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ZIP Code · CA

ZIP 93442

Pop. 11,571·San Luis Obispo County·343rd most expensive ZIP in California
Median rent (all units)
$3,024/mo
Year-over-Year
+18.6%
Month-over-Month
+13.7%
vs US Median
+$1,059
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 93442 · $3,024
More expensive than 90% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,670
1 BR
$1,840
2 BR
$2,420
3 BR
$3,250
4 BR+
$3,720
Research median
$2,420/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$36,288/yr
At $3,024/mo median
Location
StateCA
CountySan Luis Obispo County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 18.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+18.6% YoY, +13.7% MoM), not inventory.
Demographics

Who lives here

ZIP 93442 (Morro Bay, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 46.8% of residents hold a bachelor's degree or higher.

Population
11,571
Median income
$95,623
Median age
54.5
Renters
34.1%
Age distribution
12.1%
16.7%
21.6%
16.9%
32.6%
Under 1812.1%
18–3416.7%
35–5421.6%
55–6416.9%
65+32.6%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
80.7%
13.5%
White80.7%
Hispanic13.5%
Asian2.7%
Other2.8%
Education (25+)
13.1%
35.4%
46.8%
No HS diploma4.7%
HS diploma13.1%
Some college35.4%
Bachelor's+46.8%
Housing tenure
65.9%
34.1%
Owner65.9%
Renter34.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 93442 in Morro Bay, CA has changed in 5 years

Income
$79,918 → $95,623
up 19.7%
Population
11,250 → 11,571
up 2.9%
Renter share
42.8% → 34.1%
-8.7 pts
Bachelor's+
42.1% → 46.8%
+4.7 pts
Median age
51.5 → 54.5
+3.0 yrs

On the earnings side, the typical household in ZIP 93442 in Morro Bay, CA now reports about $95,623, up from $79,918 in 2021. Census counts show ZIP 93442 in Morro Bay, CA adding about 321 residents over the five-year window, up 2.9% on net. The renter share has eased from 42.8% to 34.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 42.1% to 46.8% across the same window.

Community

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Local insights

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About renting in ZIP 93442

Last updated: July 20, 2026

ZIP code 93442 covers Morro Bay, CA. The median rent here is $3,024/mo as of July 2026. A 1-bedroom rents for a median of $1,840/mo. A 2-bedroom rents for a median of $2,420/mo.

At 38% of local median household income ($95,623/yr), ZIP 93442 ranks as moderate compared to the national benchmark of 30%. Rents have increased 18.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 93442?

As of July 20, 2026, the median monthly rent in ZIP 93442 (Morro Bay, CA) is $3,024. This is based on aggregated data from public sources and community submissions.

How does ZIP 93442 rent compare to the US average?

ZIP 93442's median rent of $3,024/mo is $1,059 (54%) above the US national median of $1,965/mo.

How does ZIP 93442 compare to other ZIPs in California?

ZIP 93442 falls in the middle range for California, ranking #343 out of 907 ZIPs at $3,024/mo.

How much income do you need to rent in ZIP 93442?

To keep rent at or below 30% of gross income, you would need to earn at least $121,000/year (~$58/hour full-time) to afford the median rent of $3,024/mo in ZIP 93442. The local median household income is $95,623/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 93442?

Rent in ZIP 93442 has increased 18.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 93442 an affordable place to rent?

ZIP 93442 is considered moderate for renters. At $3,024/mo, rent takes approximately 38% of the local median household income ($95,623/yr). The standard benchmark is 30%. ZIP 93442 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 93442 residents rent vs. own?

According to Census data, approximately 34.1% of ZIP 93442 households are renters, while 65.9% are owner-occupied. ZIP 93442 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 93442 compare to the rest of Morro Bay?

ZIP 93442 sits right at the Morro Bay citywide median of $3,024/mo.

When was rent data for ZIP 93442 last updated?

Rent data for ZIP 93442 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
38%
MODERATE

At $3,024/mo, rent takes ~38% of ZIP 93442's median household income ($95,623/yr). The standard benchmark is 30%.

ZIP 93442 38%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 93442 (Morro Bay, CA)

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