City Report · CA

Rancho Cordova

Pop. 81,849·273rd most expensive in California·Rental market data updated monthly for Rancho Cordova, CA
Median rent (all units)
$2,412/mo
Year-over-Year
+2.4%
Month-over-Month
+0.2%
vs US Median
+$480
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Rancho Cordova · $2,412
More expensive than 77% of US cities · National median $1,932/mo
Rent Reality Score
72/100
Good value
OverheatedFairGreat value

Rents are 11% below what Rancho Cordova's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,412/mo
Expected by trend
$2,712/mo
The Rent Reality Score compares today's median rent to where Rancho Cordova's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,913
1 BR
$2,023
2 BR
$2,513
3 BR
$3,410
4 BR+
$3,937
Fair Market Rent (HUD)
$2,513/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,412 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Rancho Cordova usually run 1.5% below trend in January and 1.3% above it in August, about $68 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Rancho Cordova is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in Rancho Cordova changed +2.4% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Rancho Cordova rose 34.5% while median household income rose 37.2% ($65,307 to $89,585). Income kept ahead of rent.

Since before the pandemic

Rent in Rancho Cordova is 34.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 8 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($89,585) is $2,240 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,023); a 2-bedroom is $2,513.

Spread across ZIP codes

The priciest of 3 ZIP codes in Rancho Cordova, 95742 ($3,047/mo), costs 1.5 times the cheapest, 95827 ($1,978/mo).

Cheaper nearby

Carmichael, 4 miles away, rents for 27% less ($1,757/mo), about $7,900 a year in savings.

From Zillow's monthly rent index (ZORI) for Rancho Cordova. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$28,944/yr
At $2,412/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.4% YoY, +0.2% MoM), not inventory.
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Demographics

Who lives here

Rancho Cordova, CA is majority owner-occupied, has a median income above the national average, 32.1% of residents hold a bachelor's degree or higher.

Population
81,849
Median income
$89,585
Median age
36
Renters
41.8%
Age distribution
25%
23.4%
28.2%
12.4%
Under 1825%
18–3423.4%
35–5428.2%
55–6411%
65+12.4%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
49.3%
22%
15.1%
White49.3%
Black10.3%
Hispanic22%
Asian15.1%
Other3.4%
Education (25+)
22.1%
35%
32.1%
No HS diploma10.8%
HS diploma22.1%
Some college35%
Bachelor's+32.1%
Housing tenure
58.2%
41.8%
Owner58.2%
Renter41.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Rancho Cordova, CA has changed in 5 years

Rent
$1,936 → $2,412
up 24.6%
Income
$77,044 → $89,585
up 16.3%
Population
78,358 → 81,849
up 4.5%
Renter share
44% → 41.8%
-2.2 pts
Bachelor's+
27.2% → 32.1%
+4.9 pts
Median age
34.7 → 36
+1.3 yrs

Rent in Rancho Cordova, CA has climbed 24.6% since 2021, going from about $1,936 per month to roughly $2,412 today. Household income in the area moved from $77,044 to $89,585 across the same window, up 16.3% versus 2021. Rent outpaced income growth by roughly 8.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 78,358 to 81,849 between 2021 and 2024, a 4.5% change. About 41.8% of households rent today, against 44% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 27.2% to 32.1%. Reading these numbers side by side helps frame whether current listings in Rancho Cordova, CA look reasonable against where the market sat half a decade ago.

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View Rancho Cordova rent history (2015–2026) →
Salary vs rent

Can you afford rent in Rancho Cordova on your salary?

At $2,412/mo, how Rancho Cordova rent compares to typical pay (30% rule).

By apartment size

Rancho Cordova rent by bedroom count

Median rent for each apartment size in Rancho Cordova. Click any size for full breakdown.

Local insights

Tips for renters in Rancho Cordova

About renting in Rancho Cordova, CA

Last updated: October 17, 2026

The median rent in Rancho Cordova is $2,412/mo as of October 2026. A studio apartment averages $1,913/mo while a 2-bedroom runs $2,513/mo. One-bedroom apartments average $2,023/mo and 3-bedroom units go for $3,410/mo.

At 32% of local median household income ($89,585/yr), Rancho Cordova ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Rancho Cordova?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (about $46/hour full-time) to afford the median rent of $2,412/mo in Rancho Cordova. The local median household income is $89,585/yr, so the typical household falls short of that bar.

Is rent going up or down in Rancho Cordova?

Rent in Rancho Cordova has risen 2.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Rancho Cordova?

Asking rents in Rancho Cordova are usually lowest in January, about 1.5% below their yearly trend, and highest in August, about 1.3% above it. At today's median that is a gap of roughly $68 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Rancho Cordova?

No. From 2019 to 2024, rent in Rancho Cordova rose 34.5% while median household income rose 37.2%, from $65,307 to $89,585. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Rancho Cordova neighborhoods have the lowest rent?

The most affordable ZIP codes in Rancho Cordova are 95827 ($1,978/mo), 95670 ($2,279/mo), and 95742 ($3,047/mo). Citywide, the median rent is $2,412/mo.

How does Rancho Cordova rent compare to other cities in California?

Rancho Cordova is one of the more affordable among California cities for rent, ranking #273 of 382 tracked cities at $2,412/mo. Over the year to September 2026, rent in Rancho Cordova changed +2.4%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Rancho Cordova?

Nearby cities with lower median rent than Rancho Cordova ($2,412/mo) include Carmichael ($1,757/mo), Citrus Heights ($1,883/mo), and Rosemont ($1,996/mo).
Income Affordability
32%
MODERATE

At $2,412/mo, rent takes ~32% of Rancho Cordova's median household income ($89,585/yr). The standard benchmark is 30%.

Rancho Cordova 32%Benchmark 30%
State income tax1–13.3%
Run the Rancho Cordova affordability calculator →
Lowest-rent ZIP codes in Rancho Cordova
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Rancho Cordova, CA

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