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ZIP Code · CA

ZIP 95540

Part of Fortuna, CA
Pop. 14,469·Humboldt County·914th most expensive ZIP in California
Median rent (all units)
$1,420/mo
Year-over-Year
+3.6%
Month-over-Month
+3.6%
vs US Median
-$545
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95540 · $1,420
More affordable than 71% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,020
1 BR
$1,090
2 BR
$1,420
3 BR
$1,970
4 BR+
$2,380
Research median
$1,420/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

Annual cost
$17,040/yr
At $1,420/mo median
Location
StateCA
CountyHumboldt County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.6% YoY, +3.6% MoM), not inventory.
Demographics

Who lives here

ZIP 95540 (Fortuna, CA) is majority owner-occupied, has a median income below the national average, 26.2% of residents hold a bachelor's degree or higher.

Population
14,469
Median income
$63,695
Median age
39.1
Renters
43.6%
Age distribution
20.3%
24.4%
23.7%
14.5%
17%
Under 1820.3%
18–3424.4%
35–5423.7%
55–6414.5%
65+17%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
67.1%
23.3%
White67.1%
Black1.7%
Hispanic23.3%
Asian2.8%
Other5.1%
Education (25+)
12.5%
28.3%
33%
26.2%
No HS diploma12.5%
HS diploma28.3%
Some college33%
Bachelor's+26.2%
Housing tenure
56.4%
43.6%
Owner56.4%
Renter43.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95540 in Fortuna, CA has changed in 5 years

Income
$54,020 → $63,695
up 17.9%
Population
14,989 → 14,469
down 3.5%
Renter share
41.8% → 43.6%
+1.8 pts
Bachelor's+
21.5% → 26.2%
+4.7 pts

Local incomes tracked alongside that move, going from a median of $54,020 in 2021 to $63,695 more recently. Census counts show ZIP 95540 in Fortuna, CA losing about 520 residents over the five-year window, down 3.5% on net. The renter share has risen from 41.8% to 43.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 21.5% to 26.2% across the same window.

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About renting in ZIP 95540

Last updated: April 19, 2026

ZIP code 95540 covers Fortuna, CA. The median rent here is $1,420/mo as of April 2026. A 1-bedroom rents for a median of $1,090/mo. A 2-bedroom rents for a median of $1,420/mo.

At 27% of local median household income ($63,695/yr), ZIP 95540 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95540?

As of April 19, 2026, the median monthly rent in ZIP 95540 (Fortuna, CA) is $1,420. This is based on aggregated data from public sources and community submissions.

How does ZIP 95540 rent compare to the US average?

ZIP 95540's median rent of $1,420/mo is $545 (28%) below the US national median of $1,965/mo.

How does ZIP 95540 compare to other ZIPs in California?

ZIP 95540 is among the more affordable ZIP codes in California, ranking #914 out of 929 ZIPs at $1,420/mo.

How much income do you need to rent in ZIP 95540?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,420/mo in ZIP 95540. The local median household income is $63,695/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95540?

Rent in ZIP 95540 has increased 3.6% over the past year as of April 19, 2026, putting upward pressure on renter budgets.

Is ZIP 95540 an affordable place to rent?

ZIP 95540 is considered affordable for renters. At $1,420/mo, rent takes approximately 27% of the local median household income ($63,695/yr). The standard benchmark is 30%. ZIP 95540 falls comfortably within that range.

What percentage of ZIP 95540 residents rent vs. own?

According to Census data, approximately 43.6% of ZIP 95540 households are renters, while 56.4% are owner-occupied. ZIP 95540 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95540 compare to the rest of Fortuna?

ZIP 95540 is pricier than Fortuna as a whole. At $1,420/mo, it's $152 above the Fortuna citywide median of $1,268/mo.

When was rent data for ZIP 95540 last updated?

Rent data for ZIP 95540 reflects April 19, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,420/mo, rent takes ~27% of ZIP 95540's median household income ($63,695/yr). The standard benchmark is 30%.

ZIP 95540 27%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 95540 (Fortuna, CA)

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