City Report · CA

Pacifica

Pop. 37,261·70th most expensive in California·Pacifica rents are up 9.9% over the past year
Median rent (all units)
$3,594/mo
Year-over-Year
+9.9%
Month-over-Month
+2.7%
vs US Median
+$1,662
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Pacifica · $3,594
More expensive than 96% of US cities · National median $1,932/mo
Rent Reality Score
27/100
Overpriced
OverheatedFairGreat value

Rents are 11% above what Pacifica's 10-year trend predicts — running hotter than its own history.

Actual rent
$3,594/mo
Expected by trend
$3,225/mo
The Rent Reality Score compares today's median rent to where Pacifica's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,270
1 BR
$2,770
2 BR
$3,310
3 BR
$4,130
4 BR+
$4,390
Fair Market Rent (HUD)
$3,310/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,594 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

April. Asking rents in Pacifica usually run 0.6% below trend in April and 1.1% above it in October, about $61 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in Pacifica is at its highest level since Zillow's records here began in January 2019.

Past year vs. the rest of California

Rent in Pacifica changed +9.9% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Since before the pandemic

Rent in Pacifica is 21.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($160,523) is $4,013 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,310); a 3-bedroom is $4,130.

Cheaper nearby

Daly City, 6 miles away, rents for 15% less ($3,046/mo), about $6,600 a year in savings.

From Zillow's monthly rent index (ZORI) for Pacifica. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$43,128/yr
At $3,594/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.9% YoY, +2.7% MoM), not inventory.
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Demographics

Who lives here

Pacifica, CA is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.9% of residents hold a bachelor's degree or higher.

Population
37,261
Median income
$160,523
Median age
44.6
Renters
32.3%
Age distribution
18.2%
16.9%
30.3%
14.2%
20.4%
Under 1818.2%
18–3416.9%
35–5430.3%
55–6414.2%
65+20.4%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
52%
19.6%
22.2%
White52%
Black1.2%
Hispanic19.6%
Asian22.2%
Other5%
Education (25+)
16.6%
29.9%
48.9%
No HS diploma4.6%
HS diploma16.6%
Some college29.9%
Bachelor's+48.9%
Housing tenure
67.7%
32.3%
Owner67.7%
Renter32.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Pacifica, CA has changed in 5 years

Rent
$2,781 → $3,594
up 29.2%
Income
$138,548 → $160,523
up 15.9%
Population
38,595 → 37,261
down 3.5%
Renter share
31.2% → 32.3%
+1.1 pts
Bachelor's+
47.2% → 48.9%
+1.7 pts
Median age
43.4 → 44.6
+1.2 yrs

Since 2021, the typical rent in Pacifica, CA has increased from $2,781 to $3,594, a 29.2% change over five years. Median household income rose from $138,548 to $160,523 between 2021 and 2024, a 15.9% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 3.5% since 2021, moving from about 38,595 residents to roughly 37,261. Taken together, the five-year picture in Pacifica, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Pacifica rent history (2015–2026) →
Salary vs rent

Can you afford rent in Pacifica on your salary?

At $3,594/mo, how Pacifica rent compares to typical pay (30% rule).

By apartment size

Pacifica rent by bedroom count

Median rent for each apartment size in Pacifica. Click any size for full breakdown.

Local insights

Tips for renters in Pacifica

About renting in Pacifica, CA

Last updated: October 17, 2026

The median rent in Pacifica is $3,594/mo as of October 2026. A studio apartment averages $2,270/mo while a 2-bedroom runs $3,310/mo. One-bedroom apartments average $2,770/mo and 3-bedroom units go for $4,130/mo.

At 27% of local median household income ($160,523/yr), Pacifica ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Pacifica?

To keep rent at or below 30% of gross income, you would need to earn at least $144,000/year (about $69/hour full-time) to afford the median rent of $3,594/mo in Pacifica. The local median household income is $160,523/yr, so the typical household meets that bar.

Is rent going up or down in Pacifica?

Rent in Pacifica has risen 9.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2019.

When is the cheapest time to rent in Pacifica?

Asking rents in Pacifica are usually lowest in April, about 0.6% below their yearly trend, and highest in October, about 1.1% above it. At today's median that is a gap of roughly $61 a month. This pattern comes from 6 years of Zillow rent data.

How does Pacifica rent compare to other cities in California?

Pacifica is one of the pricier among California cities for rent, ranking #70 of 382 tracked cities at $3,594/mo. Over the year to September 2026, rent in Pacifica changed +9.9%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Pacifica?

Nearby cities with lower median rent than Pacifica ($3,594/mo) include Daly City ($3,046/mo), and San Bruno ($3,346/mo).
Income Affordability
27%
AFFORDABLE

At $3,594/mo, rent takes ~27% of Pacifica's median household income ($160,523/yr). The standard benchmark is 30%.

Pacifica 27%Benchmark 30%
State income tax1–13.3%
Run the Pacifica affordability calculator →
Lowest-rent ZIP codes in Pacifica
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Pacifica, CA

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