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ZIP Code · CA

ZIP 95138

Part of San jose, CA
Pop. 18,960·Santa Clara County·72nd most expensive ZIP in California
Median rent (all units)
$4,258/mo
Year-over-Year
Stable
Month-over-Month
+3.3%
vs US Median
+$2,293
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95138 · $4,258
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,600
1 BR
$2,960
2 BR
$3,460
3 BR
$4,570
4 BR+
$4,980
Research median
$3,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$51,096/yr
At $4,258/mo median
Location
StateCA
CountySanta Clara County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +3.3% MoM), not inventory.
Demographics

Who lives here

ZIP 95138 (San jose, CA) is majority owner-occupied, has a median income above the national average, 55.2% of residents hold a bachelor's degree or higher.

Population
18,960
Median income
$204,476
Median age
38.9
Renters
19.1%
Age distribution
24.5%
19.2%
31.1%
13.3%
Under 1824.5%
18–3419.2%
35–5431.1%
55–6413.3%
65+11.9%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
18.4%
25.4%
48.8%
White18.4%
Black4.7%
Hispanic25.4%
Asian48.8%
Other2.8%
Education (25+)
13.7%
22.8%
55.2%
No HS diploma8.3%
HS diploma13.7%
Some college22.8%
Bachelor's+55.2%
Housing tenure
80.9%
19.1%
Owner80.9%
Renter19.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95138 in San jose, CA has changed in 5 years

Income
$172,434 → $204,476
up 18.6%
Population
19,827 → 18,960
down 4.4%
Renter share
13.5% → 19.1%
+5.6 pts
Bachelor's+
53.4% → 55.2%
+1.8 pts
Median age
38.4 → 38.9
+0.5 yrs

Household income in the area moved from $172,434 to $204,476 across the same window, up 18.6% versus 2021. The population has contracted by 4.4% since 2021, moving from about 19,827 residents to roughly 18,960. Renters now make up 19.1% of households, compared with 13.5% five years ago.

Community

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Local insights

Tips for renters in ZIP 95138

About renting in ZIP 95138

Last updated: July 20, 2026

ZIP code 95138 covers San jose, CA. The median rent here is $4,258/mo as of July 2026. A 1-bedroom rents for a median of $2,960/mo. A 2-bedroom rents for a median of $3,460/mo.

At 25% of local median household income ($204,476/yr), ZIP 95138 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95138?

As of July 20, 2026, the median monthly rent in ZIP 95138 (San jose, CA) is $4,258. This is based on aggregated data from public sources and community submissions.

How does ZIP 95138 rent compare to the US average?

ZIP 95138's median rent of $4,258/mo is $2,293 (117%) above the US national median of $1,965/mo.

How does ZIP 95138 compare to other ZIPs in California?

ZIP 95138 is one of the pricier ZIP codes in California, ranking #72 out of 907 ZIPs tracked at $4,258/mo.

How much income do you need to rent in ZIP 95138?

To keep rent at or below 30% of gross income, you would need to earn at least $170,000/year (~$82/hour full-time) to afford the median rent of $4,258/mo in ZIP 95138. The local median household income is $204,476/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95138?

Rent in ZIP 95138 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 95138 an affordable place to rent?

ZIP 95138 is considered affordable for renters. At $4,258/mo, rent takes approximately 25% of the local median household income ($204,476/yr). The standard benchmark is 30%. ZIP 95138 falls comfortably within that range.

What percentage of ZIP 95138 residents rent vs. own?

According to Census data, approximately 19.1% of ZIP 95138 households are renters, while 80.9% are owner-occupied. ZIP 95138 leans toward homeownership, which can mean a smaller rental inventory.

When was rent data for ZIP 95138 last updated?

Rent data for ZIP 95138 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $4,258/mo, rent takes ~25% of ZIP 95138's median household income ($204,476/yr). The standard benchmark is 30%.

ZIP 95138 25%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95138 (San jose, CA)

Recent submissions

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