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ZIP Code · CA

ZIP 95130

Part of San Jose, CA
Pop. 13,511·Santa Clara County·251st most expensive ZIP in California
Median rent (all units)
$3,273/mo
Year-over-Year
+13.0%
Month-over-Month
+28.7%
vs US Median
+$1,308
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95130 · $3,273
More expensive than 93% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,080
1 BR
$2,370
2 BR
$2,770
3 BR
$3,660
4 BR+
$3,980
Research median
$2,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$39,276/yr
At $3,273/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 13.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+13.0% YoY, +28.7% MoM), not inventory.
Demographics

Who lives here

ZIP 95130 (San Jose, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 58.9% of residents hold a bachelor's degree or higher.

Population
13,511
Median income
$159,556
Median age
38.4
Renters
35.9%
Age distribution
25.2%
18.4%
29.5%
12.8%
14%
Under 1825.2%
18–3418.4%
35–5429.5%
55–6412.8%
65+14%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
35.1%
19.5%
40.1%
White35.1%
Black2.4%
Hispanic19.5%
Asian40.1%
Other2.9%
Education (25+)
24.9%
58.9%
No HS diploma5.3%
HS diploma11%
Some college24.9%
Bachelor's+58.9%
Housing tenure
64.1%
35.9%
Owner64.1%
Renter35.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95130 in San Jose, CA has changed in 5 years

Income
$158,656 → $159,556
up 0.6%
Population
13,147 → 13,511
up 2.8%
Renter share
39% → 35.9%
-3.1 pts
Bachelor's+
60.6% → 58.9%
-1.7 pts
Median age
37.9 → 38.4
+0.5 yrs

Local incomes tracked alongside that move, going from a median of $158,656 in 2021 to $159,556 more recently. Headcount in the area went from 13,147 to 13,511 between 2021 and 2024, a 2.8% change. About 35.9% of households rent today, against 39% in 2021.

Community

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Local insights

Tips for renters in ZIP 95130

About renting in ZIP 95130

Last updated: July 20, 2026

ZIP code 95130 covers San Jose, CA. The median rent here is $3,273/mo as of July 2026. A 1-bedroom rents for a median of $2,370/mo. A 2-bedroom rents for a median of $2,770/mo.

At 25% of local median household income ($159,556/yr), ZIP 95130 ranks as affordable compared to the national benchmark of 30%. Rents have increased 13.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95130?

As of July 20, 2026, the median monthly rent in ZIP 95130 (San Jose, CA) is $3,273. This is based on aggregated data from public sources and community submissions.

How does ZIP 95130 rent compare to the US average?

ZIP 95130's median rent of $3,273/mo is $1,308 (67%) above the US national median of $1,965/mo.

How does ZIP 95130 compare to other ZIPs in California?

ZIP 95130 is one of the pricier ZIP codes in California, ranking #251 out of 907 ZIPs tracked at $3,273/mo.

How much income do you need to rent in ZIP 95130?

To keep rent at or below 30% of gross income, you would need to earn at least $131,000/year (~$63/hour full-time) to afford the median rent of $3,273/mo in ZIP 95130. The local median household income is $159,556/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95130?

Rent in ZIP 95130 has increased 13.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95130 an affordable place to rent?

ZIP 95130 is considered affordable for renters. At $3,273/mo, rent takes approximately 25% of the local median household income ($159,556/yr). The standard benchmark is 30%. ZIP 95130 falls comfortably within that range.

What percentage of ZIP 95130 residents rent vs. own?

According to Census data, approximately 35.9% of ZIP 95130 households are renters, while 64.1% are owner-occupied. ZIP 95130 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95130 compare to the rest of San Jose?

ZIP 95130 is more affordable than San Jose overall. At $3,273/mo, it's $206 below the San Jose citywide median of $3,479/mo.

When was rent data for ZIP 95130 last updated?

Rent data for ZIP 95130 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $3,273/mo, rent takes ~25% of ZIP 95130's median household income ($159,556/yr). The standard benchmark is 30%.

ZIP 95130 25%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95130 (San Jose, CA)

Recent submissions

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