ZIP Code · OR

ZIP 97520

Part of Ashland, OR

Pop. 26,512·Jackson County·11th most expensive ZIP in Oregon

Median rent (all units)

$2,181/mo

Year-over-Year

+4.9%

Month-over-Month

-0.3%

vs US Median

+$249

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 97520 · $2,181

More expensive than 70% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,100

1 BR

$1,290

2 BR

$1,600

3 BR

$2,230

4 BR+

$2,630

Research median

$1,600/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 97520 is 0.3% below its high of $2,188 in August 2026, at $2,181 as of September 2026.

Past year vs. the rest of Oregon

Rent in ZIP 97520 changed +4.9% over the year to September 2026. Across the 106 Oregon ZIP codes Zillow tracks, the typical change was +1.6%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($67,948) is $1,699 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,600); a 3-bedroom is $2,230.

From Zillow's monthly rent index (ZORI) for ZIP 97520. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$26,172/yr

At $2,181/mo median

Location

CityAshland

StateOR

CountyJackson County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.9% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 97520 (Ashland, OR) is majority owner-occupied, has a large retiree population, 62% of residents hold a bachelor's degree or higher.

Population

26,512

Median income

$67,948

Median age

48.4

Renters

42.3%

Age distribution

14%

21.2%

22.8%

12.2%

29.8%

Under 1814%

18–3421.2%

35–5422.8%

55–6412.2%

65+29.8%

Gender

48.2%

51.8%

Male48.2%

Female51.8%

Race & ethnicity

86.6%

White86.6%

Hispanic8.6%

Asian1.5%

Other3.2%

Education (25+)

23.3%

62%

No HS diploma3.6%

HS diploma11%

Some college23.3%

Bachelor's+62%

Housing tenure

57.7%

42.3%

Owner57.7%

Renter42.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 97520 in Ashland, OR has changed in 5 years

Rent

$1,898 → $2,181

up 14.9%

Income

$63,777 → $67,948

up 6.5%

Population

26,633 → 26,512

down 0.5%

Renter share

38.8% → 42.3%

+3.5 pts

Bachelor's+

60.3% → 62%

+1.7 pts

Median age

49.2 → 48.4

-0.8 yrs

Across the past five years, the going rent in ZIP 97520 in Ashland, OR has shifted from $1,898 to $2,181, up 14.9% since 2022. Household income in the area moved from $63,777 to $67,948 across the same window, up 6.5% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 38.8% to 42.3%, with owner-occupied housing accounting for the remainder. Reading these numbers side by side helps frame whether current listings in ZIP 97520 in Ashland, OR look reasonable against where the market sat half a decade ago.

Community

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About renting in ZIP 97520

Last updated: October 17, 2026

ZIP code 97520 covers Ashland, OR. The median rent here is $2,181/mo as of October 2026. A 1-bedroom rents for a median of $1,290/mo. A 2-bedroom rents for a median of $1,600/mo.

At 39% of local median household income ($67,948/yr), ZIP 97520 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 97520?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (about $42/hour full-time) to afford the median rent of $2,181/mo in ZIP 97520. The local median household income is $67,948/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 97520?

Rent in ZIP 97520 has risen 4.9% over the past year as of September 2026. It sits 0.3% below its high of $2,188 in August 2026.

How does ZIP 97520 compare to other ZIPs in Oregon?

ZIP 97520 is one of the pricier among Oregon ZIP codes for rent, ranking #11 of 114 at $2,181/mo. Over the year to September 2026, rent in ZIP 97520 changed +4.9%, against a typical +1.6% across the 106 Oregon ZIP codes Zillow tracks.