City Report · CA

Rancho Cordova

Pop. 81,849·279th most expensive in California·Rancho Cordova rents are up 11.8% over the past year
Median rent (all units)
$2,412/mo
Year-over-Year
+11.8%
Month-over-Month
+4.6%
vs US Median
+$447
Rising (Monthly)
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Most AffordableMost Expensive
Rancho Cordova · $2,412
More expensive than 77% of US cities · National median $1,965/mo
Rent Reality Score
62/100
Good value
OverheatedFairGreat value

Rents are 6% below what Rancho Cordova's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,412/mo
Expected by trend
$2,567/mo
The Rent Reality Score compares today's median rent to where Rancho Cordova's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,913
1 BR
$2,023
2 BR
$2,513
3 BR
$3,410
4 BR+
$3,937
Research median
$2,513/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,944/yr
At $2,412/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.8% YoY, +4.6% MoM), not inventory.
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Demographics

Who lives here

Rancho Cordova, CA is majority owner-occupied, has a median income above the national average, 32.1% of residents hold a bachelor's degree or higher.

Population
81,849
Median income
$89,585
Median age
36
Renters
41.8%
Age distribution
25%
23.4%
28.2%
12.4%
Under 1825%
18–3423.4%
35–5428.2%
55–6411%
65+12.4%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
49.3%
22%
15.1%
White49.3%
Black10.3%
Hispanic22%
Asian15.1%
Other3.4%
Education (25+)
22.1%
35%
32.1%
No HS diploma10.8%
HS diploma22.1%
Some college35%
Bachelor's+32.1%
Housing tenure
58.2%
41.8%
Owner58.2%
Renter41.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Rancho Cordova, CA has changed in 5 years

Rent
$1,799 → $2,412
up 34.1%
Income
$77,044 → $89,585
up 16.3%
Population
78,358 → 81,849
up 4.5%
Renter share
44% → 41.8%
-2.2 pts
Bachelor's+
27.2% → 32.1%
+4.9 pts
Median age
34.7 → 36
+1.3 yrs

Rent in Rancho Cordova, CA has climbed 34.1% since 2021, going from about $1,799 per month to roughly $2,412 today. Household income in the area moved from $77,044 to $89,585 across the same window, up 16.3% versus 2021. Rent outpaced income growth by roughly 17.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 78,358 to 81,849 between 2021 and 2024, a 4.5% change. About 41.8% of households rent today, against 44% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 27.2% to 32.1%. Reading these numbers side by side helps frame whether current listings in Rancho Cordova, CA look reasonable against where the market sat half a decade ago.

Community

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View Rancho Cordova rent history (2015–2026) →
Salary vs rent

Can you afford rent in Rancho Cordova on your salary?

At $2,412/mo, how Rancho Cordova rent compares to typical pay (30% rule).

By apartment size

Rancho Cordova rent by bedroom count

Median rent for each apartment size in Rancho Cordova. Click any size for full breakdown.

Local insights

Tips for renters in Rancho Cordova

About renting in Rancho Cordova, CA

Last updated: July 20, 2026

The median rent in Rancho Cordova is $2,412/mo as of July 2026. A studio apartment averages $1,913/mo while a 2-bedroom runs $2,513/mo. One-bedroom apartments average $2,023/mo and 3-bedroom units go for $3,410/mo.

At 32% of local median household income ($89,585/yr), Rancho Cordova ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.8% over the past year.

FAQ

Frequently asked questions

Is Rancho Cordova an affordable city for renters?

Rancho Cordova is considered moderate for renters. At $2,412/mo, rent takes approximately 32% of the local median household income ($89,585/yr). The standard benchmark is 30%. Rancho Cordova slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Rancho Cordova?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (~$46/hour full-time) to afford the median rent of $2,412/mo in Rancho Cordova. The local median household income is $89,585/yr, meaning the typical Rancho Cordova household falls short of that threshold.

Is rent going up or down in Rancho Cordova?

Rent in Rancho Cordova has increased 11.8% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Rancho Cordova neighborhoods have the lowest rent?

The most affordable ZIP codes in Rancho Cordova are 95827 ($2,022/mo), 95670 ($2,330/mo), and 95742 ($3,005/mo). Citywide, the median rent in Rancho Cordova is $2,412/mo.

How does Rancho Cordova rent compare to other cities in California?

Rancho Cordova is one of the more affordable cities in California for rent, ranking #279 out of 387 tracked cities at $2,412/mo.

Which nearby cities are cheaper to rent in than Rancho Cordova?

Several nearby cities have lower median rents than Rancho Cordova ($2,412/mo): Carmichael ($1,795/mo), La Riviera ($1,909/mo), Citrus Heights ($1,931/mo).

What percentage of Rancho Cordova residents rent vs. own?

According to Census data, approximately 41.8% of Rancho Cordova households are renters, while 58.2% are owner-occupied. Rancho Cordova leans toward homeownership, which can mean a smaller rental inventory.

How does Rancho Cordova rent compare to the national average?

Rancho Cordova's median rent of $2,412/mo is $447 (23%) above the US national median of $1,965/mo. Within California, it ranks #279 out of 387 tracked cities.
Income Affordability
32%
MODERATE

At $2,412/mo, rent takes ~32% of Rancho Cordova's median household income ($89,585/yr). The standard benchmark is 30%.

Rancho Cordova 32%Benchmark 30%
State income tax1–13.3%
Run the Rancho Cordova affordability calculator →
Lowest-rent ZIP codes in Rancho Cordova
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Rancho Cordova, CA

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