ZIP Code · CA

ZIP 92651

Pop. 23,557·Orange County·24th most expensive ZIP in California
Median rent (all units)
$5,560/mo
Year-over-Year
+6.9%
Month-over-Month
+2.0%
vs US Median
+$3,628
Reported rents
Rising (Monthly)
Be the first to discuss 92651 rents ↓
Most AffordableMost Expensive
ZIP 92651 · $5,560
More expensive than 99% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$3,270
1 BR
$3,340
2 BR
$3,940
3 BR
$5,350
4 BR+
$6,390
Research median
$3,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

October. Asking rents in ZIP 92651 usually run 1.9% below trend in October and 1.9% above it in May, about $211 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 92651 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in ZIP 92651 changed +6.9% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92651 rose 48.3% while median household income rose 10.9% ($132,222 to $146,604). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92651 is 66.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($146,604) is $3,665 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,340); a 2-bedroom is $3,940.

Cheaper nearby

ZIP 92656, 2 miles away, rents for 38% less ($3,469/mo), about $25,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92651. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$66,720/yr
At $5,560/mo median
Location
StateCA
CountyOrange County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.9% YoY, +2.0% MoM), not inventory.
Demographics

Who lives here

ZIP 92651 (Laguna Beach, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 69.6% of residents hold a bachelor's degree or higher.

Population
23,557
Median income
$146,604
Median age
54.1
Renters
33%
Age distribution
15.4%
12.5%
24.2%
17.4%
30.4%
Under 1815.4%
18–3412.5%
35–5424.2%
55–6417.4%
65+30.4%
Gender
50.9%
49.1%
Male50.9%
Female49.1%
Race & ethnicity
82.6%
White82.6%
Black0.5%
Hispanic9.6%
Asian3.8%
Other3.5%
Education (25+)
20.8%
69.6%
No HS diploma2.3%
HS diploma7.2%
Some college20.8%
Bachelor's+69.6%
Housing tenure
67%
33%
Owner67%
Renter33%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92651 in Laguna Beach, CA has changed in 5 years

Rent
$3,772 → $5,560
up 47.4%
Income
$138,734 → $146,604
up 5.7%
Population
24,042 → 23,557
down 2.0%
Renter share
33.4% → 33%
-0.4 pts
Bachelor's+
68.2% → 69.6%
+1.4 pts
Median age
53.1 → 54.1
+1.0 yrs

Since 2021, the typical rent in ZIP 92651 in Laguna Beach, CA has climbed from $3,772 to $5,560, a 47.4% change over five years. Household income in the area moved from $138,734 to $146,604 across the same window, up 5.7% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.0% since 2021, moving from about 24,042 residents to roughly 23,557. Reading these numbers side by side helps frame whether current listings in ZIP 92651 in Laguna Beach, CA look reasonable against where the market sat half a decade ago.

Community

Discussions about ZIP 92651

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 92651

About renting in ZIP 92651

Last updated: October 17, 2026

ZIP code 92651 covers Laguna Beach, CA. The median rent here is $5,560/mo as of October 2026. A 1-bedroom rents for a median of $3,340/mo. A 2-bedroom rents for a median of $3,940/mo.

At 46% of local median household income ($146,604/yr), ZIP 92651 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92651?

To keep rent at or below 30% of gross income, you would need to earn at least $222,000/year (about $107/hour full-time) to afford the median rent of $5,560/mo in ZIP 92651. The local median household income is $146,604/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92651?

Rent in ZIP 92651 has risen 6.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 92651?

Asking rents in ZIP 92651 are usually lowest in October, about 1.9% below their yearly trend, and highest in May, about 1.9% above it. At today's median that is a gap of roughly $211 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 92651?

Yes. From 2019 to 2024, rent in ZIP 92651 rose 48.3% while median household income rose 10.9%, from $132,222 to $146,604. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92651 compare to other ZIPs in California?

ZIP 92651 is one of the pricier among California ZIP codes for rent, ranking #24 of 898 at $5,560/mo. Over the year to September 2026, rent in ZIP 92651 changed +6.9%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92651 compare to the rest of Laguna Beach?

At $5,560/mo, ZIP 92651 is $41 above the Laguna Beach citywide median of $5,519/mo.
Income Affordability
46%
STRETCHED

At $5,560/mo, rent takes ~46% of ZIP 92651's median household income ($146,604/yr). The standard benchmark is 30%.

ZIP 92651 46%Benchmark 30%
State income tax1–13.3%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 92651 (Laguna Beach, CA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.