ZIP Code · CA

ZIP 92610

Pop. 12,867·Orange County·362nd most expensive ZIP in California
Median rent (all units)
$2,949/mo
Year-over-Year
+0.9%
Month-over-Month
-0.3%
vs US Median
+$1,017
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92610 · $2,949
More expensive than 90% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,212
1 BR
$2,266
2 BR
$2,672
3 BR
$3,625
4 BR+
$4,331
Research median
$2,672/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 92610 is 0.9% below its high of $2,975 in January 2026, at $2,949 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 92610 changed +0.9% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has fallen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($195,046) is $4,876 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($4,010); a 3-bedroom is $5,440.

From Zillow's monthly rent index (ZORI) for ZIP 92610. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$35,388/yr
At $2,949/mo median
Location
StateCA
CountyOrange County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.9% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 92610 (Lake Forest, CA) is majority owner-occupied, has a median income above the national average, 68% of residents hold a bachelor's degree or higher.

Population
12,867
Median income
$195,046
Median age
43.2
Renters
17.4%
Age distribution
19%
18.2%
34.6%
19.2%
Under 1819%
18–3418.2%
35–5434.6%
55–6419.2%
65+9%
Gender
52.2%
47.8%
Male52.2%
Female47.8%
Race & ethnicity
42.3%
18.2%
29%
White42.3%
Black1.4%
Hispanic18.2%
Asian29%
Other9.1%
Education (25+)
21.3%
68%
No HS diploma3.6%
HS diploma7.1%
Some college21.3%
Bachelor's+68%
Housing tenure
82.6%
17.4%
Owner82.6%
Renter17.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 92610 in Lake Forest, CA has changed in 5 years

Rent
$2,723 → $2,949
up 8.3%
Income
$155,101 → $195,046
up 25.8%
Population
12,524 → 12,867
up 2.7%
Renter share
24.4% → 17.4%
-7.0 pts
Bachelor's+
64.5% → 68%
+3.5 pts
Median age
39.6 → 43.2
+3.6 yrs

Since 2023, the typical rent in ZIP 92610 in Lake Forest, CA has climbed from $2,723 to $2,949, a 8.3% change over five years. Median household income rose from $155,101 to $195,046 between 2021 and 2024, a 25.8% shift. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 2.7% since 2021, moving from about 12,524 residents to roughly 12,867. Renters now make up 17.4% of households, compared with 24.4% five years ago. College-educated residents now make up 68% of adults here, versus 64.5% in 2021. Taken together, the five-year picture in ZIP 92610 in Lake Forest, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 92610

Last updated: October 17, 2026

ZIP code 92610 covers Lake Forest, CA. The median rent here is $2,949/mo as of October 2026. A 1-bedroom rents for a median of $2,266/mo. A 2-bedroom rents for a median of $2,672/mo.

At 18% of local median household income ($195,046/yr), ZIP 92610 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92610?

To keep rent at or below 30% of gross income, you would need to earn at least $118,000/year (about $57/hour full-time) to afford the median rent of $2,949/mo in ZIP 92610. The local median household income is $195,046/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 92610?

Rent in ZIP 92610 has risen 0.9% over the past year as of September 2026. It sits 0.9% below its high of $2,975 in January 2026.

How does ZIP 92610 compare to other ZIPs in California?

ZIP 92610 is in the middle among California ZIP codes for rent, ranking #362 of 898 at $2,949/mo. Over the year to September 2026, rent in ZIP 92610 changed +0.9%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92610 compare to the rest of Lake Forest?

At $2,949/mo, ZIP 92610 is $217 below the Lake Forest citywide median of $3,166/mo.
Income Affordability
18%
VERY AFFORDABLE

At $2,949/mo, rent takes ~18% of ZIP 92610's median household income ($195,046/yr). The standard benchmark is 30%.

ZIP 92610 18%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92610 (Lake Forest, CA)

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