Rents are 8% below what Doctor Phillips's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,590 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Doctor Phillips, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 54.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Doctor Phillips, FL has changed in 5 years
Compared with 2021, rent in Doctor Phillips, FL has climbed by $783 per month, settling near $2,590 after starting the period at $1,807. On the earnings side, the typical household in Doctor Phillips, FL now reports about $103,950, up from $94,909 in 2021. Rent outpaced income growth by roughly 33.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 12,368 to 12,984 between 2021 and 2024, a 5.0% change. About 32.9% of households rent today, against 28.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 48.6% to 54.8%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Doctor Phillips, FL reflects that arc in its own way.
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Can you afford rent in Doctor Phillips on your salary?
At $2,590/mo, how Doctor Phillips rent compares to typical pay (30% rule).
Doctor Phillips rent by bedroom count
Median rent for each apartment size in Doctor Phillips. Click any size for full breakdown.
Tips for renters in Doctor Phillips
Last updated: August 17, 2026
The median rent in Doctor Phillips is $2,590/mo as of August 2026. A studio apartment averages $1,880/mo while a 2-bedroom runs $2,250/mo. One-bedroom apartments average $1,980/mo and 3-bedroom units go for $2,860/mo.
At 30% of local median household income ($103,950/yr), Doctor Phillips ranks as moderate compared to the national benchmark of 30%. Rents have increased 14.6% over the past year.
Frequently asked questions
Is Doctor Phillips an affordable city for renters?
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How does Doctor Phillips rent compare to other cities in Florida?
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What percentage of Doctor Phillips residents rent vs. own?
How does Doctor Phillips rent compare to the national average?
At $2,590/mo, rent takes ~30% of Doctor Phillips's median household income ($103,950/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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