City Report · FL

Navarre

Pop. 39,838·151st most expensive in Florida·Rental market data updated monthly for Navarre, FL
Median rent (all units)
$2,106/mo
Year-over-Year
+3.4%
Month-over-Month
+0.4%
vs US Median
+$174
Reported rents
Stable (Monthly)
Be the first to discuss Navarre rents ↓
Most AffordableMost Expensive
Navarre · $2,106
More expensive than 65% of US cities · National median $1,932/mo
Rent Reality Score
52/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Navarre's 10-year trend predicts.

Actual rent
$2,106/mo
Expected by trend
$2,127/mo
The Rent Reality Score compares today's median rent to where Navarre's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,670
1 BR
$1,870
2 BR
$2,200
3 BR
$2,940
4 BR+
$3,620
Fair Market Rent (HUD)
$2,200/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,106 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Navarre usually run 1.9% below trend in January and 1.9% above it in September, about $80 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Navarre is at its highest level since Zillow's records here began in August 2021.

Past year vs. the rest of Florida

Rent in Navarre changed +3.4% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($105,265) is $2,632 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,200); a 3-bedroom is $2,940.

Cheaper nearby

Fort Walton Beach, 13 miles away, rents for 13% less ($1,828/mo), about $3,300 a year in savings.

From Zillow's monthly rent index (ZORI) for Navarre. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,272/yr
At $2,106/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.4% YoY, +0.4% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Navarre, FL is majority owner-occupied, has a median income above the national average, 36.1% of residents hold a bachelor's degree or higher.

Population
39,838
Median income
$105,265
Median age
38.8
Renters
17.9%
Age distribution
24.3%
18.9%
28.3%
14.9%
13.6%
Under 1824.3%
18–3418.9%
35–5428.3%
55–6414.9%
65+13.6%
Gender
50.7%
49.3%
Male50.7%
Female49.3%
Race & ethnicity
76.4%
White76.4%
Black7.1%
Hispanic9.1%
Asian2%
Other5.4%
Education (25+)
19.6%
39.2%
36.1%
No HS diploma5.1%
HS diploma19.6%
Some college39.2%
Bachelor's+36.1%
Housing tenure
82.1%
17.9%
Owner82.1%
Renter17.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Navarre, FL has changed in 5 years

Rent
$1,862 → $2,106
up 13.1%
Income
$90,139 → $105,265
up 16.8%
Population
38,994 → 39,838
up 2.2%
Renter share
19.3% → 17.9%
-1.4 pts
Bachelor's+
29.9% → 36.1%
+6.2 pts
Median age
36.8 → 38.8
+2.0 yrs

The median rent in Navarre, FL stood at $1,862 in 2022 and currently runs about $2,106, reflecting a 13.1% increase over the period. Local incomes tracked alongside that move, going from a median of $90,139 in 2021 to $105,265 more recently. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 2.2% since 2021, moving from about 38,994 residents to roughly 39,838. College-educated residents now make up 36.1% of adults here, versus 29.9% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Navarre, FL market of 2022.

Community

Discussions about Navarre

No discussions yet. Start the conversation.

View Navarre rent history (2015–2026) →
Salary vs rent

Can you afford rent in Navarre on your salary?

At $2,106/mo, how Navarre rent compares to typical pay (30% rule).

By apartment size

Navarre rent by bedroom count

Median rent for each apartment size in Navarre. Click any size for full breakdown.

Local insights

Tips for renters in Navarre

About renting in Navarre, FL

Last updated: October 17, 2026

The median rent in Navarre is $2,106/mo as of October 2026. A studio apartment averages $1,670/mo while a 2-bedroom runs $2,200/mo. One-bedroom apartments average $1,870/mo and 3-bedroom units go for $2,940/mo.

At 24% of local median household income ($105,265/yr), Navarre ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Navarre?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (about $40/hour full-time) to afford the median rent of $2,106/mo in Navarre. The local median household income is $105,265/yr, so the typical household meets that bar.

Is rent going up or down in Navarre?

Rent in Navarre has risen 3.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in August 2021.

When is the cheapest time to rent in Navarre?

Asking rents in Navarre are usually lowest in January, about 1.9% below their yearly trend, and highest in September, about 1.9% above it. At today's median that is a gap of roughly $80 a month. This pattern comes from 5 years of Zillow rent data.

How does Navarre rent compare to other cities in Florida?

Navarre is in the middle among Florida cities for rent, ranking #151 of 289 tracked cities at $2,106/mo. Over the year to September 2026, rent in Navarre changed +3.4%, against a typical +1.8% across the 270 Florida cities Zillow tracks.

Which nearby cities are cheaper to rent in than Navarre?

Nearby cities with lower median rent than Navarre ($2,106/mo) include Milton ($1,800/mo), Fort Walton Beach ($1,828/mo), and Shalimar ($1,850/mo).
Income Affordability
24%
VERY AFFORDABLE

At $2,106/mo, rent takes ~24% of Navarre's median household income ($105,265/yr). The standard benchmark is 30%.

Navarre 24%Benchmark 30%
State income taxNone
Run the Navarre affordability calculator →
Lowest-rent ZIP codes in Navarre
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Navarre, FL

Recent submissions

Be the first to submit your rent for Navarre.

Recent discussions

No discussions yet.