ZIP Code · CA

ZIP 92672

Pop. 36,939·Orange County·209th most expensive ZIP in California
Median rent (all units)
$3,398/mo
Year-over-Year
+4.6%
Month-over-Month
-0.2%
vs US Median
+$1,466
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92672 · $3,398
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,690
1 BR
$2,770
2 BR
$3,280
3 BR
$4,440
4 BR+
$5,310
Research median
$3,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 92672 usually run 0.9% below trend in January and 1.1% above it in August, about $68 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 92672 is 0.2% below its high of $3,405 in August 2026, at $3,398 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 92672 changed +4.6% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92672 rose 46.5% while median household income rose 28.1% ($87,455 to $111,989). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92672 is 57% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($111,989) is $2,800 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,770); a 2-bedroom is $3,280.

From Zillow's monthly rent index (ZORI) for ZIP 92672. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,776/yr
At $3,398/mo median
Location
StateCA
CountyOrange County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.6% YoY, -0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 92672 (San Clemente, CA) is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 50.5% of residents hold a bachelor's degree or higher.

Population
36,939
Median income
$111,989
Median age
44.6
Renters
45.9%
Age distribution
16.7%
23.5%
22.5%
15.1%
22.1%
Under 1816.7%
18–3423.5%
35–5422.5%
55–6415.1%
65+22.1%
Gender
52.1%
47.9%
Male52.1%
Female47.9%
Race & ethnicity
75.4%
18.2%
White75.4%
Black1.2%
Hispanic18.2%
Asian3%
Other2.1%
Education (25+)
14.4%
28.5%
50.5%
No HS diploma6.6%
HS diploma14.4%
Some college28.5%
Bachelor's+50.5%
Housing tenure
54.1%
45.9%
Owner54.1%
Renter45.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92672 in San Clemente, CA has changed in 5 years

Rent
$2,327 → $3,398
up 46.0%
Income
$96,929 → $111,989
up 15.5%
Population
38,872 → 36,939
down 5.0%
Renter share
49.6% → 45.9%
-3.7 pts
Bachelor's+
45.8% → 50.5%
+4.7 pts
Median age
40.3 → 44.6
+4.3 yrs

Rent in ZIP 92672 in San Clemente, CA has climbed 46.0% since 2021, going from about $2,327 per month to roughly $3,398 today. Census figures show median household income at $111,989 today, compared with $96,929 five years earlier. Rent outpaced income growth by roughly 30.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 38,872 to 36,939 between 2021 and 2024, a 5.0% change. About 45.9% of households rent today, against 49.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 45.8% to 50.5%. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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About renting in ZIP 92672

Last updated: October 17, 2026

ZIP code 92672 covers San Clemente, CA. The median rent here is $3,398/mo as of October 2026. A 1-bedroom rents for a median of $2,770/mo. A 2-bedroom rents for a median of $3,280/mo.

At 36% of local median household income ($111,989/yr), ZIP 92672 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92672?

To keep rent at or below 30% of gross income, you would need to earn at least $136,000/year (about $65/hour full-time) to afford the median rent of $3,398/mo in ZIP 92672. The local median household income is $111,989/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92672?

Rent in ZIP 92672 has risen 4.6% over the past year as of September 2026. It sits 0.2% below its high of $3,405 in August 2026.

When is the cheapest time to rent in ZIP 92672?

Asking rents in ZIP 92672 are usually lowest in January, about 0.9% below their yearly trend, and highest in August, about 1.1% above it. At today's median that is a gap of roughly $68 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 92672?

Yes. From 2019 to 2024, rent in ZIP 92672 rose 46.5% while median household income rose 28.1%, from $87,455 to $111,989. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92672 compare to other ZIPs in California?

ZIP 92672 is one of the pricier among California ZIP codes for rent, ranking #209 of 898 at $3,398/mo. Over the year to September 2026, rent in ZIP 92672 changed +4.6%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92672 compare to the rest of San Clemente?

At $3,398/mo, ZIP 92672 is $13 below the San Clemente citywide median of $3,411/mo.
Income Affordability
36%
MODERATE

At $3,398/mo, rent takes ~36% of ZIP 92672's median household income ($111,989/yr). The standard benchmark is 30%.

ZIP 92672 36%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92672 (San Clemente, CA)

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