City Report · CA

Lodi

Pop. 67,607·301st most expensive in California·Rental market data updated monthly for Lodi, CA
Median rent (all units)
$2,278/mo
Year-over-Year
+4.5%
Month-over-Month
+0.7%
vs US Median
+$346
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Lodi · $2,278
More expensive than 72% of US cities · National median $1,932/mo
Rent Reality Score
50/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Lodi's 10-year trend predicts.

Actual rent
$2,278/mo
Expected by trend
$2,280/mo
The Rent Reality Score compares today's median rent to where Lodi's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,310
1 BR
$1,430
2 BR
$1,825
3 BR
$2,555
4 BR+
$3,065
Fair Market Rent (HUD)
$1,825/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,278 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

August. Asking rents in Lodi usually run 0.8% below trend in August and 0.8% above it in April, about $36 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Lodi is at its highest level since Zillow's records here began in June 2021.

Past year vs. the rest of California

Rent in Lodi changed +4.4% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has risen 2 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($88,530) is $2,213 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,825); a 3-bedroom is $2,555.

Cheaper nearby

Stockton, 10 miles away, rents for 11% less ($2,032/mo), about $3,000 a year in savings.

From Zillow's monthly rent index (ZORI) for Lodi. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$27,336/yr
At $2,278/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.5% YoY, +0.7% MoM), not inventory.
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Demographics

Who lives here

Lodi, CA is majority owner-occupied, 24.6% of residents hold a bachelor's degree or higher.

Population
67,607
Median income
$88,530
Median age
36.4
Renters
43.2%
Age distribution
24.1%
24.2%
24.9%
16%
Under 1824.1%
18–3424.2%
35–5424.9%
55–6410.8%
65+16%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
47.6%
41.3%
White47.6%
Black1.1%
Hispanic41.3%
Asian10.5%
Education (25+)
17.4%
26.6%
31.3%
24.6%
No HS diploma17.4%
HS diploma26.6%
Some college31.3%
Bachelor's+24.6%
Housing tenure
56.8%
43.2%
Owner56.8%
Renter43.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Lodi, CA has changed in 5 years

Rent
$1,974 → $2,278
up 15.4%
Income
$70,302 → $88,530
up 25.9%
Population
66,107 → 67,607
up 2.3%
Renter share
46.7% → 43.2%
-3.5 pts
Bachelor's+
22.5% → 24.6%
+2.1 pts
Median age
34.5 → 36.4
+1.9 yrs

Since 2022, the typical rent in Lodi, CA has increased from $1,974 to $2,278, a 15.4% change over five years. Census figures show median household income at $88,530 today, compared with $70,302 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 2.3% since 2021, moving from about 66,107 residents to roughly 67,607. Renters now make up 43.2% of households, compared with 46.7% five years ago. College-educated residents now make up 24.6% of adults here, versus 22.5% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

Discussions about Lodi

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View Lodi rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lodi on your salary?

At $2,278/mo, how Lodi rent compares to typical pay (30% rule).

By apartment size

Lodi rent by bedroom count

Median rent for each apartment size in Lodi. Click any size for full breakdown.

Local insights

Tips for renters in Lodi

About renting in Lodi, CA

Last updated: October 17, 2026

The median rent in Lodi is $2,278/mo as of October 2026. A studio apartment averages $1,310/mo while a 2-bedroom runs $1,825/mo. One-bedroom apartments average $1,430/mo and 3-bedroom units go for $2,555/mo.

At 31% of local median household income ($88,530/yr), Lodi ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Lodi?

To keep rent at or below 30% of gross income, you would need to earn at least $91,000/year (about $44/hour full-time) to afford the median rent of $2,278/mo in Lodi. The local median household income is $88,530/yr, so the typical household falls short of that bar.

Is rent going up or down in Lodi?

Rent in Lodi has risen 4.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in June 2021.

When is the cheapest time to rent in Lodi?

Asking rents in Lodi are usually lowest in August, about 0.8% below their yearly trend, and highest in April, about 0.8% above it. At today's median that is a gap of roughly $36 a month. This pattern comes from 5 years of Zillow rent data.

Which Lodi neighborhoods have the lowest rent?

The most affordable ZIP codes in Lodi are 95240 ($2,071/mo), and 95242 ($2,529/mo). Citywide, the median rent is $2,278/mo.

How does Lodi rent compare to other cities in California?

Lodi is one of the more affordable among California cities for rent, ranking #301 of 382 tracked cities at $2,278/mo. Over the year to September 2026, rent in Lodi changed +4.4%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Lodi?

Nearby cities with lower median rent than Lodi ($2,278/mo) include Stockton ($2,032/mo).
Income Affordability
31%
MODERATE

At $2,278/mo, rent takes ~31% of Lodi's median household income ($88,530/yr). The standard benchmark is 30%.

Lodi 31%Benchmark 30%
State income tax1–13.3%
Run the Lodi affordability calculator →
Lowest-rent ZIP codes in Lodi
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lodi, CA

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