At $2,343/mo, rent takes about 26% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,343 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Safety Harbor changed +6.3% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
Rent has risen 4 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($106,830) is $2,671 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,250); a 3-bedroom is $2,880.
Oldsmar, 2 miles away, rents for 14% less ($2,015/mo), about $3,900 a year in savings.
From Zillow's monthly rent index (ZORI) for Safety Harbor. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Safety Harbor, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.6% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Safety Harbor, FL has changed in 5 years
Household income in the area moved from $96,365 to $106,830 across the same window, up 10.9% versus 2021. Renters now make up 16.1% of households, compared with 17.9% five years ago. College-educated residents now make up 48.6% of adults here, versus 44.8% in 2021.
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Can you afford rent in Safety Harbor on your salary?
At $2,343/mo, how Safety Harbor rent compares to typical pay (30% rule).
Safety Harbor rent by bedroom count
Median rent for each apartment size in Safety Harbor. Click any size for full breakdown.
Tips for renters in Safety Harbor
Last updated: October 17, 2026
The median rent in Safety Harbor is $2,343/mo as of October 2026. A studio apartment averages $1,780/mo while a 2-bedroom runs $2,250/mo. One-bedroom apartments average $1,920/mo and 3-bedroom units go for $2,880/mo.
At 26% of local median household income ($106,830/yr), Safety Harbor ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.3% over the past year.
Frequently asked questions
How much income do you need to rent in Safety Harbor?
Is rent going up or down in Safety Harbor?
How does Safety Harbor rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Safety Harbor?
At $2,343/mo, rent takes ~26% of Safety Harbor's median household income ($106,830/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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