ZIP Code · CA

ZIP 92405

Part of San Bernardino, CA

Pop. 31,217·San Bernardino County·826th most expensive ZIP in California

Median rent (all units)

$1,886/mo

Year-over-Year

+4.1%

Month-over-Month

+0.8%

vs US Median

-$46

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 92405 · $1,886

More expensive than 55% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,600

1 BR

$1,670

2 BR

$2,080

3 BR

$2,780

4 BR+

$3,380

Research median

$2,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 92405 is at its highest level since Zillow's records here began in January 2023.

Past year vs. the rest of California

Rent in ZIP 92405 changed +4.1% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($66,964) is $1,674 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,670); a 2-bedroom is $2,080.

Rank in San Bernardino

3rd cheapest of 4 ZIP codes in San Bernardino.

From Zillow's monthly rent index (ZORI) for ZIP 92405. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,632/yr

At $1,886/mo median

Location

CitySan Bernardino

StateCA

CountySan Bernardino County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.1% YoY, +0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 92405 (San Bernardino, CA) is roughly split between renters and owners, has a large share of families with children, 12.6% of residents hold a bachelor's degree or higher.

Population

31,217

Median income

$66,964

Median age

32.2

Renters

49%

Age distribution

29.1%

26.8%

24.1%

Under 1829.1%

18–3426.8%

35–5424.1%

55–6410.3%

65+9.8%

Gender

50.6%

49.4%

Male50.6%

Female49.4%

Race & ethnicity

26.2%

69.5%

White26.2%

Black9.7%

Hispanic69.5%

Asian2.5%

Education (25+)

26.2%

34.8%

26.5%

12.6%

No HS diploma26.2%

HS diploma34.8%

Some college26.5%

Bachelor's+12.6%

Housing tenure

51%

49%

Owner51%

Renter49%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 92405 in San Bernardino, CA has changed in 5 years

Rent

$1,547 → $1,886

up 21.9%

Income

$45,478 → $66,964

up 47.2%

Population

30,930 → 31,217

up 0.9%

Renter share

51.6% → 49%

-2.6 pts

Bachelor's+

12.5% → 12.6%

+0.1 pts

Median age

30.2 → 32.2

+2.0 yrs

Compared with 2023, rent in ZIP 92405 in San Bernardino, CA has increased by $339 per month, settling near $1,886 after starting the period at $1,547. Census figures show median household income at $66,964 today, compared with $45,478 five years earlier. Income growth outran rent by about 25.3 percentage points, easing the affordability math somewhat compared with 2021. About 49% of households rent today, against 51.6% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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Local insights

Tips for renters in ZIP 92405

About renting in ZIP 92405

Last updated: October 17, 2026

ZIP code 92405 covers San Bernardino, CA. The median rent here is $1,886/mo as of October 2026. A 1-bedroom rents for a median of $1,670/mo. A 2-bedroom rents for a median of $2,080/mo.

At 34% of local median household income ($66,964/yr), ZIP 92405 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92405?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (about $36/hour full-time) to afford the median rent of $1,886/mo in ZIP 92405. The local median household income is $66,964/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92405?

Rent in ZIP 92405 has risen 4.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2023.

How does ZIP 92405 compare to other ZIPs in California?

ZIP 92405 is one of the more affordable among California ZIP codes for rent, ranking #826 of 898 at $1,886/mo. Over the year to September 2026, rent in ZIP 92405 changed +4.1%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.