ZIP Code · CA

ZIP 95632

Part of Galt, CA

Pop. 32,493·Sacramento County·636th most expensive ZIP in California

Median rent (all units)

$2,443/mo

Year-over-Year

Stable

Month-over-Month

+0.3%

vs US Median

+$511

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 95632 · $2,443

More expensive than 78% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,510

1 BR

$1,580

2 BR

$1,950

3 BR

$2,600

4 BR+

$3,000

Research median

$1,950/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($102,239) is $2,556 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,950); a 3-bedroom is $2,600.

From Zillow's monthly rent index (ZORI) for ZIP 95632. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$29,316/yr

At $2,443/mo median

Location

CityGalt

StateCA

CountySacramento County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 95632 (Galt, CA) is majority owner-occupied, has a median income above the national average, 21.9% of residents hold a bachelor's degree or higher.

Population

32,493

Median income

$102,239

Median age

38.4

Renters

23.9%

Age distribution

23%

21.6%

27%

13.4%

14.9%

Under 1823%

18–3421.6%

35–5427%

55–6413.4%

65+14.9%

Gender

49.8%

50.2%

Male49.8%

Female50.2%

Race & ethnicity

51.7%

45.5%

White51.7%

Black1.6%

Hispanic45.5%

Asian4.6%

Education (25+)

15.8%

29.7%

32.7%

21.9%

No HS diploma15.8%

HS diploma29.7%

Some college32.7%

Bachelor's+21.9%

Housing tenure

76.1%

23.9%

Owner76.1%

Renter23.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95632 in Galt, CA has changed in 5 years

Income

$81,045 → $102,239

up 26.2%

Population

31,509 → 32,493

up 3.1%

Renter share

25.7% → 23.9%

-1.8 pts

Bachelor's+

19.5% → 21.9%

+2.4 pts

Median age

39.3 → 38.4

-0.9 yrs

Census figures show median household income at $102,239 today, compared with $81,045 five years earlier. Census counts show ZIP 95632 in Galt, CA adding about 984 residents over the five-year window, up 3.1% on net. The renter share has eased from 25.7% to 23.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 19.5% to 21.9% across the same window.

Community

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Local insights

Tips for renters in ZIP 95632

About renting in ZIP 95632

Last updated: September 25, 2026

ZIP code 95632 covers Galt, CA. The median rent here is $2,443/mo as of September 2026. A 1-bedroom rents for a median of $1,580/mo. A 2-bedroom rents for a median of $1,950/mo.

At 29% of local median household income ($102,239/yr), ZIP 95632 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95632?

To keep rent at or below 30% of gross income, you would need to earn at least $98,000/year (about $47/hour full-time) to afford the median rent of $2,443/mo in ZIP 95632. The local median household income is $102,239/yr, so the typical household meets that bar.