ZIP Code · CA

ZIP 95130

Part of San Jose, CA

Pop. 13,511·Santa Clara County·81st most expensive ZIP in California

Median rent (all units)

$4,201/mo

Year-over-Year

+18.1%

Month-over-Month

+1.1%

vs US Median

+$2,269

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95130 · $4,201

More expensive than 98% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,080

1 BR

$2,370

2 BR

$2,770

3 BR

$3,660

4 BR+

$3,980

Research median

$2,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of California

Rent in ZIP 95130 changed +18.1% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 13 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($159,556) is $3,989 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,980).

Rank in San Jose

22nd cheapest of 25 ZIP codes in San Jose.

Cheaper nearby

ZIP 95008, 2 miles away, rents for 18% less ($3,450/mo), about $9,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95130. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$50,412/yr

At $4,201/mo median

Location

CitySan Jose

StateCA

CountySanta Clara County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 18.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+18.1% YoY, +1.1% MoM), not inventory.

Demographics

Who lives here

ZIP 95130 (San Jose, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 58.9% of residents hold a bachelor's degree or higher.

Population

13,511

Median income

$159,556

Median age

38.4

Renters

35.9%

Age distribution

25.2%

18.4%

29.5%

12.8%

14%

Under 1825.2%

18–3418.4%

35–5429.5%

55–6412.8%

65+14%

Gender

49.2%

50.8%

Male49.2%

Female50.8%

Race & ethnicity

35.1%

19.5%

40.1%

White35.1%

Black2.4%

Hispanic19.5%

Asian40.1%

Other2.9%

Education (25+)

24.9%

58.9%

No HS diploma5.3%

HS diploma11%

Some college24.9%

Bachelor's+58.9%

Housing tenure

64.1%

35.9%

Owner64.1%

Renter35.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95130 in San Jose, CA has changed in 5 years

Income

$158,656 → $159,556

up 0.6%

Population

13,147 → 13,511

up 2.8%

Renter share

39% → 35.9%

-3.1 pts

Bachelor's+

60.6% → 58.9%

-1.7 pts

Median age

37.9 → 38.4

+0.5 yrs

Local incomes tracked alongside that move, going from a median of $158,656 in 2021 to $159,556 more recently. Headcount in the area went from 13,147 to 13,511 between 2021 and 2024, a 2.8% change. About 35.9% of households rent today, against 39% in 2021.

Community

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Local insights

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About renting in ZIP 95130

Last updated: October 17, 2026

ZIP code 95130 covers San Jose, CA. The median rent here is $4,201/mo as of October 2026. A 1-bedroom rents for a median of $2,370/mo. A 2-bedroom rents for a median of $2,770/mo.

At 32% of local median household income ($159,556/yr), ZIP 95130 ranks as moderate compared to the national benchmark of 30%. Rents have increased 18.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95130?

To keep rent at or below 30% of gross income, you would need to earn at least $168,000/year (about $81/hour full-time) to afford the median rent of $4,201/mo in ZIP 95130. The local median household income is $159,556/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95130?

Rent in ZIP 95130 has risen 18.1% over the past year.

How does ZIP 95130 compare to other ZIPs in California?

ZIP 95130 is one of the pricier among California ZIP codes for rent, ranking #81 of 898 at $4,201/mo. Over the year to September 2026, rent in ZIP 95130 changed +18.1%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.