ZIP Code · CA

ZIP 95122

Part of San Jose, CA
Pop. 50,775·Santa Clara County·248th most expensive ZIP in California
Median rent (all units)
$3,291/mo
Year-over-Year
+15.8%
Month-over-Month
+3.3%
vs US Median
+$1,359
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95122 · $3,291
More expensive than 94% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,120
1 BR
$2,410
2 BR
$2,820
3 BR
$3,730
4 BR+
$4,060
Research median
$2,820/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of California

Rent in ZIP 95122 changed +15.8% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 6 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($103,549) is $2,589 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,410); a 2-bedroom is $2,820.

Rank in San Jose

5th cheapest of 25 ZIP codes in San Jose.

Cheaper nearby

ZIP 95116, 2 miles away, rents for 11% less ($2,929/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95122. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$39,492/yr
At $3,291/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 15.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+15.8% YoY, +3.3% MoM), not inventory.
Demographics

Who lives here

ZIP 95122 (San Jose, CA) is roughly split between renters and owners, has a median income above the national average, 19% of residents hold a bachelor's degree or higher.

Population
50,775
Median income
$103,549
Median age
37
Renters
46.6%
Age distribution
22.8%
24.6%
26.3%
12.3%
14%
Under 1822.8%
18–3424.6%
35–5426.3%
55–6412.3%
65+14%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
57%
35.1%
White5.1%
Black2%
Hispanic57%
Asian35.1%
Other0.8%
Education (25+)
34.9%
25.4%
20.8%
19%
No HS diploma34.9%
HS diploma25.4%
Some college20.8%
Bachelor's+19%
Housing tenure
53.4%
46.6%
Owner53.4%
Renter46.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95122 in San Jose, CA has changed in 5 years

Income
$90,984 → $103,549
up 13.8%
Population
54,100 → 50,775
down 6.1%
Renter share
49.7% → 46.6%
-3.1 pts
Bachelor's+
16.6% → 19%
+2.4 pts
Median age
35.2 → 37
+1.8 yrs

Median household income rose from $90,984 to $103,549 between 2021 and 2024, a 13.8% shift. The population has contracted by 6.1% since 2021, moving from about 54,100 residents to roughly 50,775. Renters now make up 46.6% of households, compared with 49.7% five years ago. College-educated residents now make up 19% of adults here, versus 16.6% in 2021.

Community

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Local insights

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About renting in ZIP 95122

Last updated: October 17, 2026

ZIP code 95122 covers San Jose, CA. The median rent here is $3,291/mo as of October 2026. A 1-bedroom rents for a median of $2,410/mo. A 2-bedroom rents for a median of $2,820/mo.

At 38% of local median household income ($103,549/yr), ZIP 95122 ranks as moderate compared to the national benchmark of 30%. Rents have increased 15.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95122?

To keep rent at or below 30% of gross income, you would need to earn at least $132,000/year (about $63/hour full-time) to afford the median rent of $3,291/mo in ZIP 95122. The local median household income is $103,549/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95122?

Rent in ZIP 95122 has risen 15.8% over the past year.

How does ZIP 95122 compare to other ZIPs in California?

ZIP 95122 is one of the pricier among California ZIP codes for rent, ranking #248 of 898 at $3,291/mo. Over the year to September 2026, rent in ZIP 95122 changed +15.8%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95122 compare to the rest of San Jose?

At $3,291/mo, ZIP 95122 is $291 below the San Jose citywide median of $3,582/mo. It is the 5th cheapest of 25 ZIP codes in San Jose.
Income Affordability
38%
MODERATE

At $3,291/mo, rent takes ~38% of ZIP 95122's median household income ($103,549/yr). The standard benchmark is 30%.

ZIP 95122 38%Benchmark 30%
State income tax1–13.3%
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Schools nearby

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