City Report · FL

Gainesville

Pop. 145,702·269th most expensive in Florida·Rental market data updated monthly for Gainesville, FL
Median rent (all units)
$1,635/mo
Year-over-Year
+3.9%
Month-over-Month
-1.3%
vs US Median
-$327
Falling (Monthly)
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Most AffordableMost Expensive
Gainesville · $1,635
More affordable than 67% of US cities · National median $1,962/mo
Rent Reality Score
67/100
Good value
OverheatedFairGreat value

Rents are 8% below what Gainesville's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,635/mo
Expected by trend
$1,785/mo
The Rent Reality Score compares today's median rent to where Gainesville's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,217
1 BR
$1,354
2 BR
$1,639
3 BR
$2,089
4 BR+
$2,173
Fair Market Rent (HUD)
$1,639/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,635 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$19,620/yr
At $1,635/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+3.9% YoY, -1.3% MoM), not inventory.
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Demographics

Who lives here

Gainesville, FL is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 53.7% of residents hold a bachelor's degree or higher.

Population
145,702
Median income
$46,195
Median age
26.5
Renters
62.3%
Age distribution
13.1%
50.7%
17%
Under 1813.1%
18–3450.7%
35–5417%
55–647.3%
65+11.9%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
58.3%
20.8%
13.6%
White58.3%
Black20.8%
Hispanic13.6%
Asian6.4%
Other0.8%
Education (25+)
16.3%
24.3%
53.7%
No HS diploma5.7%
HS diploma16.3%
Some college24.3%
Bachelor's+53.7%
Housing tenure
37.7%
62.3%
Owner37.7%
Renter62.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Gainesville, FL has changed in 5 years

Rent
$1,201 → $1,635
up 36.1%
Income
$40,937 → $46,195
up 12.8%
Population
138,741 → 145,702
up 5.0%
Renter share
60.3% → 62.3%
+2.0 pts
Bachelor's+
49% → 53.7%
+4.7 pts

Rent in Gainesville, FL has climbed 36.1% since 2021, going from about $1,201 per month to roughly $1,635 today. Local incomes tracked alongside that move, going from a median of $40,937 in 2021 to $46,195 more recently. Rent outpaced income growth by roughly 23.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 138,741 to 145,702 between 2021 and 2024, a 5.0% change. About 62.3% of households rent today, against 60.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 49% to 53.7%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Gainesville, FL market of 2021.

Community

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View Gainesville rent history (2015–2026) →
Salary vs rent

Can you afford rent in Gainesville on your salary?

At $1,635/mo, how Gainesville rent compares to typical pay (30% rule).

By apartment size

Gainesville rent by bedroom count

Median rent for each apartment size in Gainesville. Click any size for full breakdown.

Local insights

Tips for renters in Gainesville

About renting in Gainesville, FL

Last updated: August 17, 2026

The median rent in Gainesville is $1,635/mo as of August 2026. A studio apartment averages $1,217/mo while a 2-bedroom runs $1,639/mo. One-bedroom apartments average $1,354/mo and 3-bedroom units go for $2,089/mo.

At 42% of local median household income ($46,195/yr), Gainesville ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.9% over the past year.

FAQ

Frequently asked questions

Is Gainesville an affordable city for renters?

Gainesville is considered stretched for renters. At $1,635/mo, rent takes approximately 42% of the local median household income ($46,195/yr). The standard benchmark is 30%. Gainesville significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Gainesville?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,635/mo in Gainesville. The local median household income is $46,195/yr, meaning the typical Gainesville household falls short of that threshold.

Is rent going up or down in Gainesville?

Rent in Gainesville has increased 3.9% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Gainesville neighborhoods have the lowest rent?

The most affordable ZIP codes in Gainesville are 32609 ($1,488/mo), 32601 ($1,508/mo), and 32607 ($1,508/mo). Citywide, the median rent in Gainesville is $1,635/mo.

How does Gainesville rent compare to other cities in Florida?

Gainesville is one of the more affordable cities in Florida for rent, ranking #269 out of 291 tracked cities at $1,635/mo.

Which nearby cities are cheaper to rent in than Gainesville?

Several nearby cities have lower median rents than Gainesville ($1,635/mo): Lake City ($1,552/mo), Ocala ($1,578/mo).

What percentage of Gainesville residents rent vs. own?

According to Census data, approximately 62.3% of Gainesville households are renters, while 37.7% are owner-occupied. With a majority renter population, Gainesville has a strong rental market.

How does Gainesville rent compare to the national average?

Gainesville's median rent of $1,635/mo is $327 (17%) below the US national median of $1,962/mo. Within Florida, it ranks #269 out of 291 tracked cities.
Income Affordability
42%
STRETCHED

At $1,635/mo, rent takes ~42% of Gainesville's median household income ($46,195/yr). The standard benchmark is 30%.

Gainesville 42%Benchmark 30%
State income taxNone
Run the Gainesville affordability calculator →
Lowest-rent ZIP codes in Gainesville
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Gainesville, FL

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