City Report · FL

Gulf Breeze

Pop. 6,660·159th most expensive in Florida·Rental market data updated monthly for Gulf Breeze, FL
Median rent (all units)
$2,075/mo
Year-over-Year
+3.0%
Month-over-Month
+0.7%
vs US Median
+$143
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Gulf Breeze · $2,075
More expensive than 64% of US cities · National median $1,932/mo
Rent Reality Score
47/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Gulf Breeze's 10-year trend predicts.

Actual rent
$2,075/mo
Expected by trend
$2,045/mo
The Rent Reality Score compares today's median rent to where Gulf Breeze's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,610
1 BR
$1,795
2 BR
$2,115
3 BR
$2,830
4 BR+
$3,485
Fair Market Rent (HUD)
$2,115/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,075 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Gulf Breeze is at its highest level since Zillow's records here began in January 2022.

Past year vs. the rest of Florida

Rent in Gulf Breeze changed +3.0% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($104,050) is $2,601 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,115); a 3-bedroom is $2,830.

Cheaper nearby

Pensacola, 13 miles away, rents for 21% less ($1,640/mo), about $5,200 a year in savings.

From Zillow's monthly rent index (ZORI) for Gulf Breeze. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,900/yr
At $2,075/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.0% YoY, +0.7% MoM), not inventory.
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Demographics

Who lives here

Gulf Breeze, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 57.2% of residents hold a bachelor's degree or higher.

Population
6,660
Median income
$104,050
Median age
49.9
Renters
21.8%
Age distribution
22.8%
30%
13.9%
27.7%
Under 1822.8%
18–345.6%
35–5430%
55–6413.9%
65+27.7%
Gender
42.6%
57.4%
Male42.6%
Female57.4%
Race & ethnicity
77.3%
12.6%
White77.3%
Black1.5%
Hispanic12.6%
Asian3.2%
Other5.4%
Education (25+)
13.7%
26.3%
57.2%
No HS diploma2.8%
HS diploma13.7%
Some college26.3%
Bachelor's+57.2%
Housing tenure
78.2%
21.8%
Owner78.2%
Renter21.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Gulf Breeze, FL has changed in 5 years

Rent
$1,868 → $2,075
up 11.1%
Income
$99,256 → $104,050
up 4.8%
Population
6,249 → 6,660
up 6.6%
Renter share
23.9% → 21.8%
-2.1 pts
Bachelor's+
58% → 57.2%
-0.8 pts

Across the past five years, the going rent in Gulf Breeze, FL has shifted from $1,868 to $2,075, up 11.1% since 2022. Local incomes tracked alongside that move, going from a median of $99,256 in 2021 to $104,050 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Gulf Breeze, FL adding about 411 residents over the five-year window, up 6.6% on net. The renter share has eased from 23.9% to 21.8%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Gulf Breeze, FL market of 2022.

Community

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View Gulf Breeze rent history (2015–2026) →
Salary vs rent

Can you afford rent in Gulf Breeze on your salary?

At $2,075/mo, how Gulf Breeze rent compares to typical pay (30% rule).

By apartment size

Gulf Breeze rent by bedroom count

Median rent for each apartment size in Gulf Breeze. Click any size for full breakdown.

Local insights

Tips for renters in Gulf Breeze

About renting in Gulf Breeze, FL

Last updated: October 17, 2026

The median rent in Gulf Breeze is $2,075/mo as of October 2026. A studio apartment averages $1,610/mo while a 2-bedroom runs $2,115/mo. One-bedroom apartments average $1,795/mo and 3-bedroom units go for $2,830/mo.

At 24% of local median household income ($104,050/yr), Gulf Breeze ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Gulf Breeze?

To keep rent at or below 30% of gross income, you would need to earn at least $83,000/year (about $40/hour full-time) to afford the median rent of $2,075/mo in Gulf Breeze. The local median household income is $104,050/yr, so the typical household meets that bar.

Is rent going up or down in Gulf Breeze?

Rent in Gulf Breeze has risen 3.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2022.

Which Gulf Breeze neighborhoods have the lowest rent?

The most affordable ZIP codes in Gulf Breeze are 32563 ($2,010/mo), and 32561 ($2,528/mo). Citywide, the median rent is $2,075/mo.

How does Gulf Breeze rent compare to other cities in Florida?

Gulf Breeze is in the middle among Florida cities for rent, ranking #159 of 289 tracked cities at $2,075/mo. Over the year to September 2026, rent in Gulf Breeze changed +3.0%, against a typical +1.8% across the 270 Florida cities Zillow tracks.

Which nearby cities are cheaper to rent in than Gulf Breeze?

Nearby cities with lower median rent than Gulf Breeze ($2,075/mo) include Pensacola ($1,640/mo), Milton ($1,800/mo), and Pace ($1,929/mo).
Income Affordability
24%
VERY AFFORDABLE

At $2,075/mo, rent takes ~24% of Gulf Breeze's median household income ($104,050/yr). The standard benchmark is 30%.

Gulf Breeze 24%Benchmark 30%
State income taxNone
Run the Gulf Breeze affordability calculator →
Lowest-rent ZIP codes in Gulf Breeze
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Gulf Breeze, FL

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