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ZIP Code · CA

ZIP 95632

Part of Galt, CA
Pop. 32,493·Sacramento County·447th most expensive ZIP in California
Median rent (all units)
$2,778/mo
Year-over-Year
Stable
Month-over-Month
+11.4%
vs US Median
+$813
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95632 · $2,778
More expensive than 86% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,510
1 BR
$1,580
2 BR
$1,950
3 BR
$2,600
4 BR+
$3,000
Research median
$1,950/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$33,336/yr
At $2,778/mo median
Location
CityGalt
StateCA
CountySacramento County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +11.4% MoM), not inventory.
Demographics

Who lives here

ZIP 95632 (Galt, CA) is majority owner-occupied, has a median income above the national average, 21.9% of residents hold a bachelor's degree or higher.

Population
32,493
Median income
$102,239
Median age
38.4
Renters
23.9%
Age distribution
23%
21.6%
27%
13.4%
14.9%
Under 1823%
18–3421.6%
35–5427%
55–6413.4%
65+14.9%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
51.7%
45.5%
White51.7%
Black1.6%
Hispanic45.5%
Asian4.6%
Education (25+)
15.8%
29.7%
32.7%
21.9%
No HS diploma15.8%
HS diploma29.7%
Some college32.7%
Bachelor's+21.9%
Housing tenure
76.1%
23.9%
Owner76.1%
Renter23.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95632 in Galt, CA has changed in 5 years

Income
$81,045 → $102,239
up 26.2%
Population
31,509 → 32,493
up 3.1%
Renter share
25.7% → 23.9%
-1.8 pts
Bachelor's+
19.5% → 21.9%
+2.4 pts
Median age
39.3 → 38.4
-0.9 yrs

Census figures show median household income at $102,239 today, compared with $81,045 five years earlier. Census counts show ZIP 95632 in Galt, CA adding about 984 residents over the five-year window, up 3.1% on net. The renter share has eased from 25.7% to 23.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 19.5% to 21.9% across the same window.

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Local insights

Tips for renters in ZIP 95632

About renting in ZIP 95632

Last updated: June 22, 2026

ZIP code 95632 covers Galt, CA. The median rent here is $2,778/mo as of June 2026. A 1-bedroom rents for a median of $1,580/mo. A 2-bedroom rents for a median of $1,950/mo.

At 33% of local median household income ($102,239/yr), ZIP 95632 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95632?

As of June 22, 2026, the median monthly rent in ZIP 95632 (Galt, CA) is $2,778. This is based on aggregated data from public sources and community submissions.

How does ZIP 95632 rent compare to the US average?

ZIP 95632's median rent of $2,778/mo is $813 (41%) above the US national median of $1,965/mo.

How does ZIP 95632 compare to other ZIPs in California?

ZIP 95632 falls in the middle range for California, ranking #447 out of 898 ZIPs at $2,778/mo.

How much income do you need to rent in ZIP 95632?

To keep rent at or below 30% of gross income, you would need to earn at least $111,000/year (~$53/hour full-time) to afford the median rent of $2,778/mo in ZIP 95632. The local median household income is $102,239/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 95632?

Rent in ZIP 95632 has been relatively stable over the past year, with a 0.0% change year over year as of June 22, 2026.

Is ZIP 95632 an affordable place to rent?

ZIP 95632 is considered moderate for renters. At $2,778/mo, rent takes approximately 33% of the local median household income ($102,239/yr). The standard benchmark is 30%. ZIP 95632 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 95632 residents rent vs. own?

According to Census data, approximately 23.9% of ZIP 95632 households are renters, while 76.1% are owner-occupied. ZIP 95632 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95632 compare to the rest of Galt?

ZIP 95632 is pricier than Galt as a whole. At $2,778/mo, it's $11 above the Galt citywide median of $2,767/mo.

When was rent data for ZIP 95632 last updated?

Rent data for ZIP 95632 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $2,778/mo, rent takes ~33% of ZIP 95632's median household income ($102,239/yr). The standard benchmark is 30%.

ZIP 95632 33%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95632 (Galt, CA)

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