City Report · FL

Gulf Breeze

Pop. 6,660·163rd most expensive in Florida·Rental market data updated monthly for Gulf Breeze, FL
Median rent (all units)
$2,078/mo
Year-over-Year
+2.9%
Month-over-Month
-1.2%
vs US Median
+$113
Falling (Monthly)
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Most AffordableMost Expensive
Gulf Breeze · $2,078
More expensive than 63% of US cities · National median $1,965/mo
Rent Reality Score
45/100
Fairly priced
OverheatedFairGreat value

Rents are 2% above what Gulf Breeze's 10-year trend predicts — running hotter than its own history.

Actual rent
$2,078/mo
Expected by trend
$2,029/mo
The Rent Reality Score compares today's median rent to where Gulf Breeze's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,610
1 BR
$1,795
2 BR
$2,115
3 BR
$2,830
4 BR+
$3,485
Research median
$2,115/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,936/yr
At $2,078/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.9% YoY, -1.2% MoM), not inventory.
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Demographics

Who lives here

Gulf Breeze, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 57.2% of residents hold a bachelor's degree or higher.

Population
6,660
Median income
$104,050
Median age
49.9
Renters
21.8%
Age distribution
22.8%
30%
13.9%
27.7%
Under 1822.8%
18–345.6%
35–5430%
55–6413.9%
65+27.7%
Gender
42.6%
57.4%
Male42.6%
Female57.4%
Race & ethnicity
77.3%
12.6%
White77.3%
Black1.5%
Hispanic12.6%
Asian3.2%
Other5.4%
Education (25+)
13.7%
26.3%
57.2%
No HS diploma2.8%
HS diploma13.7%
Some college26.3%
Bachelor's+57.2%
Housing tenure
78.2%
21.8%
Owner78.2%
Renter21.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Gulf Breeze, FL has changed in 5 years

Rent
$1,843 → $2,078
up 12.8%
Income
$99,256 → $104,050
up 4.8%
Population
6,249 → 6,660
up 6.6%
Renter share
23.9% → 21.8%
-2.1 pts
Bachelor's+
58% → 57.2%
-0.8 pts

Across the past five years, the going rent in Gulf Breeze, FL has shifted from $1,843 to $2,078, up 12.8% since 2022. Local incomes tracked alongside that move, going from a median of $99,256 in 2021 to $104,050 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Gulf Breeze, FL adding about 411 residents over the five-year window, up 6.6% on net. The renter share has eased from 23.9% to 21.8%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Gulf Breeze, FL market of 2022.

Community

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View Gulf Breeze rent history (2015–2026) →
Salary vs rent

Can you afford rent in Gulf Breeze on your salary?

At $2,078/mo, how Gulf Breeze rent compares to typical pay (30% rule).

By apartment size

Gulf Breeze rent by bedroom count

Median rent for each apartment size in Gulf Breeze. Click any size for full breakdown.

Local insights

Tips for renters in Gulf Breeze

About renting in Gulf Breeze, FL

Last updated: July 20, 2026

The median rent in Gulf Breeze is $2,078/mo as of July 2026. A studio apartment averages $1,610/mo while a 2-bedroom runs $2,115/mo. One-bedroom apartments average $1,795/mo and 3-bedroom units go for $2,830/mo.

At 24% of local median household income ($104,050/yr), Gulf Breeze ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.9% over the past year.

FAQ

Frequently asked questions

Is Gulf Breeze an affordable city for renters?

Gulf Breeze is considered very affordable for renters. At $2,078/mo, rent takes approximately 24% of the local median household income ($104,050/yr). The standard benchmark is 30%. Gulf Breeze falls comfortably within that range.

How much income do you need to rent in Gulf Breeze?

To keep rent at or below 30% of gross income, you would need to earn at least $83,000/year (~$40/hour full-time) to afford the median rent of $2,078/mo in Gulf Breeze. The local median household income is $104,050/yr, meaning the typical Gulf Breeze household meets that threshold.

Is rent going up or down in Gulf Breeze?

Rent in Gulf Breeze has increased 2.9% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Gulf Breeze neighborhoods have the lowest rent?

The most affordable ZIP codes in Gulf Breeze are 32563 ($1,998/mo), and 32561 ($2,693/mo). Citywide, the median rent in Gulf Breeze is $2,078/mo.

How does Gulf Breeze rent compare to other cities in Florida?

Gulf Breeze is middle-of-the-pack for Florida for rent, ranking #163 out of 288 tracked cities at $2,078/mo.

Which nearby cities are cheaper to rent in than Gulf Breeze?

Several nearby cities have lower median rents than Gulf Breeze ($2,078/mo): Pensacola ($1,657/mo), Milton ($1,825/mo), Pace ($1,968/mo).

What percentage of Gulf Breeze residents rent vs. own?

According to Census data, approximately 21.8% of Gulf Breeze households are renters, while 78.2% are owner-occupied. Gulf Breeze leans toward homeownership, which can mean a smaller rental inventory.

How does Gulf Breeze rent compare to the national average?

Gulf Breeze's median rent of $2,078/mo is $113 (6%) above the US national median of $1,965/mo. Within Florida, it ranks #163 out of 288 tracked cities.
Income Affordability
24%
VERY AFFORDABLE

At $2,078/mo, rent takes ~24% of Gulf Breeze's median household income ($104,050/yr). The standard benchmark is 30%.

Gulf Breeze 24%Benchmark 30%
State income taxNone
Run the Gulf Breeze affordability calculator →
Lowest-rent ZIP codes in Gulf Breeze
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Gulf Breeze, FL

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