ZIP Code · WA

ZIP 98346

Part of Kingston, WA
Pop. 9,920·Kitsap County·26th most expensive ZIP in Washington
Median rent (all units)
$2,667/mo
Year-over-Year
Stable
Month-over-Month
+41.9%
vs US Median
+$735
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 98346 · $2,667
More expensive than 84% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,430
2 BR
$1,880
3 BR
$2,480
4 BR+
$2,790
Research median
$1,880/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($114,779) is $2,869 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,790).

Cheaper nearby

ZIP 98020, 7 miles away, rents for 15% less ($2,261/mo), about $4,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 98346. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$32,004/yr
At $2,667/mo median
Location
StateWA
CountyKitsap County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +41.9% MoM), not inventory.
Demographics

Who lives here

ZIP 98346 (Kingston, WA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 45.6% of residents hold a bachelor's degree or higher.

Population
9,920
Median income
$114,779
Median age
47.3
Renters
19.2%
Age distribution
16.2%
14.3%
27%
12.4%
30.1%
Under 1816.2%
18–3414.3%
35–5427%
55–6412.4%
65+30.1%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
78.7%
White78.7%
Black0.8%
Hispanic7%
Asian2.6%
Other11%
Education (25+)
15.9%
32.8%
45.6%
No HS diploma5.7%
HS diploma15.9%
Some college32.8%
Bachelor's+45.6%
Housing tenure
80.8%
19.2%
Owner80.8%
Renter19.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98346 in Kingston, WA has changed in 5 years

Income
$97,139 → $114,779
up 18.2%
Population
9,371 → 9,920
up 5.9%
Renter share
19.9% → 19.2%
-0.7 pts
Bachelor's+
42.2% → 45.6%
+3.4 pts
Median age
52.2 → 47.3
-4.9 yrs

Local incomes tracked alongside that move, going from a median of $97,139 in 2021 to $114,779 more recently. Census counts show ZIP 98346 in Kingston, WA adding about 549 residents over the five-year window, up 5.9% on net. Bachelor's-degree-or-higher attainment moved from 42.2% to 45.6% across the same window.

Community

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Local insights

Tips for renters in ZIP 98346

About renting in ZIP 98346

Last updated: September 25, 2026

ZIP code 98346 covers Kingston, WA. The median rent here is $2,667/mo as of September 2026. A 1-bedroom rents for a median of $1,430/mo. A 2-bedroom rents for a median of $1,880/mo.

At 28% of local median household income ($114,779/yr), ZIP 98346 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 98346?

To keep rent at or below 30% of gross income, you would need to earn at least $107,000/year (about $51/hour full-time) to afford the median rent of $2,667/mo in ZIP 98346. The local median household income is $114,779/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 98346?

Rent in ZIP 98346 has been roughly flat over the past year, a 0.0% change.

How does ZIP 98346 compare to other ZIPs in Washington?

ZIP 98346 is one of the pricier among Washington ZIP codes for rent, ranking #26 of 211 at $2,667/mo.

How does ZIP 98346 compare to the rest of Kingston?

ZIP 98346 sits right at the Kingston citywide median of $2,667/mo.
Income Affordability
28%
AFFORDABLE

At $2,667/mo, rent takes ~28% of ZIP 98346's median household income ($114,779/yr). The standard benchmark is 30%.

ZIP 98346 28%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 98346 (Kingston, WA)

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