ZIP Code · CA

ZIP 95827

Pop. 21,742·Sacramento County·808th most expensive ZIP in California
Median rent (all units)
$1,978/mo
Year-over-Year
+1.9%
Month-over-Month
+1.0%
vs US Median
+$46
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95827 · $1,978
More expensive than 60% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,770
1 BR
$1,860
2 BR
$2,290
3 BR
$3,050
4 BR+
$3,510
Research median
$2,290/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of California

Rent in ZIP 95827 changed +1.9% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($85,841) is $2,146 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,860); a 2-bedroom is $2,290.

Rank in Rancho Cordova

1st cheapest of 3 ZIP codes in Rancho Cordova.

Cheaper nearby

ZIP 95825, 5 miles away, rents for 16% less ($1,661/mo), about $3,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95827. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,736/yr
At $1,978/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.9% YoY, +1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 95827 (Rancho Cordova, CA) is majority owner-occupied, 26.2% of residents hold a bachelor's degree or higher.

Population
21,742
Median income
$85,841
Median age
36.3
Renters
36.7%
Age distribution
23.3%
24.8%
28.4%
12.5%
Under 1823.3%
18–3424.8%
35–5428.4%
55–6410.9%
65+12.5%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
51%
12.1%
25.8%
White51%
Black12.1%
Hispanic25.8%
Asian8.1%
Other3%
Education (25+)
25%
39.4%
26.2%
No HS diploma9.3%
HS diploma25%
Some college39.4%
Bachelor's+26.2%
Housing tenure
63.3%
36.7%
Owner63.3%
Renter36.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95827 in Rancho Cordova, CA has changed in 5 years

Income
$70,485 → $85,841
up 21.8%
Population
21,241 → 21,742
up 2.4%
Renter share
39.1% → 36.7%
-2.4 pts
Bachelor's+
23.9% → 26.2%
+2.3 pts
Median age
34.7 → 36.3
+1.6 yrs

Household income in the area moved from $70,485 to $85,841 across the same window, up 21.8% versus 2021. Census counts show ZIP 95827 in Rancho Cordova, CA adding about 501 residents over the five-year window, up 2.4% on net. The renter share has eased from 39.1% to 36.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 23.9% to 26.2% across the same window.

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Local insights

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About renting in ZIP 95827

Last updated: October 17, 2026

ZIP code 95827 covers Rancho Cordova, CA. The median rent here is $1,978/mo as of October 2026. A 1-bedroom rents for a median of $1,860/mo. A 2-bedroom rents for a median of $2,290/mo.

At 28% of local median household income ($85,841/yr), ZIP 95827 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95827?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (about $38/hour full-time) to afford the median rent of $1,978/mo in ZIP 95827. The local median household income is $85,841/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95827?

Rent in ZIP 95827 has risen 1.9% over the past year.

How does ZIP 95827 compare to other ZIPs in California?

ZIP 95827 is one of the more affordable among California ZIP codes for rent, ranking #808 of 898 at $1,978/mo. Over the year to September 2026, rent in ZIP 95827 changed +1.9%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95827 compare to the rest of Rancho Cordova?

At $1,978/mo, ZIP 95827 is $434 below the Rancho Cordova citywide median of $2,412/mo. It is the 1st cheapest of 3 ZIP codes in Rancho Cordova.
Income Affordability
28%
AFFORDABLE

At $1,978/mo, rent takes ~28% of ZIP 95827's median household income ($85,841/yr). The standard benchmark is 30%.

ZIP 95827 28%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95827 (Rancho Cordova, CA)

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