ZIP Code · CA

ZIP 95112

Part of San Jose, CA
Pop. 57,373·Santa Clara County·266th most expensive ZIP in California
Median rent (all units)
$3,236/mo
Year-over-Year
+8.1%
Month-over-Month
+1.0%
vs US Median
+$1,304
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95112 · $3,236
More expensive than 93% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,300
1 BR
$2,620
2 BR
$3,060
3 BR
$4,040
4 BR+
$4,400
Research median
$3,060/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 95112 usually run 0.8% below trend in January and 1.4% above it in July, about $71 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 95112 is at its highest level since Zillow's records here began in March 2017.

Past year vs. the rest of California

Rent in ZIP 95112 changed +8.1% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95112 rose 8.1% while median household income rose 34% ($66,501 to $89,103). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 95112 is 18.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 12 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($89,103) is $2,228 a month. That is less than HUD's Fair Market Rent for a studio ($2,300).

Rank in San Jose

4th cheapest of 25 ZIP codes in San Jose.

From Zillow's monthly rent index (ZORI) for ZIP 95112. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$38,832/yr
At $3,236/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.1% YoY, +1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 95112 (San Jose, CA) is majority renter-occupied, skews toward younger working-age adults, 38.2% of residents hold a bachelor's degree or higher.

Population
57,373
Median income
$89,103
Median age
31.9
Renters
73.6%
Age distribution
13%
43%
22.4%
Under 1813%
18–3443%
35–5422.4%
55–6410.1%
65+11.4%
Gender
53%
47%
Male53%
Female47%
Race & ethnicity
25.1%
40.6%
27.8%
White25.1%
Black4.9%
Hispanic40.6%
Asian27.8%
Other1.6%
Education (25+)
19.9%
19.3%
22.7%
38.2%
No HS diploma19.9%
HS diploma19.3%
Some college22.7%
Bachelor's+38.2%
Housing tenure
26.4%
73.6%
Owner26.4%
Renter73.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95112 in San Jose, CA has changed in 5 years

Rent
$2,451 → $3,236
up 32.0%
Income
$83,224 → $89,103
up 7.1%
Population
58,489 → 57,373
down 1.9%
Renter share
70.2% → 73.6%
+3.4 pts
Bachelor's+
39.3% → 38.2%
-1.1 pts

The median rent in ZIP 95112 in San Jose, CA stood at $2,451 in 2021 and currently runs about $3,236, reflecting a 32.0% increase over the period. On the earnings side, the typical household in ZIP 95112 in San Jose, CA now reports about $89,103, up from $83,224 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 1.9% since 2021, moving from about 58,489 residents to roughly 57,373. Renters now make up 73.6% of households, compared with 70.2% five years ago. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95112 in San Jose, CA reflects that arc in its own way.

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About renting in ZIP 95112

Last updated: October 17, 2026

ZIP code 95112 covers San Jose, CA. The median rent here is $3,236/mo as of October 2026. A 1-bedroom rents for a median of $2,620/mo. A 2-bedroom rents for a median of $3,060/mo.

At 44% of local median household income ($89,103/yr), ZIP 95112 ranks as moderate compared to the national benchmark of 30%. Rents have increased 8.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95112?

To keep rent at or below 30% of gross income, you would need to earn at least $129,000/year (about $62/hour full-time) to afford the median rent of $3,236/mo in ZIP 95112. The local median household income is $89,103/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 95112?

Rent in ZIP 95112 has risen 8.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2017.

When is the cheapest time to rent in ZIP 95112?

Asking rents in ZIP 95112 are usually lowest in January, about 0.8% below their yearly trend, and highest in July, about 1.4% above it. At today's median that is a gap of roughly $71 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 95112?

No. From 2019 to 2024, rent in ZIP 95112 rose 8.1% while median household income rose 34%, from $66,501 to $89,103. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95112 compare to other ZIPs in California?

ZIP 95112 is one of the pricier among California ZIP codes for rent, ranking #266 of 898 at $3,236/mo. Over the year to September 2026, rent in ZIP 95112 changed +8.1%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95112 compare to the rest of San Jose?

At $3,236/mo, ZIP 95112 is $346 below the San Jose citywide median of $3,582/mo. It is the 4th cheapest of 25 ZIP codes in San Jose.
Income Affordability
44%
STRETCHED

At $3,236/mo, rent takes ~44% of ZIP 95112's median household income ($89,103/yr). The standard benchmark is 30%.

ZIP 95112 44%Benchmark 30%
State income tax1–13.3%
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