Rents are 11% below what Doctor Phillips's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,670 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
July. Asking rents in Doctor Phillips usually run 0.3% below trend in July and 0.5% above it in April, about $21 a month apart at today's median. Based on 6 years of data.
Rent in Doctor Phillips is 0.6% below its high of $2,685 in May 2026, at $2,670 as of September 2026.
Rent in Doctor Phillips changed +1.9% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
Rent in Doctor Phillips is 34.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 8 of the last 12 months.
30% of the median household income ($103,950) is $2,599 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,250); a 3-bedroom is $2,860.
Orlando, 8 miles away, rents for 29% less ($1,889/mo), about $9,400 a year in savings.
From Zillow's monthly rent index (ZORI) for Doctor Phillips. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Doctor Phillips, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 54.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Doctor Phillips, FL has changed in 5 years
Compared with 2021, rent in Doctor Phillips, FL has climbed by $686 per month, settling near $2,670 after starting the period at $1,984. On the earnings side, the typical household in Doctor Phillips, FL now reports about $103,950, up from $94,909 in 2021. Rent outpaced income growth by roughly 25.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 12,368 to 12,984 between 2021 and 2024, a 5.0% change. About 32.9% of households rent today, against 28.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 48.6% to 54.8%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Doctor Phillips, FL reflects that arc in its own way.
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At $2,670/mo, how Doctor Phillips rent compares to typical pay (30% rule).
Doctor Phillips rent by bedroom count
Median rent for each apartment size in Doctor Phillips. Click any size for full breakdown.
Tips for renters in Doctor Phillips
Last updated: October 17, 2026
The median rent in Doctor Phillips is $2,670/mo as of October 2026. A studio apartment averages $1,880/mo while a 2-bedroom runs $2,250/mo. One-bedroom apartments average $1,980/mo and 3-bedroom units go for $2,860/mo.
At 31% of local median household income ($103,950/yr), Doctor Phillips ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.
Frequently asked questions
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Is rent going up or down in Doctor Phillips?
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How does Doctor Phillips rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Doctor Phillips?
At $2,670/mo, rent takes ~31% of Doctor Phillips's median household income ($103,950/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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