ZIP Code · CA

ZIP 93402

Part of Los Osos, CA

Pop. 14,197·San Luis Obispo County·408th most expensive ZIP in California

Median rent (all units)

$2,869/mo

Year-over-Year

Stable

Month-over-Month

+1.3%

vs US Median

+$937

Reported rents

Rising (Monthly)

Be the first to discuss 93402 rents ↓

Most AffordableMost Expensive

ZIP 93402 · $2,869

More expensive than 88% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,760

1 BR

$1,940

2 BR

$2,550

3 BR

$3,420

4 BR+

$3,920

Research median

$2,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($109,090) is $2,727 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,550); a 3-bedroom is $3,420.

From Zillow's monthly rent index (ZORI) for ZIP 93402. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$34,428/yr

At $2,869/mo median

Location

CityLos Osos

StateCA

CountySan Luis Obispo County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.3% MoM), not inventory.

Demographics

Who lives here

ZIP 93402 (Los Osos, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 53.7% of residents hold a bachelor's degree or higher.

Population

14,197

Median income

$109,090

Median age

48.7

Renters

27%

Age distribution

18.4%

15.4%

24.2%

13.1%

28.9%

Under 1818.4%

18–3415.4%

35–5424.2%

55–6413.1%

65+28.9%

Gender

50.3%

49.7%

Male50.3%

Female49.7%

Race & ethnicity

79.2%

15.2%

White79.2%

Black0.6%

Hispanic15.2%

Asian3.8%

Other1.3%

Education (25+)

32.2%

53.7%

No HS diploma3.2%

HS diploma10.9%

Some college32.2%

Bachelor's+53.7%

Housing tenure

73%

27%

Owner73%

Renter27%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 93402 in Los Osos, CA has changed in 5 years

Income

$82,894 → $109,090

up 31.6%

Population

15,692 → 14,197

down 9.5%

Renter share

30.4% → 27%

-3.4 pts

Bachelor's+

43% → 53.7%

+10.7 pts

Median age

47.9 → 48.7

+0.8 yrs

Median household income rose from $82,894 to $109,090 between 2021 and 2024, a 31.6% shift. The population has contracted by 9.5% since 2021, moving from about 15,692 residents to roughly 14,197. Renters now make up 27% of households, compared with 30.4% five years ago. College-educated residents now make up 53.7% of adults here, versus 43% in 2021.

Community

Discussions about ZIP 93402

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 93402

About renting in ZIP 93402

Last updated: October 17, 2026

ZIP code 93402 covers Los Osos, CA. The median rent here is $2,869/mo as of October 2026. A 1-bedroom rents for a median of $1,940/mo. A 2-bedroom rents for a median of $2,550/mo.

At 32% of local median household income ($109,090/yr), ZIP 93402 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 93402?

To keep rent at or below 30% of gross income, you would need to earn at least $115,000/year (about $55/hour full-time) to afford the median rent of $2,869/mo in ZIP 93402. The local median household income is $109,090/yr, so the typical household falls short of that bar.