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ZIP Code · CA

ZIP 94945

Part of Novato, CA
Pop. 17,635·Marin County·70th most expensive ZIP in California
Median rent (all units)
$4,276/mo
Year-over-Year
Stable
Month-over-Month
-3.4%
vs US Median
+$2,311
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 94945 · $4,276
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,050
1 BR
$2,510
2 BR
$2,990
3 BR
$3,770
4 BR+
$3,960
Research median
$2,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$51,312/yr
At $4,276/mo median
Location
CityNovato
StateCA
CountyMarin County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -3.4% MoM), not inventory.
Demographics

Who lives here

ZIP 94945 (Novato, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 52.1% of residents hold a bachelor's degree or higher.

Population
17,635
Median income
$107,790
Median age
49.6
Renters
29.6%
Age distribution
19.7%
14.1%
24.7%
17.5%
24.1%
Under 1819.7%
18–3414.1%
35–5424.7%
55–6417.5%
65+24.1%
Gender
50.2%
49.8%
Male50.2%
Female49.8%
Race & ethnicity
62.5%
24.8%
White62.5%
Black2.8%
Hispanic24.8%
Asian7.9%
Other2.1%
Education (25+)
15.9%
22.1%
52.1%
No HS diploma9.9%
HS diploma15.9%
Some college22.1%
Bachelor's+52.1%
Housing tenure
70.4%
29.6%
Owner70.4%
Renter29.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94945 in Novato, CA has changed in 5 years

Income
$109,544 → $107,790
down 1.6%
Population
17,482 → 17,635
up 0.9%
Renter share
28.3% → 29.6%
+1.3 pts
Bachelor's+
49.6% → 52.1%
+2.5 pts
Median age
51.3 → 49.6
-1.7 yrs

Household income in the area moved from $109,544 to $107,790 across the same window, down 1.6% versus 2021. College-educated residents now make up 52.1% of adults here, versus 49.6% in 2021.

Community

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Local insights

Tips for renters in ZIP 94945

About renting in ZIP 94945

Last updated: July 20, 2026

ZIP code 94945 covers Novato, CA. The median rent here is $4,276/mo as of July 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $2,990/mo.

At 48% of local median household income ($107,790/yr), ZIP 94945 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94945?

As of July 20, 2026, the median monthly rent in ZIP 94945 (Novato, CA) is $4,276. This is based on aggregated data from public sources and community submissions.

How does ZIP 94945 rent compare to the US average?

ZIP 94945's median rent of $4,276/mo is $2,311 (118%) above the US national median of $1,965/mo.

How does ZIP 94945 compare to other ZIPs in California?

ZIP 94945 is one of the pricier ZIP codes in California, ranking #70 out of 907 ZIPs tracked at $4,276/mo.

How much income do you need to rent in ZIP 94945?

To keep rent at or below 30% of gross income, you would need to earn at least $171,000/year (~$82/hour full-time) to afford the median rent of $4,276/mo in ZIP 94945. The local median household income is $107,790/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 94945?

Rent in ZIP 94945 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 94945 an affordable place to rent?

ZIP 94945 is considered stretched for renters. At $4,276/mo, rent takes approximately 48% of the local median household income ($107,790/yr). The standard benchmark is 30%. ZIP 94945 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 94945 residents rent vs. own?

According to Census data, approximately 29.6% of ZIP 94945 households are renters, while 70.4% are owner-occupied. ZIP 94945 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 94945 compare to the rest of Novato?

ZIP 94945 is pricier than Novato as a whole. At $4,276/mo, it's $419 above the Novato citywide median of $3,857/mo.

When was rent data for ZIP 94945 last updated?

Rent data for ZIP 94945 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
48%
STRETCHED

At $4,276/mo, rent takes ~48% of ZIP 94945's median household income ($107,790/yr). The standard benchmark is 30%.

ZIP 94945 48%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 94945 (Novato, CA)

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