ZIP Code · CA

ZIP 92630

Pop. 67,152·Orange County·277th most expensive ZIP in California
Median rent (all units)
$3,204/mo
Year-over-Year
+5.0%
Month-over-Month
+0.8%
vs US Median
+$1,272
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92630 · $3,204
More expensive than 93% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,960
1 BR
$3,030
2 BR
$3,570
3 BR
$4,850
4 BR+
$5,790
Research median
$3,570/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 92630 usually run 0.7% below trend in January and 0.6% above it in August, about $42 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 92630 is at its highest level since Zillow's records here began in May 2016.

Past year vs. the rest of California

Rent in ZIP 92630 changed +5.0% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92630 rose 38.5% while median household income rose 29% ($97,554 to $125,853). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92630 is 43% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($125,853) is $3,146 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,030); a 2-bedroom is $3,570.

Cheaper nearby

ZIP 92688, 5 miles away, rents for 11% less ($2,849/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92630. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$38,448/yr
At $3,204/mo median
Location
StateCA
CountyOrange County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.0% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 92630 (Lake Forest, CA) is majority owner-occupied, has a median income above the national average, 47.4% of residents hold a bachelor's degree or higher.

Population
67,152
Median income
$125,853
Median age
39.5
Renters
32.1%
Age distribution
21.8%
21.1%
29.9%
16.3%
Under 1821.8%
18–3421.1%
35–5429.9%
55–6410.9%
65+16.3%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
48.8%
28.6%
18.8%
White48.8%
Black2.6%
Hispanic28.6%
Asian18.8%
Other1.1%
Education (25+)
17.2%
28.9%
47.4%
No HS diploma6.5%
HS diploma17.2%
Some college28.9%
Bachelor's+47.4%
Housing tenure
67.9%
32.1%
Owner67.9%
Renter32.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92630 in Lake Forest, CA has changed in 5 years

Rent
$2,281 → $3,204
up 40.5%
Income
$108,963 → $125,853
up 15.5%
Population
66,621 → 67,152
up 0.8%
Renter share
31.3% → 32.1%
+0.8 pts
Bachelor's+
45.1% → 47.4%
+2.3 pts

Compared with 2021, rent in ZIP 92630 in Lake Forest, CA has climbed by $923 per month, settling near $3,204 after starting the period at $2,281. Census figures show median household income at $125,853 today, compared with $108,963 five years earlier. Rent outpaced income growth by roughly 25.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 45.1% to 47.4%. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 92630

Last updated: October 17, 2026

ZIP code 92630 covers Lake Forest, CA. The median rent here is $3,204/mo as of October 2026. A 1-bedroom rents for a median of $3,030/mo. A 2-bedroom rents for a median of $3,570/mo.

At 31% of local median household income ($125,853/yr), ZIP 92630 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92630?

To keep rent at or below 30% of gross income, you would need to earn at least $128,000/year (about $62/hour full-time) to afford the median rent of $3,204/mo in ZIP 92630. The local median household income is $125,853/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92630?

Rent in ZIP 92630 has risen 5.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2016.

When is the cheapest time to rent in ZIP 92630?

Asking rents in ZIP 92630 are usually lowest in January, about 0.7% below their yearly trend, and highest in August, about 0.6% above it. At today's median that is a gap of roughly $42 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 92630?

Yes. From 2019 to 2024, rent in ZIP 92630 rose 38.5% while median household income rose 29%, from $97,554 to $125,853. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92630 compare to other ZIPs in California?

ZIP 92630 is one of the pricier among California ZIP codes for rent, ranking #277 of 898 at $3,204/mo. Over the year to September 2026, rent in ZIP 92630 changed +5.0%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92630 compare to the rest of Lake Forest?

At $3,204/mo, ZIP 92630 is $38 above the Lake Forest citywide median of $3,166/mo.
Income Affordability
31%
MODERATE

At $3,204/mo, rent takes ~31% of ZIP 92630's median household income ($125,853/yr). The standard benchmark is 30%.

ZIP 92630 31%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92630 (Lake Forest, CA)

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