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ZIP Code · CA

ZIP 95240

Part of Lodi, CA
Pop. 50,517·San Joaquin County·847th most expensive ZIP in California
Median rent (all units)
$1,851/mo
Year-over-Year
+8.1%
Month-over-Month
+3.6%
vs US Median
-$114
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95240 · $1,851
More expensive than 52% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,220
1 BR
$1,320
2 BR
$1,650
3 BR
$2,290
4 BR+
$2,770
Research median
$1,650/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$22,212/yr
At $1,851/mo median
Location
CityLodi
StateCA
CountySan Joaquin County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.1% YoY, +3.6% MoM), not inventory.
Demographics

Who lives here

ZIP 95240 (Lodi, CA) is roughly split between renters and owners, has a large share of families with children, 19.6% of residents hold a bachelor's degree or higher.

Population
50,517
Median income
$82,137
Median age
34.1
Renters
49%
Age distribution
25.6%
25.9%
23.5%
14.1%
Under 1825.6%
18–3425.9%
35–5423.5%
55–6411%
65+14.1%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
38.6%
49.4%
White38.6%
Black1.1%
Hispanic49.4%
Asian11.3%
Education (25+)
23.2%
27.8%
29.4%
19.6%
No HS diploma23.2%
HS diploma27.8%
Some college29.4%
Bachelor's+19.6%
Housing tenure
51%
49%
Owner51%
Renter49%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95240 in Lodi, CA has changed in 5 years

Income
$62,268 → $82,137
up 31.9%
Population
49,623 → 50,517
up 1.8%
Renter share
50.4% → 49%
-1.4 pts
Bachelor's+
18.5% → 19.6%
+1.1 pts
Median age
33.1 → 34.1
+1.0 yrs

Census figures show median household income at $82,137 today, compared with $62,268 five years earlier. Census counts show ZIP 95240 in Lodi, CA adding about 894 residents over the five-year window, up 1.8% on net.

Community

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Local insights

Tips for renters in ZIP 95240

About renting in ZIP 95240

Last updated: July 20, 2026

ZIP code 95240 covers Lodi, CA. The median rent here is $1,851/mo as of July 2026. A 1-bedroom rents for a median of $1,320/mo. A 2-bedroom rents for a median of $1,650/mo.

At 27% of local median household income ($82,137/yr), ZIP 95240 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95240?

As of July 20, 2026, the median monthly rent in ZIP 95240 (Lodi, CA) is $1,851. This is based on aggregated data from public sources and community submissions.

How does ZIP 95240 rent compare to the US average?

ZIP 95240's median rent of $1,851/mo is $114 (6%) below the US national median of $1,965/mo.

How does ZIP 95240 compare to other ZIPs in California?

ZIP 95240 is among the more affordable ZIP codes in California, ranking #847 out of 907 ZIPs at $1,851/mo.

How much income do you need to rent in ZIP 95240?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (~$36/hour full-time) to afford the median rent of $1,851/mo in ZIP 95240. The local median household income is $82,137/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95240?

Rent in ZIP 95240 has increased 8.1% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95240 an affordable place to rent?

ZIP 95240 is considered affordable for renters. At $1,851/mo, rent takes approximately 27% of the local median household income ($82,137/yr). The standard benchmark is 30%. ZIP 95240 falls comfortably within that range.

What percentage of ZIP 95240 residents rent vs. own?

According to Census data, approximately 49% of ZIP 95240 households are renters, while 51% are owner-occupied. ZIP 95240 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95240 compare to the rest of Lodi?

ZIP 95240 is more affordable than Lodi overall. At $1,851/mo, it's $286 below the Lodi citywide median of $2,137/mo.

When was rent data for ZIP 95240 last updated?

Rent data for ZIP 95240 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,851/mo, rent takes ~27% of ZIP 95240's median household income ($82,137/yr). The standard benchmark is 30%.

ZIP 95240 27%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95240 (Lodi, CA)

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