ZIP Code · CA

ZIP 92122

Pop. 45,411·San Diego County·251st most expensive ZIP in California
Median rent (all units)
$3,285/mo
Year-over-Year
+4.4%
Month-over-Month
+0.9%
vs US Median
+$1,353
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92122 · $3,285
More expensive than 94% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$3,000
1 BR
$3,230
2 BR
$3,940
3 BR
$5,250
4 BR+
$6,360
Research median
$3,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

March. Asking rents in ZIP 92122 usually run 1.4% below trend in March and 1.3% above it in October, about $89 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 92122 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in ZIP 92122 changed +4.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92122 rose 38.3% while median household income rose 31.8% ($79,816 to $105,177). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92122 is 41.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($105,177) is $2,629 a month. That is less than HUD's Fair Market Rent for a studio ($3,000).

Rank in San Diego

24th cheapest of 33 ZIP codes in San Diego.

Cheaper nearby

ZIP 92117, 3 miles away, rents for 17% less ($2,716/mo), about $6,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92122. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$39,420/yr
At $3,285/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.4% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 92122 (San Diego, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 74.9% of residents hold a bachelor's degree or higher.

Population
45,411
Median income
$105,177
Median age
31.7
Renters
65.6%
Age distribution
12.5%
43.8%
21.4%
14.9%
Under 1812.5%
18–3443.8%
35–5421.4%
55–647.4%
65+14.9%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
51.5%
14.6%
28.9%
White51.5%
Black1.6%
Hispanic14.6%
Asian28.9%
Other3.5%
Education (25+)
13.5%
74.9%
No HS diploma3.5%
HS diploma8.1%
Some college13.5%
Bachelor's+74.9%
Housing tenure
34.4%
65.6%
Owner34.4%
Renter65.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92122 in San Diego, CA has changed in 5 years

Rent
$2,339 → $3,285
up 40.4%
Income
$88,073 → $105,177
up 19.4%
Population
45,676 → 45,411
down 0.6%
Renter share
67% → 65.6%
-1.4 pts
Bachelor's+
74.7% → 74.9%
+0.2 pts
Median age
31.2 → 31.7
+0.5 yrs

Compared with 2021, rent in ZIP 92122 in San Diego, CA has climbed by $946 per month, settling near $3,285 after starting the period at $2,339. Census figures show median household income at $105,177 today, compared with $88,073 five years earlier. Rent outpaced income growth by roughly 21.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 92122

Last updated: October 17, 2026

ZIP code 92122 covers San Diego, CA. The median rent here is $3,285/mo as of October 2026. A 1-bedroom rents for a median of $3,230/mo. A 2-bedroom rents for a median of $3,940/mo.

At 37% of local median household income ($105,177/yr), ZIP 92122 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92122?

To keep rent at or below 30% of gross income, you would need to earn at least $131,000/year (about $63/hour full-time) to afford the median rent of $3,285/mo in ZIP 92122. The local median household income is $105,177/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92122?

Rent in ZIP 92122 has risen 4.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 92122?

Asking rents in ZIP 92122 are usually lowest in March, about 1.4% below their yearly trend, and highest in October, about 1.3% above it. At today's median that is a gap of roughly $89 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 92122?

Yes. From 2019 to 2024, rent in ZIP 92122 rose 38.3% while median household income rose 31.8%, from $79,816 to $105,177. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92122 compare to other ZIPs in California?

ZIP 92122 is one of the pricier among California ZIP codes for rent, ranking #251 of 898 at $3,285/mo. Over the year to September 2026, rent in ZIP 92122 changed +4.4%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92122 compare to the rest of San Diego?

At $3,285/mo, ZIP 92122 is $281 above the San Diego citywide median of $3,004/mo. It is the 24th cheapest of 33 ZIP codes in San Diego.
Income Affordability
37%
MODERATE

At $3,285/mo, rent takes ~37% of ZIP 92122's median household income ($105,177/yr). The standard benchmark is 30%.

ZIP 92122 37%Benchmark 30%
State income tax1–13.3%
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