ZIP Code · CA

ZIP 95070

Part of Saratoga, CA

Pop. 31,417·Santa Clara County·15th most expensive ZIP in California

Median rent (all units)

$6,140/mo

Year-over-Year

+7.9%

Month-over-Month

+1.6%

vs US Median

+$4,208

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 95070 · $6,140

More expensive than 100% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,960

1 BR

$3,310

2 BR

$3,940

3 BR

$5,170

4 BR+

$5,590

Research median

$3,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 95070 usually run 3.3% below trend in January and 3.2% above it in June, about $399 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 95070 is at its highest level since Zillow's records here began in April 2020.

Past year vs. the rest of California

Rent in ZIP 95070 changed +7.9% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 6 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($250,001) is $6,250 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($5,590).

Cheaper nearby

ZIP 95130, 3 miles away, rents for 32% less ($4,201/mo), about $23,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95070. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$73,680/yr

At $6,140/mo median

Location

CitySaratoga

StateCA

CountySanta Clara County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 7.9% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+7.9% YoY, +1.6% MoM), not inventory.

Demographics

Who lives here

ZIP 95070 (Saratoga, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 80.9% of residents hold a bachelor's degree or higher.

Population

31,417

Median income

$250,001

Median age

51.6

Renters

13.4%

Age distribution

19.1%

26.8%

17.4%

26.3%

Under 1819.1%

18–3410.4%

35–5426.8%

55–6417.4%

65+26.3%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

33.7%

59.1%

White33.7%

Hispanic2.9%

Asian59.1%

Other4.2%

Education (25+)

80.9%

No HS diploma3%

HS diploma5.8%

Some college10.3%

Bachelor's+80.9%

Housing tenure

86.6%

13.4%

Owner86.6%

Renter13.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95070 in Saratoga, CA has changed in 5 years

Rent

$4,617 → $6,140

up 33.0%

Income

$222,235 → $250,001

up 12.5%

Population

32,189 → 31,417

down 2.4%

Renter share

12.9% → 13.4%

+0.5 pts

Bachelor's+

80.1% → 80.9%

+0.8 pts

Median age

50.1 → 51.6

+1.5 yrs

The median rent in ZIP 95070 in Saratoga, CA stood at $4,617 in 2021 and currently runs about $6,140, reflecting a 33.0% increase over the period. On the earnings side, the typical household in ZIP 95070 in Saratoga, CA now reports about $250,001, up from $222,235 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.4% since 2021, moving from about 32,189 residents to roughly 31,417. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 95070 in Saratoga, CA reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 95070

Last updated: October 17, 2026

ZIP code 95070 covers Saratoga, CA. The median rent here is $6,140/mo as of October 2026. A 1-bedroom rents for a median of $3,310/mo. A 2-bedroom rents for a median of $3,940/mo.

At 29% of local median household income ($250,001/yr), ZIP 95070 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95070?

To keep rent at or below 30% of gross income, you would need to earn at least $246,000/year (about $118/hour full-time) to afford the median rent of $6,140/mo in ZIP 95070. The local median household income is $250,001/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95070?

Rent in ZIP 95070 has risen 7.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in April 2020.

When is the cheapest time to rent in ZIP 95070?

Asking rents in ZIP 95070 are usually lowest in January, about 3.3% below their yearly trend, and highest in June, about 3.2% above it. At today's median that is a gap of roughly $399 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 95070 compare to other ZIPs in California?

ZIP 95070 is one of the pricier among California ZIP codes for rent, ranking #15 of 898 at $6,140/mo. Over the year to September 2026, rent in ZIP 95070 changed +7.9%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.