ZIP Code · CA

ZIP 92677

Pop. 64,139·Orange County·227th most expensive ZIP in California
Median rent (all units)
$3,343/mo
Year-over-Year
+7.5%
Month-over-Month
+0.5%
vs US Median
+$1,411
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92677 · $3,343
More expensive than 94% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$3,180
1 BR
$3,260
2 BR
$3,840
3 BR
$5,210
4 BR+
$6,230
Research median
$3,840/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 92677 usually run 0.4% below trend in December and 0.5% above it in August, about $30 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 92677 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in ZIP 92677 changed +7.5% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92677 rose 38.6% while median household income rose 29.7% ($108,252 to $140,452). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92677 is 48.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 7 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($140,452) is $3,511 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,260); a 2-bedroom is $3,840.

Cheaper nearby

ZIP 92688, 8 miles away, rents for 15% less ($2,849/mo), about $5,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92677. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,116/yr
At $3,343/mo median
Location
StateCA
CountyOrange County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.5% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 92677 (Laguna Niguel, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 59.8% of residents hold a bachelor's degree or higher.

Population
64,139
Median income
$140,452
Median age
47.6
Renters
32.6%
Age distribution
17.9%
16.8%
26.3%
16.6%
22.4%
Under 1817.9%
18–3416.8%
35–5426.3%
55–6416.6%
65+22.4%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
67.4%
14.7%
White67.4%
Black1.1%
Hispanic14.7%
Asian11.3%
Other5.6%
Education (25+)
13.6%
23.2%
59.8%
No HS diploma3.3%
HS diploma13.6%
Some college23.2%
Bachelor's+59.8%
Housing tenure
67.4%
32.6%
Owner67.4%
Renter32.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92677 in Laguna Niguel, CA has changed in 5 years

Rent
$2,392 → $3,343
up 39.8%
Income
$125,495 → $140,452
up 11.9%
Population
64,608 → 64,139
down 0.7%
Renter share
33% → 32.6%
-0.4 pts
Bachelor's+
55.9% → 59.8%
+3.9 pts

Across the past five years, the going rent in ZIP 92677 in Laguna Niguel, CA has shifted from $2,392 to $3,343, up 39.8% since 2021. Local incomes tracked alongside that move, going from a median of $125,495 in 2021 to $140,452 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 55.9% to 59.8% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 92677 in Laguna Niguel, CA market of 2021.

Community

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Local insights

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About renting in ZIP 92677

Last updated: October 17, 2026

ZIP code 92677 covers Laguna Niguel, CA. The median rent here is $3,343/mo as of October 2026. A 1-bedroom rents for a median of $3,260/mo. A 2-bedroom rents for a median of $3,840/mo.

At 29% of local median household income ($140,452/yr), ZIP 92677 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92677?

To keep rent at or below 30% of gross income, you would need to earn at least $134,000/year (about $64/hour full-time) to afford the median rent of $3,343/mo in ZIP 92677. The local median household income is $140,452/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 92677?

Rent in ZIP 92677 has risen 7.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 92677?

Asking rents in ZIP 92677 are usually lowest in December, about 0.4% below their yearly trend, and highest in August, about 0.5% above it. At today's median that is a gap of roughly $30 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 92677?

Yes. From 2019 to 2024, rent in ZIP 92677 rose 38.6% while median household income rose 29.7%, from $108,252 to $140,452. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92677 compare to other ZIPs in California?

ZIP 92677 is one of the pricier among California ZIP codes for rent, ranking #227 of 898 at $3,343/mo. Over the year to September 2026, rent in ZIP 92677 changed +7.5%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92677 compare to the rest of Laguna Niguel?

ZIP 92677 sits right at the Laguna Niguel citywide median of $3,343/mo.
Income Affordability
29%
AFFORDABLE

At $3,343/mo, rent takes ~29% of ZIP 92677's median household income ($140,452/yr). The standard benchmark is 30%.

ZIP 92677 29%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 92677 (Laguna Niguel, CA)

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