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ZIP Code · CA

ZIP 95120

Part of San Jose, CA
Pop. 36,967·Santa Clara County·25th most expensive ZIP in California
Median rent (all units)
$5,426/mo
Year-over-Year
Stable
Month-over-Month
+5.5%
vs US Median
+$3,461
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95120 · $5,426
More expensive than 99% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,700
1 BR
$3,030
2 BR
$3,580
3 BR
$4,710
4 BR+
$5,100
Research median
$3,580/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$65,112/yr
At $5,426/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +5.5% MoM), not inventory.
Demographics

Who lives here

ZIP 95120 (San Jose, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 75.2% of residents hold a bachelor's degree or higher.

Population
36,967
Median income
$250,001
Median age
47.5
Renters
10.9%
Age distribution
22.3%
12.2%
29%
16.2%
20.4%
Under 1822.3%
18–3412.2%
35–5429%
55–6416.2%
65+20.4%
Gender
50.3%
49.7%
Male50.3%
Female49.7%
Race & ethnicity
45.3%
41.4%
White45.3%
Black0.6%
Hispanic7.5%
Asian41.4%
Other5.2%
Education (25+)
15.5%
75.2%
No HS diploma3.1%
HS diploma6.3%
Some college15.5%
Bachelor's+75.2%
Housing tenure
89.1%
Owner89.1%
Renter10.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95120 in San Jose, CA has changed in 5 years

Income
$221,632 → $250,001
up 12.8%
Population
38,358 → 36,967
down 3.6%
Renter share
11.5% → 10.9%
-0.6 pts
Bachelor's+
73.5% → 75.2%
+1.7 pts
Median age
46.3 → 47.5
+1.2 yrs

Median household income climbed from $221,632 to $250,001 between 2021 and 2024, a 12.8% shift. Census counts show ZIP 95120 in San Jose, CA losing about 1,391 residents over the five-year window, down 3.6% on net.

Community

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Local insights

Tips for renters in ZIP 95120

About renting in ZIP 95120

Last updated: July 20, 2026

ZIP code 95120 covers San Jose, CA. The median rent here is $5,426/mo as of July 2026. A 1-bedroom rents for a median of $3,030/mo. A 2-bedroom rents for a median of $3,580/mo.

At 26% of local median household income ($250,001/yr), ZIP 95120 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95120?

As of July 20, 2026, the median monthly rent in ZIP 95120 (San Jose, CA) is $5,426. This is based on aggregated data from public sources and community submissions.

How does ZIP 95120 rent compare to the US average?

ZIP 95120's median rent of $5,426/mo is $3,461 (176%) above the US national median of $1,965/mo.

How does ZIP 95120 compare to other ZIPs in California?

ZIP 95120 is one of the pricier ZIP codes in California, ranking #25 out of 907 ZIPs tracked at $5,426/mo.

How much income do you need to rent in ZIP 95120?

To keep rent at or below 30% of gross income, you would need to earn at least $217,000/year (~$104/hour full-time) to afford the median rent of $5,426/mo in ZIP 95120. The local median household income is $250,001/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95120?

Rent in ZIP 95120 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 95120 an affordable place to rent?

ZIP 95120 is considered affordable for renters. At $5,426/mo, rent takes approximately 26% of the local median household income ($250,001/yr). The standard benchmark is 30%. ZIP 95120 falls comfortably within that range.

What percentage of ZIP 95120 residents rent vs. own?

According to Census data, approximately 10.9% of ZIP 95120 households are renters, while 89.1% are owner-occupied. ZIP 95120 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95120 compare to the rest of San Jose?

ZIP 95120 is pricier than San Jose as a whole. At $5,426/mo, it's $1,947 above the San Jose citywide median of $3,479/mo.

When was rent data for ZIP 95120 last updated?

Rent data for ZIP 95120 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $5,426/mo, rent takes ~26% of ZIP 95120's median household income ($250,001/yr). The standard benchmark is 30%.

ZIP 95120 26%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95120 (San Jose, CA)

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