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ZIP Code · CA

ZIP 92646

Pop. 54,615·Orange County·248th most expensive ZIP in California
Median rent (all units)
$3,280/mo
Year-over-Year
+5.8%
Month-over-Month
+2.8%
vs US Median
+$1,315
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92646 · $3,280
More expensive than 93% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,850
1 BR
$2,920
2 BR
$3,440
3 BR
$4,670
4 BR+
$5,580
Research median
$3,440/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$39,360/yr
At $3,280/mo median
Location
StateCA
CountyOrange County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.8% YoY, +2.8% MoM), not inventory.
Demographics

Who lives here

ZIP 92646 (Huntington Beach, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 51.6% of residents hold a bachelor's degree or higher.

Population
54,615
Median income
$130,672
Median age
47.8
Renters
25.6%
Age distribution
18.5%
17.5%
23.4%
16.9%
23.7%
Under 1818.5%
18–3417.5%
35–5423.4%
55–6416.9%
65+23.7%
Gender
50.6%
49.4%
Male50.6%
Female49.4%
Race & ethnicity
65.9%
14.6%
13.4%
White65.9%
Black0.8%
Hispanic14.6%
Asian13.4%
Other5.3%
Education (25+)
14.6%
29.4%
51.6%
No HS diploma4.3%
HS diploma14.6%
Some college29.4%
Bachelor's+51.6%
Housing tenure
74.4%
25.6%
Owner74.4%
Renter25.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92646 in Huntington Beach, CA has changed in 5 years

Rent
$2,404 → $3,280
up 36.4%
Income
$112,926 → $130,672
up 15.7%
Population
55,939 → 54,615
down 2.4%
Renter share
23.7% → 25.6%
+1.9 pts
Bachelor's+
47.7% → 51.6%
+3.9 pts
Median age
46.9 → 47.8
+0.9 yrs

Five years ago, renters in ZIP 92646 in Huntington Beach, CA paid around $2,404 a month. That figure now sits near $3,280, up 36.4% from the 2021 baseline. Household income in the area moved from $112,926 to $130,672 across the same window, up 15.7% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 92646 in Huntington Beach, CA losing about 1,324 residents over the five-year window, down 2.4% on net. The renter share has risen from 23.7% to 25.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 47.7% to 51.6% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 92646 in Huntington Beach, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 92646

Last updated: July 20, 2026

ZIP code 92646 covers Huntington Beach, CA. The median rent here is $3,280/mo as of July 2026. A 1-bedroom rents for a median of $2,920/mo. A 2-bedroom rents for a median of $3,440/mo.

At 30% of local median household income ($130,672/yr), ZIP 92646 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 92646?

As of July 20, 2026, the median monthly rent in ZIP 92646 (Huntington Beach, CA) is $3,280. This is based on aggregated data from public sources and community submissions.

How does ZIP 92646 rent compare to the US average?

ZIP 92646's median rent of $3,280/mo is $1,315 (67%) above the US national median of $1,965/mo.

How does ZIP 92646 compare to other ZIPs in California?

ZIP 92646 is one of the pricier ZIP codes in California, ranking #248 out of 907 ZIPs tracked at $3,280/mo.

How much income do you need to rent in ZIP 92646?

To keep rent at or below 30% of gross income, you would need to earn at least $131,000/year (~$63/hour full-time) to afford the median rent of $3,280/mo in ZIP 92646. The local median household income is $130,672/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 92646?

Rent in ZIP 92646 has increased 5.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 92646 an affordable place to rent?

ZIP 92646 is considered moderate for renters. At $3,280/mo, rent takes approximately 30% of the local median household income ($130,672/yr). The standard benchmark is 30%. ZIP 92646 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 92646 residents rent vs. own?

According to Census data, approximately 25.6% of ZIP 92646 households are renters, while 74.4% are owner-occupied. ZIP 92646 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 92646 compare to the rest of Huntington Beach?

ZIP 92646 is pricier than Huntington Beach as a whole. At $3,280/mo, it's $202 above the Huntington Beach citywide median of $3,078/mo.

When was rent data for ZIP 92646 last updated?

Rent data for ZIP 92646 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $3,280/mo, rent takes ~30% of ZIP 92646's median household income ($130,672/yr). The standard benchmark is 30%.

ZIP 92646 30%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92646 (Huntington Beach, CA)

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