of $2,160/mo. A 2-bedroom rents for a median of $2,630/mo.

At 25% of local median household income ($107,937/yr), ZIP 92040 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92040?

As of July 20, 2026, the median monthly rent in ZIP 92040 (Lakeside, CA) is $2,207. This is based on aggregated data from public sources and community submissions.

How does ZIP 92040 rent compare to the US average?

ZIP 92040's median rent of $2,207/mo is $242 (12%) above the US national median of $1,965/mo.

How does ZIP 92040 compare to other ZIPs in California?

ZIP 92040 is among the more affordable ZIP codes in California, ranking #752 out of 907 ZIPs at $2,207/mo.

How much income do you need to rent in ZIP 92040?

To keep rent at or below 30% of gross income, you would need to earn at least $88,000/year (~$42/hour full-time) to afford the median rent of $2,207/mo in ZIP 92040. The local median household income is $107,937/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 92040?

Rent in ZIP 92040 has increased 1.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 92040 an affordable place to rent?

ZIP 92040 is considered affordable for renters. At $2,207/mo, rent takes approximately 25% of the local median household income ($107,937/yr). The standard benchmark is 30%. ZIP 92040 falls comfortably within that range.

What percentage of ZIP 92040 residents rent vs. own?

According to Census data, approximately 32.3% of ZIP 92040 households are renters, while 67.7% are owner-occupied. ZIP 92040 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 92040 compare to the rest of Lakeside?

ZIP 92040 is pricier than Lakeside as a whole. At $2,207/mo, it's $4 above the Lakeside citywide median of $2,203/mo.

When was rent data for ZIP 92040 last updated?

Rent data for ZIP 92040 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $2,207/mo, rent takes ~25% of ZIP 92040's median household income ($107,937/yr). The standard benchmark is 30%.

ZIP 92040 25%Benchmark 30%
State income tax1–13.3%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 92040 (Lakeside, CA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.