2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in Palatka, FL

$1,030/mo

Median asking rent for a 2-bedroom apartment in Palatka, Florida as of July 2026. That's +25% lower than the citywide median of $1,379 and +38% below the national 2-bedroom median of $1,655.

2-Bedroom median
$1,030
July 2026
vs city overall
-25%
$1,379 city median
vs national
-38%
$1,655 US median
Florida rank
#4
of 282 cities

Income needed for a 2-bedroom in Palatka

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$41,200
Monthly gross
$3,433
Hourly (full-time)
$19.81

Rent by apartment size in Palatka

Compare Palatka's median rent across every apartment size.

Studio
$780
1-Bedroom
$790
2-Bedroom (current)
$1,030
3-Bedroom
$1,310
4+ Bedroom
$1,370

Cheapest cities for a 2-bedroom in Florida

#City2-Bedroom rent
1Valparaiso$892
2Polk City$952
3Bunnell$999
4Palatka (this page)$1,030
5Hernando$1,090
6Lake City$1,110
7Ave Maria$1,115
8Crystal River$1,115
9Auburndale$1,130
10Bartow$1,130
11Lake Alfred$1,130
12Belleview$1,140
13Lake Wales$1,170
14Homosassa$1,190
15Ocklawaha$1,190

Most expensive cities for a 2-bedroom in Florida

#City2-Bedroom rent
1Highland Beach$3,501
2Key Biscayne$3,490
3Weston$3,440
4Doral$3,340
5Aventura$3,260
6Parkland$3,195
7Loxahatchee$3,180
8Coral Gables$3,045
9Miami Beach$3,003
10Pembroke Pines$3,000
11Lithia$2,970
12The Hammocks$2,960
13Bal Harbour$2,910
14Plantation$2,893
15The Crossings$2,870

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 2-bedroom rents than Palatka.

CityDistance2-Bedroom rentvs Palatka
Green Cove Springs, FL17.1 mi$1,660+$630 (+61%)
Saint Augustine, FL27.1 mi$1,954+$924 (+90%)
Saint Johns, FL27.8 mi$1,870+$840 (+82%)
Fleming Island, FL27.9 mi$1,750+$720 (+70%)
Middleburg, FL29.9 mi$1,780+$750 (+73%)
Orange Park, FL32.7 mi$1,845+$815 (+79%)
Bunnell, FL34.7 mi$999$-31 (-3%)
Palm Coast, FL34.8 mi$1,765+$735 (+71%)
Ponte Vedra, FL36.8 mi$2,600+$1,570 (+152%)
Ponte Vedra Beach, FL38 mi$2,300+$1,270 (+123%)
Flagler Beach, FL41.7 mi$1,500+$470 (+46%)
Jacksonville, FL42.4 mi$1,690+$660 (+64%)

2-Bedroom rent in Palatka — common questions

How much is a 2-bedroom apartment in Palatka?

As of July 2026, the median 2-bedroom apartment rent in Palatka, Florida is $1,030 per month. This is +25% below the citywide median of $1,379.

What income do you need to afford a 2-bedroom in Palatka?

Using the standard 30% rent-to-income rule, you would need an annual income of about $41,200 ($3,433/month gross), which works out to roughly $19.81/hour at a full-time job.

Is Palatka expensive for a 2-bedroom compared to the rest of the US?

Palatka's 2-bedroom median of $1,030 is +38% below the national 2-bedroom median of $1,655. It ranks in the 8th percentile of US cities tracked.

How does Palatka rank for 2-bedroom rent in Florida?

Among the 282 cities in Florida with 2-bedroom data, Palatka ranks #4 from cheapest to most expensive.

Are there cheaper 2-bedroom options near Palatka?

Yes — nearby cities with cheaper 2-bedroom rents include Bunnell ($999).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Palatka, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.