ZIP Code · WA

ZIP 98045

Pop. 15,289·King County·6th most expensive ZIP in Washington
Median rent (all units)
$3,168/mo
Year-over-Year
+31.4%
Month-over-Month
+10.1%
vs US Median
+$1,217
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 98045 · $3,168
More expensive than 92% of US ZIP codes · National median $1,951/mo
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Medians by bedroom

Rent by unit size

Studio
$2,210
1 BR
$2,280
2 BR
$2,660
3 BR
$3,480
4 BR+
$4,090
Research median
$2,660/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$38,016/yr
At $3,168/mo median
Location
StateWA
CountyKing County
Demographics

Who lives here

ZIP 98045 (North Bend, WA) is majority owner-occupied, has a median income above the national average, 56.6% of residents hold a bachelor's degree or higher.

Population
15,289
Median income
$175,765
Median age
40.4
Renters
16.3%
Age distribution
23.5%
17.6%
33.5%
13%
12.5%
Under 1823.5%
18–3417.6%
35–5433.5%
55–6413%
65+12.5%
Gender
50.2%
49.8%
Male50.2%
Female49.8%
Race & ethnicity
77.5%
White77.5%
Black0.6%
Hispanic9.2%
Asian5%
Other7.7%
Education (25+)
14.8%
25%
56.6%
No HS diploma3.5%
HS diploma14.8%
Some college25%
Bachelor's+56.6%
Housing tenure
83.7%
16.3%
Owner83.7%
Renter16.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98045 in North Bend, WA has changed in 5 years

Income
$123,651 → $175,765
up 42.1%
Population
15,611 → 15,289
down 2.1%
Renter share
18.8% → 16.3%
-2.5 pts
Bachelor's+
48.9% → 56.6%
+7.7 pts
Median age
39.4 → 40.4
+1.0 yrs

Local incomes tracked alongside that move, going from a median of $123,651 in 2021 to $175,765 more recently. The population has contracted by 2.1% since 2021, moving from about 15,611 residents to roughly 15,289. Renters now make up 16.3% of households, compared with 18.8% five years ago. College-educated residents now make up 56.6% of adults here, versus 48.9% in 2021.

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Local insights

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About renting in ZIP 98045

Last updated: June 22, 2026

ZIP code 98045 covers North Bend, WA. The median rent here is $3,168/mo as of June 2026. A 1-bedroom rents for a median of $2,280/mo. A 2-bedroom rents for a median of $2,660/mo.

At 22% of local median household income ($175,765/yr), ZIP 98045 ranks as affordable compared to the national benchmark of 30%. Rents have increased 31.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 98045?

As of June 22, 2026, the median monthly rent in ZIP 98045 (North Bend, WA) is $3,168. This is based on aggregated data from public sources and community submissions.

How does ZIP 98045 rent compare to the US average?

ZIP 98045's median rent of $3,168/mo is $1,217 (62%) above the US national median of $1,951/mo.

How does ZIP 98045 compare to other ZIPs in Washington?

ZIP 98045 is one of the pricier ZIP codes in Washington, ranking #6 out of 209 ZIPs tracked at $3,168/mo.

How much income do you need to rent in ZIP 98045?

To keep rent at or below 30% of gross income, you would need to earn at least $127,000/year (~$61/hour full-time) to afford the median rent of $3,168/mo in ZIP 98045. The local median household income is $175,765/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 98045?

Rent in ZIP 98045 has increased 31.4% over the past year as of June 22, 2026, putting upward pressure on renter budgets.

Is ZIP 98045 an affordable place to rent?

ZIP 98045 is considered very affordable for renters. At $3,168/mo, rent takes approximately 22% of the local median household income ($175,765/yr). The standard benchmark is 30%. ZIP 98045 falls comfortably within that range.

What percentage of ZIP 98045 residents rent vs. own?

According to Census data, approximately 16.3% of ZIP 98045 households are renters, while 83.7% are owner-occupied. ZIP 98045 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 98045 compare to the rest of North Bend?

ZIP 98045 is more affordable than North Bend overall. At $3,168/mo, it's $5 below the North Bend citywide median of $3,173/mo.

When was rent data for ZIP 98045 last updated?

Rent data for ZIP 98045 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $3,168/mo, rent takes ~22% of ZIP 98045's median household income ($175,765/yr). The standard benchmark is 30%.

ZIP 98045 22%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 98045 (North Bend, WA)

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