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ZIP Code · CA

ZIP 95032

Pop. 27,313·Santa Clara County·50th most expensive ZIP in California
Median rent (all units)
$4,540/mo
Year-over-Year
+19.9%
Month-over-Month
+1.8%
vs US Median
+$2,575
Reported rents (1)
$5,300/mo median
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95032 · $4,540
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,840
1 BR
$3,230
2 BR
$3,770
3 BR
$4,980
4 BR+
$5,420
Research median
$3,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$54,480/yr
At $4,540/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 19.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+19.9% YoY, +1.8% MoM), not inventory.
Demographics

Who lives here

ZIP 95032 (Los Gatos, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 75.4% of residents hold a bachelor's degree or higher.

Population
27,313
Median income
$203,727
Median age
44
Renters
34.6%
Age distribution
24.3%
13.9%
28.7%
12.5%
20.6%
Under 1824.3%
18–3413.9%
35–5428.7%
55–6412.5%
65+20.6%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
62.6%
22%
White62.6%
Black1.5%
Hispanic10.6%
Asian22%
Other3.3%
Education (25+)
16%
75.4%
No HS diploma2.2%
HS diploma6.3%
Some college16%
Bachelor's+75.4%
Housing tenure
65.4%
34.6%
Owner65.4%
Renter34.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95032 in Los Gatos, CA has changed in 5 years

Rent
$3,005 → $4,540
up 51.1%
Income
$163,082 → $203,727
up 24.9%
Population
27,149 → 27,313
up 0.6%
Renter share
33.2% → 34.6%
+1.4 pts
Bachelor's+
72.4% → 75.4%
+3.0 pts
Median age
45.3 → 44
-1.3 yrs

The median rent in ZIP 95032 in Los Gatos, CA stood at $3,005 in 2021 and currently runs about $4,540, reflecting a 51.1% increase over the period. Local incomes tracked alongside that move, going from a median of $163,082 in 2021 to $203,727 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. College-educated residents now make up 75.4% of adults here, versus 72.4% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95032 in Los Gatos, CA market of 2021.

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Local insights

Tips for renters in ZIP 95032

About renting in ZIP 95032

Last updated: July 20, 2026

ZIP code 95032 covers Los Gatos, CA. The median rent here is $4,540/mo as of July 2026. A 1-bedroom rents for a median of $3,230/mo. A 2-bedroom rents for a median of $3,770/mo.

At 27% of local median household income ($203,727/yr), ZIP 95032 ranks as affordable compared to the national benchmark of 30%. Rents have increased 19.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95032?

As of July 20, 2026, the median monthly rent in ZIP 95032 (Los Gatos, CA) is $4,540. This is based on aggregated data from public sources and community submissions.

How does ZIP 95032 rent compare to the US average?

ZIP 95032's median rent of $4,540/mo is $2,575 (131%) above the US national median of $1,965/mo.

How does ZIP 95032 compare to other ZIPs in California?

ZIP 95032 is one of the pricier ZIP codes in California, ranking #50 out of 907 ZIPs tracked at $4,540/mo.

How much income do you need to rent in ZIP 95032?

To keep rent at or below 30% of gross income, you would need to earn at least $182,000/year (~$88/hour full-time) to afford the median rent of $4,540/mo in ZIP 95032. The local median household income is $203,727/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95032?

Rent in ZIP 95032 has increased 19.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95032 an affordable place to rent?

ZIP 95032 is considered affordable for renters. At $4,540/mo, rent takes approximately 27% of the local median household income ($203,727/yr). The standard benchmark is 30%. ZIP 95032 falls comfortably within that range.

What percentage of ZIP 95032 residents rent vs. own?

According to Census data, approximately 34.6% of ZIP 95032 households are renters, while 65.4% are owner-occupied. ZIP 95032 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95032 compare to the rest of Los Gatos?

ZIP 95032 is pricier than Los Gatos as a whole. At $4,540/mo, it's $298 above the Los Gatos citywide median of $4,242/mo.

When was rent data for ZIP 95032 last updated?

Rent data for ZIP 95032 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $4,540/mo, rent takes ~27% of ZIP 95032's median household income ($203,727/yr). The standard benchmark is 30%.

ZIP 95032 27%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95032 (Los Gatos, CA)

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