ZIP 95032
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 95032 usually run 0.9% below trend in December and 0.5% above it in September, about $58 a month apart at today's median. Based on 9 years of data.
Rent in ZIP 95032 is at its highest level since Zillow's records here began in June 2017.
Rent in ZIP 95032 changed +4.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 95032 rose 12.3% while median household income rose 31.6% ($154,810 to $203,727). Income kept ahead of rent.
Rent in ZIP 95032 is 27.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 10 of the last 12 months.
30% of the median household income ($203,727) is $5,093 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($4,980); a 4-bedroom is $5,420.
ZIP 95008, 5 miles away, rents for 17% less ($3,450/mo), about $8,200 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 95032. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 95032 (Los Gatos, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 75.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 95032 in Los Gatos, CA has changed in 5 years
The median rent in ZIP 95032 in Los Gatos, CA stood at $3,113 in 2021 and currently runs about $4,132, reflecting a 32.7% increase over the period. Local incomes tracked alongside that move, going from a median of $163,082 in 2021 to $203,727 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. College-educated residents now make up 75.4% of adults here, versus 72.4% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95032 in Los Gatos, CA market of 2021.
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Tips for renters in ZIP 95032
Last updated: October 17, 2026
ZIP code 95032 covers Los Gatos, CA. The median rent here is $4,132/mo as of October 2026. A 1-bedroom rents for a median of $3,230/mo. A 2-bedroom rents for a median of $3,770/mo.
At 24% of local median household income ($203,727/yr), ZIP 95032 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.7% over the past year.
Frequently asked questions
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How does ZIP 95032 compare to other ZIPs in California?
How does ZIP 95032 compare to the rest of Los Gatos?
At $4,132/mo, rent takes ~24% of ZIP 95032's median household income ($203,727/yr). The standard benchmark is 30%.
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