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ZIP Code · CA

ZIP 92120

Pop. 31,915·San Diego County·479th most expensive ZIP in California
Median rent (all units)
$2,739/mo
Year-over-Year
+2.3%
Month-over-Month
+2.3%
vs US Median
+$774
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92120 · $2,739
More expensive than 85% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,550
1 BR
$2,740
2 BR
$3,340
3 BR
$4,450
4 BR+
$5,390
Research median
$3,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$32,868/yr
At $2,739/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.3% YoY, +2.3% MoM), not inventory.
Demographics

Who lives here

ZIP 92120 (San Diego, CA) is majority owner-occupied, has a median income above the national average, 60.1% of residents hold a bachelor's degree or higher.

Population
31,915
Median income
$120,661
Median age
37
Renters
35%
Age distribution
22.3%
24.8%
26.2%
16.8%
Under 1822.3%
18–3424.8%
35–5426.2%
55–6410%
65+16.8%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
63%
20.9%
White63%
Black6.8%
Hispanic20.9%
Asian8.2%
Other1.2%
Education (25+)
24.5%
60.1%
No HS diploma3.5%
HS diploma11.9%
Some college24.5%
Bachelor's+60.1%
Housing tenure
65%
35%
Owner65%
Renter35%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92120 in San Diego, CA has changed in 5 years

Rent
$1,972 → $2,739
up 38.9%
Income
$103,596 → $120,661
up 16.5%
Population
29,172 → 31,915
up 9.4%
Renter share
35.1% → 35%
-0.1 pts
Bachelor's+
54.4% → 60.1%
+5.7 pts
Median age
39.8 → 37
-2.8 yrs

Since 2021, the typical rent in ZIP 92120 in San Diego, CA has climbed from $1,972 to $2,739, a 38.9% change over five years. Census figures show median household income at $120,661 today, compared with $103,596 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 9.4% since 2021, moving from about 29,172 residents to roughly 31,915. College-educated residents now make up 60.1% of adults here, versus 54.4% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 92120

Last updated: July 20, 2026

ZIP code 92120 covers San Diego, CA. The median rent here is $2,739/mo as of July 2026. A 1-bedroom rents for a median of $2,740/mo. A 2-bedroom rents for a median of $3,340/mo.

At 27% of local median household income ($120,661/yr), ZIP 92120 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92120?

As of July 20, 2026, the median monthly rent in ZIP 92120 (San Diego, CA) is $2,739. This is based on aggregated data from public sources and community submissions.

How does ZIP 92120 rent compare to the US average?

ZIP 92120's median rent of $2,739/mo is $774 (39%) above the US national median of $1,965/mo.

How does ZIP 92120 compare to other ZIPs in California?

ZIP 92120 falls in the middle range for California, ranking #479 out of 907 ZIPs at $2,739/mo.

How much income do you need to rent in ZIP 92120?

To keep rent at or below 30% of gross income, you would need to earn at least $110,000/year (~$53/hour full-time) to afford the median rent of $2,739/mo in ZIP 92120. The local median household income is $120,661/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 92120?

Rent in ZIP 92120 has increased 2.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 92120 an affordable place to rent?

ZIP 92120 is considered affordable for renters. At $2,739/mo, rent takes approximately 27% of the local median household income ($120,661/yr). The standard benchmark is 30%. ZIP 92120 falls comfortably within that range.

What percentage of ZIP 92120 residents rent vs. own?

According to Census data, approximately 35% of ZIP 92120 households are renters, while 65% are owner-occupied. ZIP 92120 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 92120 compare to the rest of San Diego?

ZIP 92120 is more affordable than San Diego overall. At $2,739/mo, it's $299 below the San Diego citywide median of $3,038/mo.

When was rent data for ZIP 92120 last updated?

Rent data for ZIP 92120 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $2,739/mo, rent takes ~27% of ZIP 92120's median household income ($120,661/yr). The standard benchmark is 30%.

ZIP 92120 27%Benchmark 30%
State income tax1–13.3%
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Schools nearby

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