ZIP Code · CA

ZIP 92130

Pop. 60,768·San Diego County·82nd most expensive ZIP in California
Median rent (all units)
$4,198/mo
Year-over-Year
+4.5%
Month-over-Month
+0.9%
vs US Median
+$2,266
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92130 · $4,198
More expensive than 98% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$3,430
1 BR
$3,690
2 BR
$4,500
3 BR
$5,990
4 BR+
$7,270
Research median
$4,500/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 92130 usually run 1.5% below trend in December and 1.6% above it in July, about $130 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 92130 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in ZIP 92130 changed +4.5% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92130 rose 36.3% while median household income rose 32.3% ($155,452 to $205,680). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92130 is 39.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($205,680) is $5,142 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($4,500); a 3-bedroom is $5,990.

Rank in San Diego

32nd cheapest of 33 ZIP codes in San Diego.

Cheaper nearby

ZIP 92126, 5 miles away, rents for 27% less ($3,044/mo), about $13,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92130. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$50,376/yr
At $4,198/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.5% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 92130 (San Diego, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 81.9% of residents hold a bachelor's degree or higher.

Population
60,768
Median income
$205,680
Median age
40
Renters
38%
Age distribution
26.8%
17.5%
32.7%
Under 1826.8%
18–3417.5%
35–5432.7%
55–6411.4%
65+11.5%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
50%
33.9%
White50%
Hispanic9.7%
Asian33.9%
Other6%
Education (25+)
81.9%
No HS diploma2%
HS diploma5.1%
Some college11%
Bachelor's+81.9%
Housing tenure
62%
38%
Owner62%
Renter38%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92130 in San Diego, CA has changed in 5 years

Rent
$3,103 → $4,198
up 35.3%
Income
$166,789 → $205,680
up 23.3%
Population
57,197 → 60,768
up 6.2%
Renter share
35.6% → 38%
+2.4 pts
Bachelor's+
79.4% → 81.9%
+2.5 pts
Median age
38.7 → 40
+1.3 yrs

Across the past five years, the going rent in ZIP 92130 in San Diego, CA has shifted from $3,103 to $4,198, up 35.3% since 2021. Median household income climbed from $166,789 to $205,680 between 2021 and 2024, a 23.3% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92130 in San Diego, CA adding about 3,571 residents over the five-year window, up 6.2% on net. The renter share has risen from 35.6% to 38%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 79.4% to 81.9% across the same window. Taken together, the five-year picture in ZIP 92130 in San Diego, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 92130

Last updated: October 17, 2026

ZIP code 92130 covers San Diego, CA. The median rent here is $4,198/mo as of October 2026. A 1-bedroom rents for a median of $3,690/mo. A 2-bedroom rents for a median of $4,500/mo.

At 24% of local median household income ($205,680/yr), ZIP 92130 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92130?

To keep rent at or below 30% of gross income, you would need to earn at least $168,000/year (about $81/hour full-time) to afford the median rent of $4,198/mo in ZIP 92130. The local median household income is $205,680/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 92130?

Rent in ZIP 92130 has risen 4.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 92130?

Asking rents in ZIP 92130 are usually lowest in December, about 1.5% below their yearly trend, and highest in July, about 1.6% above it. At today's median that is a gap of roughly $130 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 92130?

Yes. From 2019 to 2024, rent in ZIP 92130 rose 36.3% while median household income rose 32.3%, from $155,452 to $205,680. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92130 compare to other ZIPs in California?

ZIP 92130 is one of the pricier among California ZIP codes for rent, ranking #82 of 898 at $4,198/mo. Over the year to September 2026, rent in ZIP 92130 changed +4.5%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92130 compare to the rest of San Diego?

At $4,198/mo, ZIP 92130 is $1,194 above the San Diego citywide median of $3,004/mo. It is the 32nd cheapest of 33 ZIP codes in San Diego.
Income Affordability
24%
VERY AFFORDABLE

At $4,198/mo, rent takes ~24% of ZIP 92130's median household income ($205,680/yr). The standard benchmark is 30%.

ZIP 92130 24%Benchmark 30%
State income tax1–13.3%
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