ZIP 92120
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12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in ZIP 92120 usually run 1.3% below trend in February and 0.9% above it in August, about $59 a month apart at today's median. Based on 7 years of data.
Rent in ZIP 92120 is 0.2% below its high of $2,705 in February 2025, at $2,700 as of September 2026.
Rent in ZIP 92120 changed +0.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 92120 rose 46% while median household income rose 23.4% ($97,747 to $120,661). Rent outpaced income.
Rent in ZIP 92120 is 45.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 7 of the last 12 months.
30% of the median household income ($120,661) is $3,017 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,740); a 2-bedroom is $3,340.
8th cheapest of 33 ZIP codes in San Diego.
ZIP 92105, 4 miles away, rents for 17% less ($2,248/mo), about $5,400 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 92120. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 92120 (San Diego, CA) is majority owner-occupied, has a median income above the national average, 60.1% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 92120 in San Diego, CA has changed in 5 years
Since 2021, the typical rent in ZIP 92120 in San Diego, CA has climbed from $2,013 to $2,700, a 34.1% change over five years. Census figures show median household income at $120,661 today, compared with $103,596 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 9.4% since 2021, moving from about 29,172 residents to roughly 31,915. College-educated residents now make up 60.1% of adults here, versus 54.4% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.
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Tips for renters in ZIP 92120
Last updated: October 17, 2026
ZIP code 92120 covers San Diego, CA. The median rent here is $2,700/mo as of October 2026. A 1-bedroom rents for a median of $2,740/mo. A 2-bedroom rents for a median of $3,340/mo.
At 27% of local median household income ($120,661/yr), ZIP 92120 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.8% over the past year.
Frequently asked questions
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How does ZIP 92120 compare to other ZIPs in California?
How does ZIP 92120 compare to the rest of San Diego?
At $2,700/mo, rent takes ~27% of ZIP 92120's median household income ($120,661/yr). The standard benchmark is 30%.
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