ZIP Code · CA

ZIP 95148

Part of San Jose, CA

Pop. 44,995·Santa Clara County·88th most expensive ZIP in California

Median rent (all units)

$4,131/mo

Year-over-Year

+8.7%

Month-over-Month

+0.2%

vs US Median

+$2,199

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 95148 · $4,131

More expensive than 98% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$3,050

1 BR

$3,470

2 BR

$4,050

3 BR

$5,350

4 BR+

$5,830

Research median

$4,050/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of California

Rent in ZIP 95148 changed +8.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($167,257) is $4,181 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($4,050); a 3-bedroom is $5,350.

Rank in San Jose

21st cheapest of 25 ZIP codes in San Jose.

Cheaper nearby

ZIP 95127, 3 miles away, rents for 14% less ($3,560/mo), about $6,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95148. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$49,572/yr

At $4,131/mo median

Location

CitySan Jose

StateCA

CountySanta Clara County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 8.7% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+8.7% YoY, +0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 95148 (San Jose, CA) is majority owner-occupied, has a median income above the national average, 40.9% of residents hold a bachelor's degree or higher.

Population

44,995

Median income

$167,257

Median age

41.1

Renters

20.4%

Age distribution

19.9%

21.2%

28.6%

12.6%

17.8%

Under 1819.9%

18–3421.2%

35–5428.6%

55–6412.6%

65+17.8%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

22.3%

64.5%

White11.5%

Black2.6%

Hispanic22.3%

Asian64.5%

Education (25+)

16.6%

17.2%

25.3%

40.9%

No HS diploma16.6%

HS diploma17.2%

Some college25.3%

Bachelor's+40.9%

Housing tenure

79.6%

20.4%

Owner79.6%

Renter20.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95148 in San Jose, CA has changed in 5 years

Income

$153,433 → $167,257

up 9.0%

Population

47,305 → 44,995

down 4.9%

Renter share

21.1% → 20.4%

-0.7 pts

Bachelor's+

39.7% → 40.9%

+1.2 pts

Median age

39.8 → 41.1

+1.3 yrs

Household income in the area moved from $153,433 to $167,257 across the same window, up 9.0% versus 2021. Census counts show ZIP 95148 in San Jose, CA losing about 2,310 residents over the five-year window, down 4.9% on net.

Community

Discussions about ZIP 95148

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Local insights

Tips for renters in ZIP 95148

About renting in ZIP 95148

Last updated: October 17, 2026

ZIP code 95148 covers San Jose, CA. The median rent here is $4,131/mo as of October 2026. A 1-bedroom rents for a median of $3,470/mo. A 2-bedroom rents for a median of $4,050/mo.

At 30% of local median household income ($167,257/yr), ZIP 95148 ranks as moderate compared to the national benchmark of 30%. Rents have increased 8.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95148?

To keep rent at or below 30% of gross income, you would need to earn at least $165,000/year (about $79/hour full-time) to afford the median rent of $4,131/mo in ZIP 95148. The local median household income is $167,257/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95148?

Rent in ZIP 95148 has risen 8.7% over the past year.

How does ZIP 95148 compare to other ZIPs in California?

ZIP 95148 is one of the pricier among California ZIP codes for rent, ranking #88 of 898 at $4,131/mo. Over the year to September 2026, rent in ZIP 95148 changed +8.7%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.