City Report · CA

San Clemente

Pop. 63,273·87th most expensive in California·San Clemente rents are up 6.9% over the past year
Median rent (all units)
$3,420/mo
Year-over-Year
+6.9%
Month-over-Month
-0.6%
vs US Median
+$1,458
Falling (Monthly)
Be the first to discuss San Clemente rents
Most AffordableMost Expensive
San Clemente · $3,420
More expensive than 95% of US cities · National median $1,962/mo
Rent Reality Score
57/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what San Clemente's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$3,420/mo
Expected by trend
$3,545/mo
The Rent Reality Score compares today's median rent to where San Clemente's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,790
1 BR
$2,920
2 BR
$3,460
3 BR
$4,680
4 BR+
$5,600
Fair Market Rent (HUD)
$3,460/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,420 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: August 17, 2026

Annual cost
$41,040/yr
At $3,420/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (6.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+6.9% YoY, -0.6% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

San Clemente, CA is majority owner-occupied, has a large retiree population, has a median income above the national average, 53.8% of residents hold a bachelor's degree or higher.

Population
63,273
Median income
$140,062
Median age
45.6
Renters
33.5%
Age distribution
20.8%
17.2%
25.7%
14.9%
21.4%
Under 1820.8%
18–3417.2%
35–5425.7%
55–6414.9%
65+21.4%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
75.4%
17%
White75.4%
Black0.9%
Hispanic17%
Asian4.5%
Other2.2%
Education (25+)
13%
27.7%
53.8%
No HS diploma5.6%
HS diploma13%
Some college27.7%
Bachelor's+53.8%
Housing tenure
66.5%
33.5%
Owner66.5%
Renter33.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How San Clemente, CA has changed in 5 years

Rent
$2,362 → $3,420
up 44.8%
Income
$123,090 → $140,062
up 13.8%
Population
64,600 → 63,273
down 2.1%
Renter share
34.9% → 33.5%
-1.4 pts
Bachelor's+
51.1% → 53.8%
+2.7 pts
Median age
43.8 → 45.6
+1.8 yrs

The median rent in San Clemente, CA stood at $2,362 in 2021 and currently runs about $3,420, reflecting a 44.8% increase over the period. On the earnings side, the typical household in San Clemente, CA now reports about $140,062, up from $123,090 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.1% since 2021, moving from about 64,600 residents to roughly 63,273. College-educated residents now make up 53.8% of adults here, versus 51.1% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and San Clemente, CA reflects that arc in its own way.

Community

Discussions about San Clemente

No discussions yet. Start the conversation.

View San Clemente rent history (2015–2026) →
Salary vs rent

Can you afford rent in San Clemente on your salary?

At $3,420/mo, how San Clemente rent compares to typical pay (30% rule).

By apartment size

San Clemente rent by bedroom count

Median rent for each apartment size in San Clemente. Click any size for full breakdown.

Local insights

Tips for renters in San Clemente

About renting in San Clemente, CA

Last updated: August 17, 2026

The median rent in San Clemente is $3,420/mo as of August 2026. A studio apartment averages $2,790/mo while a 2-bedroom runs $3,460/mo. One-bedroom apartments average $2,920/mo and 3-bedroom units go for $4,680/mo.

At 29% of local median household income ($140,062/yr), San Clemente ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.9% over the past year.

FAQ

Frequently asked questions

Is San Clemente an affordable city for renters?

San Clemente is considered affordable for renters. At $3,420/mo, rent takes approximately 29% of the local median household income ($140,062/yr). The standard benchmark is 30%. San Clemente falls comfortably within that range.

How much income do you need to rent in San Clemente?

To keep rent at or below 30% of gross income, you would need to earn at least $137,000/year (~$66/hour full-time) to afford the median rent of $3,420/mo in San Clemente. The local median household income is $140,062/yr, meaning the typical San Clemente household meets that threshold.

Is rent going up or down in San Clemente?

Rent in San Clemente has increased 6.9% over the past year as of August 2026, putting upward pressure on renter budgets.

Which San Clemente neighborhoods have the lowest rent?

The most affordable ZIP codes in San Clemente are 92672 ($3,371/mo), and 92673 ($4,095/mo). Citywide, the median rent in San Clemente is $3,420/mo.

How does San Clemente rent compare to other cities in California?

San Clemente is one of the pricier cities in California for rent, ranking #87 out of 381 tracked cities at $3,420/mo.

Which nearby cities are cheaper to rent in than San Clemente?

Laguna Niguel is nearby and more affordable at $3,372/mo, which is $48 less than San Clemente.

What percentage of San Clemente residents rent vs. own?

According to Census data, approximately 33.5% of San Clemente households are renters, while 66.5% are owner-occupied. San Clemente leans toward homeownership, which can mean a smaller rental inventory.

How does San Clemente rent compare to the national average?

San Clemente's median rent of $3,420/mo is $1,458 (74%) above the US national median of $1,962/mo. Within California, it ranks #87 out of 381 tracked cities.
Income Affordability
29%
AFFORDABLE

At $3,420/mo, rent takes ~29% of San Clemente's median household income ($140,062/yr). The standard benchmark is 30%.

San Clemente 29%Benchmark 30%
State income tax1–13.3%
Run the San Clemente affordability calculator →
Lowest-rent ZIP codes in San Clemente
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near San Clemente, CA

Recent submissions

Be the first to submit your rent for San Clemente.

Recent discussions

No discussions yet.

Add RentDataNow as a preferred source on Google