2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Fort Walton Beach, FL

$1,530/mo

Median asking rent for a 2-bedroom apartment in Fort Walton Beach, Florida as of July 2026. That's +15% lower than the citywide median of $1,808 and +8% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,530
July 2026
vs city overall
-15%
$1,808 city median
vs national
-8%
$1,655 US median
Florida rank
#52
of 282 cities

Income needed for a 2-bedroom in Fort Walton Beach

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$61,200
Monthly gross
$5,100
Hourly (full-time)
$29.42

Rent by apartment size in Fort Walton Beach

Compare Fort Walton Beach's median rent across every apartment size.

Studio
$1,185
1-Bedroom
$1,360
2-Bedroom (current)
$1,530
3-Bedroom
$2,125
4+ Bedroom
$2,570

Cheapest cities for a 2-bedroom in Florida

#City2-Bedroom rent
1Valparaiso$892
2Polk City$952
3Bunnell$999
4Palatka$1,030
5Hernando$1,090
6Lake City$1,110
7Ave Maria$1,115
8Crystal River$1,115
9Auburndale$1,130
10Bartow$1,130
11Lake Alfred$1,130
12Belleview$1,140
13Lake Wales$1,170
14Homosassa$1,190
15Ocklawaha$1,190

Most expensive cities for a 2-bedroom in Florida

#City2-Bedroom rent
1Highland Beach$3,501
2Key Biscayne$3,490
3Weston$3,440
4Doral$3,340
5Aventura$3,260
6Parkland$3,195
7Loxahatchee$3,180
8Coral Gables$3,045
9Miami Beach$3,003
10Pembroke Pines$3,000
11Lithia$2,970
12The Hammocks$2,960
13Bal Harbour$2,910
14Plantation$2,893
15The Crossings$2,870

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 4 of these cities have cheaper 2-bedroom rents than Fort Walton Beach.

CityDistance2-Bedroom rentvs Fort Walton Beach
Mary Esther, FL5.4 mi$1,470$-60 (-4%)
Shalimar, FL6 mi$1,760+$230 (+15%)
Valparaiso, FL11.8 mi$892$-638 (-42%)
Destin, FL13.5 mi$2,140+$610 (+40%)
Niceville, FL15.3 mi$1,860+$330 (+22%)
Navarre, FL15.3 mi$2,200+$670 (+44%)
Miramar Beach, FL20.9 mi$1,990+$460 (+30%)
Crestview, FL24.5 mi$1,440$-90 (-6%)
Milton, FL27.9 mi$1,625+$95 (+6%)
Gulf Breeze, FL28.8 mi$2,115+$585 (+38%)
Santa Rosa Beach, FL33.1 mi$1,730+$200 (+13%)
Freeport, FL37.8 mi$1,200$-330 (-22%)

2-Bedroom rent in Fort Walton Beach — common questions

How much is a 2-bedroom apartment in Fort Walton Beach?

As of July 2026, the median 2-bedroom apartment rent in Fort Walton Beach, Florida is $1,530 per month. This is +15% below the citywide median of $1,808.

What income do you need to afford a 2-bedroom in Fort Walton Beach?

Using the standard 30% rent-to-income rule, you would need an annual income of about $61,200 ($5,100/month gross), which works out to roughly $29.42/hour at a full-time job.

Is Fort Walton Beach expensive for a 2-bedroom compared to the rest of the US?

Fort Walton Beach's 2-bedroom median of $1,530 is +8% below the national 2-bedroom median of $1,655. It ranks in the 42th percentile of US cities tracked.

How does Fort Walton Beach rank for 2-bedroom rent in Florida?

Among the 282 cities in Florida with 2-bedroom data, Fort Walton Beach ranks #52 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Fort Walton Beach?

Yes — nearby cities with cheaper 2-bedroom rents include Mary Esther ($1,470), Valparaiso ($892), Crestview ($1,440).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Fort Walton Beach, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.