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ZIP Code · CA

ZIP 95122

Part of San Jose, CA
Pop. 50,775·Santa Clara County·320th most expensive ZIP in California
Median rent (all units)
$3,075/mo
Year-over-Year
+6.0%
Month-over-Month
-3.2%
vs US Median
+$1,110
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95122 · $3,075
More expensive than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,120
1 BR
$2,410
2 BR
$2,820
3 BR
$3,730
4 BR+
$4,060
Research median
$2,820/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$36,900/yr
At $3,075/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+6.0% YoY, -3.2% MoM), not inventory.
Demographics

Who lives here

ZIP 95122 (San Jose, CA) is roughly split between renters and owners, has a median income above the national average, 19% of residents hold a bachelor's degree or higher.

Population
50,775
Median income
$103,549
Median age
37
Renters
46.6%
Age distribution
22.8%
24.6%
26.3%
12.3%
14%
Under 1822.8%
18–3424.6%
35–5426.3%
55–6412.3%
65+14%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
57%
35.1%
White5.1%
Black2%
Hispanic57%
Asian35.1%
Other0.8%
Education (25+)
34.9%
25.4%
20.8%
19%
No HS diploma34.9%
HS diploma25.4%
Some college20.8%
Bachelor's+19%
Housing tenure
53.4%
46.6%
Owner53.4%
Renter46.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95122 in San Jose, CA has changed in 5 years

Income
$90,984 → $103,549
up 13.8%
Population
54,100 → 50,775
down 6.1%
Renter share
49.7% → 46.6%
-3.1 pts
Bachelor's+
16.6% → 19%
+2.4 pts
Median age
35.2 → 37
+1.8 yrs

Median household income rose from $90,984 to $103,549 between 2021 and 2024, a 13.8% shift. The population has contracted by 6.1% since 2021, moving from about 54,100 residents to roughly 50,775. Renters now make up 46.6% of households, compared with 49.7% five years ago. College-educated residents now make up 19% of adults here, versus 16.6% in 2021.

Community

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Local insights

Tips for renters in ZIP 95122

About renting in ZIP 95122

Last updated: July 20, 2026

ZIP code 95122 covers San Jose, CA. The median rent here is $3,075/mo as of July 2026. A 1-bedroom rents for a median of $2,410/mo. A 2-bedroom rents for a median of $2,820/mo.

At 36% of local median household income ($103,549/yr), ZIP 95122 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95122?

As of July 20, 2026, the median monthly rent in ZIP 95122 (San Jose, CA) is $3,075. This is based on aggregated data from public sources and community submissions.

How does ZIP 95122 rent compare to the US average?

ZIP 95122's median rent of $3,075/mo is $1,110 (56%) above the US national median of $1,965/mo.

How does ZIP 95122 compare to other ZIPs in California?

ZIP 95122 falls in the middle range for California, ranking #320 out of 907 ZIPs at $3,075/mo.

How much income do you need to rent in ZIP 95122?

To keep rent at or below 30% of gross income, you would need to earn at least $123,000/year (~$59/hour full-time) to afford the median rent of $3,075/mo in ZIP 95122. The local median household income is $103,549/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 95122?

Rent in ZIP 95122 has increased 6.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95122 an affordable place to rent?

ZIP 95122 is considered moderate for renters. At $3,075/mo, rent takes approximately 36% of the local median household income ($103,549/yr). The standard benchmark is 30%. ZIP 95122 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 95122 residents rent vs. own?

According to Census data, approximately 46.6% of ZIP 95122 households are renters, while 53.4% are owner-occupied. ZIP 95122 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95122 compare to the rest of San Jose?

ZIP 95122 is more affordable than San Jose overall. At $3,075/mo, it's $404 below the San Jose citywide median of $3,479/mo.

When was rent data for ZIP 95122 last updated?

Rent data for ZIP 95122 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
36%
MODERATE

At $3,075/mo, rent takes ~36% of ZIP 95122's median household income ($103,549/yr). The standard benchmark is 30%.

ZIP 95122 36%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95122 (San Jose, CA)

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