ZIP Code · CA

ZIP 92404

Part of San Bernardino, CA

Pop. 63,243·San Bernardino County·845th most expensive ZIP in California

Median rent (all units)

$1,791/mo

Year-over-Year

+3.0%

Month-over-Month

+0.6%

vs US Median

-$141

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 92404 · $1,791

More affordable than 51% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,600

1 BR

$1,670

2 BR

$2,080

3 BR

$2,780

4 BR+

$3,380

Research median

$2,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 92404 is at its highest level since Zillow's records here began in February 2023.

Past year vs. the rest of California

Rent in ZIP 92404 changed +3.0% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($66,701) is $1,668 a month. That covers HUD's Fair Market Rent for up to a studio ($1,600); a 1-bedroom is $1,670.

Rank in San Bernardino

1st cheapest of 4 ZIP codes in San Bernardino.

From Zillow's monthly rent index (ZORI) for ZIP 92404. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,492/yr

At $1,791/mo median

Location

CitySan Bernardino

StateCA

CountySan Bernardino County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.0% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 92404 (San Bernardino, CA) is roughly split between renters and owners, has a large share of families with children, 10.6% of residents hold a bachelor's degree or higher.

Population

63,243

Median income

$66,701

Median age

32.5

Renters

49.9%

Age distribution

27.9%

26.3%

25%

Under 1827.9%

18–3426.3%

35–5425%

55–6410.2%

65+10.6%

Gender

50.1%

49.9%

Male50.1%

Female49.9%

Race & ethnicity

21.1%

68.6%

White21.1%

Black10.4%

Hispanic68.6%

Asian2.2%

Education (25+)

27.7%

32.5%

29.1%

No HS diploma27.7%

HS diploma32.5%

Some college29.1%

Bachelor's+10.6%

Housing tenure

50.1%

49.9%

Owner50.1%

Renter49.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 92404 in San Bernardino, CA has changed in 5 years

Rent

$1,567 → $1,791

up 14.3%

Income

$55,381 → $66,701

up 20.4%

Population

64,146 → 63,243

down 1.4%

Renter share

52.7% → 49.9%

-2.8 pts

Bachelor's+

10.4% → 10.6%

+0.2 pts

Median age

30.9 → 32.5

+1.6 yrs

Rent in ZIP 92404 in San Bernardino, CA has increased 14.3% since 2023, going from about $1,567 per month to roughly $1,791 today. Median household income grew from $55,381 to $66,701 between 2021 and 2024, a 20.4% shift. Income growth outran rent by about 6.1 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 64,146 to 63,243 between 2021 and 2024, a 1.4% change. About 49.9% of households rent today, against 52.7% in 2021. Taken together, the five-year picture in ZIP 92404 in San Bernardino, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 92404

Last updated: October 17, 2026

ZIP code 92404 covers San Bernardino, CA. The median rent here is $1,791/mo as of October 2026. A 1-bedroom rents for a median of $1,670/mo. A 2-bedroom rents for a median of $2,080/mo.

At 32% of local median household income ($66,701/yr), ZIP 92404 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92404?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (about $35/hour full-time) to afford the median rent of $1,791/mo in ZIP 92404. The local median household income is $66,701/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92404?

Rent in ZIP 92404 has risen 3.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2023.

How does ZIP 92404 compare to other ZIPs in California?

ZIP 92404 is one of the more affordable among California ZIP codes for rent, ranking #845 of 898 at $1,791/mo. Over the year to September 2026, rent in ZIP 92404 changed +3.0%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.