3-Bedroom Rent · September 2026

3-Bedroom Apartment Rent in Coto de Caza, CA

$5,130/mo

Median asking rent for a 3-bedroom apartment in Coto de Caza, California as of September 2026. That's +38% lower than the citywide median of $8,250 and +141% above the national 3-bedroom median of $2,130.

3-Bedroom median
$5,130
September 2026
vs city overall
-38%
$8,250 city median
vs national
+141%
$2,130 US median
California rank
#369
of 382 cities

Income needed for a 3-bedroom in Coto de Caza

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$205,200
Monthly gross
$17,100
Hourly (full-time)
$98.65

Rent by apartment size in Coto de Caza

Compare Coto de Caza's median rent across every apartment size.

Studio
$3,070
1-Bedroom
$3,200
2-Bedroom
$3,790
3-Bedroom (current)
$5,130
4+ Bedroom
$6,130

Cheapest cities for a 3-bedroom in California

#City3-Bedroom rent
1Ridgecrest$1,563
2Taft$1,600
3Lakeport$1,650
4Westmont$1,663
5California City$1,720
6Clearlake$1,750
7Red Bluff$1,780
8El Centro$1,820
9Florence-Graham$1,835
10Oroville$1,840
11Florin$1,875
12Isla Vista$1,904
13Eureka$1,910
14Porterville$1,910
15Shafter$1,930

Most expensive cities for a 3-bedroom in California

#City3-Bedroom rent
1Montecito$6,010
2Scotts Valley$5,870
3Aptos$5,870
4Cupertino$5,850
5Coronado$5,720
6Foster City$5,690
7Los Altos$5,380
8Capitola$5,340
9Solana Beach$5,330
10Tiburon$5,250
11Ladera Ranch$5,250
12Newport Beach$5,178
13Sunnyvale$5,173
14Coto de Caza (this page)$5,130
15Millbrae$5,080

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Coto de Caza.

CityDistance3-Bedroom rentvs Coto de Caza
Rancho Santa Margarita, CA1 mi$4,400$-730 (-14%)
Ladera Ranch, CA4.3 mi$5,250+$120 (+2%)
Rancho Mission Viejo, CA6.4 mi$3,501$-1,629 (-32%)
Laguna Hills, CA6.5 mi$4,360$-770 (-15%)
Lake Forest, CA6.9 mi$4,470$-660 (-13%)
San Juan Capistrano, CA7.2 mi$4,130$-1,000 (-19%)
Laguna Niguel, CA8.6 mi$4,550$-580 (-11%)
Laguna Woods, CA8.8 mi$3,610$-1,520 (-30%)
Aliso Viejo, CA8.9 mi$4,630$-500 (-10%)
San Clemente, CA11.1 mi$4,680$-450 (-9%)
Dana Point, CA11.3 mi$4,435$-695 (-14%)
Laguna Beach, CA11.9 mi$4,830$-300 (-6%)

3-Bedroom rent in Coto de Caza — common questions

How much is a 3-bedroom apartment in Coto de Caza?

As of September 2026, the median 3-bedroom apartment rent in Coto de Caza, California is $5,130 per month. This is +38% below the citywide median of $8,250.

What income do you need to afford a 3-bedroom in Coto de Caza?

Using the standard 30% rent-to-income rule, you would need an annual income of about $205,200 ($17,100/month gross), which works out to roughly $98.65/hour at a full-time job.

Is Coto de Caza expensive for a 3-bedroom compared to the rest of the US?

Coto de Caza's 3-bedroom median of $5,130 is +141% above the national 3-bedroom median of $2,130. It ranks in the 100th percentile of US cities tracked.

How does Coto de Caza rank for 3-bedroom rent in California?

Among the 382 cities in California with 3-bedroom data, Coto de Caza ranks #369 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Coto de Caza?

Yes — nearby cities with cheaper 3-bedroom rents include Rancho Santa Margarita ($4,400), Rancho Mission Viejo ($3,501), Laguna Hills ($4,360).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Coto de Caza, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (September 2026) and exclude cities with median rent below $400 or above $20,000.