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City Report · FL

Oldsmar

Pop. 14,904·190th most expensive in Florida·Rental market data updated monthly for Oldsmar, FL
Median rent (all units)
$1,990/mo
Year-over-Year
Stable
Month-over-Month
-3.3%
vs US Median
+$25
Falling (Monthly)
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Most AffordableMost Expensive
Oldsmar · $1,990
More expensive than 58% of US cities · National median $1,965/mo
Rent Reality Score
65/100
Good value
OverheatedFairGreat value

Rents are 7% below what Oldsmar's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,990/mo
Expected by trend
$2,147/mo
The Rent Reality Score compares today's median rent to where Oldsmar's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,550
1 BR
$1,670
2 BR
$1,960
3 BR
$2,510
4 BR+
$3,050
Research median
$1,960/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,880/yr
At $1,990/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -3.3% MoM), not inventory.
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Demographics

Who lives here

Oldsmar, FL is majority owner-occupied, 37.4% of residents hold a bachelor's degree or higher.

Population
14,904
Median income
$88,333
Median age
40.8
Renters
23.1%
Age distribution
19.7%
21.4%
24.5%
16.8%
17.6%
Under 1819.7%
18–3421.4%
35–5424.5%
55–6416.8%
65+17.6%
Gender
45.7%
54.3%
Male45.7%
Female54.3%
Race & ethnicity
73.2%
16.9%
White73.2%
Black6.8%
Hispanic16.9%
Asian4.3%
Education (25+)
24.6%
33.1%
37.4%
No HS diploma5%
HS diploma24.6%
Some college33.1%
Bachelor's+37.4%
Housing tenure
76.9%
23.1%
Owner76.9%
Renter23.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Oldsmar, FL has changed in 5 years

Rent
$1,801 → $1,990
up 10.5%
Income
$67,389 → $88,333
up 31.1%
Population
14,800 → 14,904
up 0.7%
Renter share
27.4% → 23.1%
-4.3 pts
Bachelor's+
34.6% → 37.4%
+2.8 pts
Median age
37.9 → 40.8
+2.9 yrs

Since 2022, the typical rent in Oldsmar, FL has climbed from $1,801 to $1,990, a 10.5% change over five years. Household income in the area moved from $67,389 to $88,333 across the same window, up 31.1% versus 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 23.1% of households, compared with 27.4% five years ago. College-educated residents now make up 37.4% of adults here, versus 34.6% in 2021. Reading these numbers side by side helps frame whether current listings in Oldsmar, FL look reasonable against where the market sat half a decade ago.

Community

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View Oldsmar rent history (2015–2026) →
Salary vs rent

Can you afford rent in Oldsmar on your salary?

At $1,990/mo, how Oldsmar rent compares to typical pay (30% rule).

By apartment size

Oldsmar rent by bedroom count

Median rent for each apartment size in Oldsmar. Click any size for full breakdown.

Local insights

Tips for renters in Oldsmar

About renting in Oldsmar, FL

Last updated: July 20, 2026

The median rent in Oldsmar is $1,990/mo as of July 2026. A studio apartment averages $1,550/mo while a 2-bedroom runs $1,960/mo. One-bedroom apartments average $1,670/mo and 3-bedroom units go for $2,510/mo.

At 27% of local median household income ($88,333/yr), Oldsmar ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Oldsmar an affordable city for renters?

Oldsmar is considered affordable for renters. At $1,990/mo, rent takes approximately 27% of the local median household income ($88,333/yr). The standard benchmark is 30%. Oldsmar falls comfortably within that range.

How much income do you need to rent in Oldsmar?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (~$38/hour full-time) to afford the median rent of $1,990/mo in Oldsmar. The local median household income is $88,333/yr, meaning the typical Oldsmar household meets that threshold.

Is rent going up or down in Oldsmar?

Rent in Oldsmar has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Oldsmar rent compare to other cities in Florida?

Oldsmar is middle-of-the-pack for Florida for rent, ranking #190 out of 288 tracked cities at $1,990/mo.

Which nearby cities are cheaper to rent in than Oldsmar?

Several nearby cities have lower median rents than Oldsmar ($1,990/mo): Palm Harbor ($1,845/mo), Clearwater ($1,962/mo).

What percentage of Oldsmar residents rent vs. own?

According to Census data, approximately 23.1% of Oldsmar households are renters, while 76.9% are owner-occupied. Oldsmar leans toward homeownership, which can mean a smaller rental inventory.

How does Oldsmar rent compare to the national average?

Oldsmar's median rent of $1,990/mo is $25 (1%) above the US national median of $1,965/mo. Within Florida, it ranks #190 out of 288 tracked cities.
Income Affordability
27%
AFFORDABLE

At $1,990/mo, rent takes ~27% of Oldsmar's median household income ($88,333/yr). The standard benchmark is 30%.

Oldsmar 27%Benchmark 30%
State income taxNone
Run the Oldsmar affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Oldsmar, FL

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