ZIP 92646
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 92646 usually run 0.8% below trend in December and 1% above it in July, about $61 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 92646 is 0.1% below its high of $3,388 in July 2026, at $3,384 as of September 2026.
Rent in ZIP 92646 changed +3.2% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 92646 rose 36.2% while median household income rose 32.1% ($98,882 to $130,672). Rent outpaced income.
Rent in ZIP 92646 is 40.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 8 of the last 12 months.
30% of the median household income ($130,672) is $3,267 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,920); a 2-bedroom is $3,440.
3rd cheapest of 4 ZIP codes in Huntington Beach.
ZIP 92663, 3 miles away, rents for 13% less ($2,961/mo), about $5,100 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 92646. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 92646 (Huntington Beach, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 51.6% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 92646 in Huntington Beach, CA has changed in 5 years
Five years ago, renters in ZIP 92646 in Huntington Beach, CA paid around $2,508 a month. That figure now sits near $3,384, up 34.9% from the 2021 baseline. Household income in the area moved from $112,926 to $130,672 across the same window, up 15.7% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92646 in Huntington Beach, CA losing about 1,324 residents over the five-year window, down 2.4% on net. The renter share has risen from 23.7% to 25.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 47.7% to 51.6% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 92646 in Huntington Beach, CA look reasonable against where the market sat half a decade ago.
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Tips for renters in ZIP 92646
Last updated: October 17, 2026
ZIP code 92646 covers Huntington Beach, CA. The median rent here is $3,384/mo as of October 2026. A 1-bedroom rents for a median of $2,920/mo. A 2-bedroom rents for a median of $3,440/mo.
At 31% of local median household income ($130,672/yr), ZIP 92646 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.2% over the past year.
Frequently asked questions
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How does ZIP 92646 compare to other ZIPs in California?
How does ZIP 92646 compare to the rest of Huntington Beach?
At $3,384/mo, rent takes ~31% of ZIP 92646's median household income ($130,672/yr). The standard benchmark is 30%.
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