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City Report · FL

Safety Harbor

Pop. 17,033·64th most expensive in Florida·Safety Harbor rents are up 29.5% over the past year
Median rent (all units)
$2,531/mo
Year-over-Year
+29.5%
Month-over-Month
+7.4%
vs US Median
+$566
Rising (Monthly)
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Most AffordableMost Expensive
Safety Harbor · $2,531
More expensive than 81% of US cities · National median $1,965/mo
Affordability
28% of income
AFFORDABLE
0%30% benchmark60%+

At $2,531/mo, rent takes about 28% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$101,000/yr
Local median income
$106,830/yr
Based on the 30%-of-income rule using Safety Harbor's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,780
1 BR
$1,920
2 BR
$2,250
3 BR
$2,880
4 BR+
$3,510
Research median
$2,250/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$30,372/yr
At $2,531/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 29.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+29.5% YoY, +7.4% MoM), not inventory.
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Demographics

Who lives here

Safety Harbor, FL is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.6% of residents hold a bachelor's degree or higher.

Population
17,033
Median income
$106,830
Median age
49.8
Renters
16.1%
Age distribution
18.9%
29%
16.3%
24.1%
Under 1818.9%
18–3411.7%
35–5429%
55–6416.3%
65+24.1%
Gender
47.2%
52.8%
Male47.2%
Female52.8%
Race & ethnicity
75.4%
White75.4%
Black7.6%
Hispanic10%
Asian2.3%
Other4.7%
Education (25+)
21.4%
26.9%
48.6%
No HS diploma3.1%
HS diploma21.4%
Some college26.9%
Bachelor's+48.6%
Housing tenure
83.9%
16.1%
Owner83.9%
Renter16.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Safety Harbor, FL has changed in 5 years

Income
$96,365 → $106,830
up 10.9%
Population
17,093 → 17,033
down 0.4%
Renter share
17.9% → 16.1%
-1.8 pts
Bachelor's+
44.8% → 48.6%
+3.8 pts
Median age
47.1 → 49.8
+2.7 yrs

Household income in the area moved from $96,365 to $106,830 across the same window, up 10.9% versus 2021. Renters now make up 16.1% of households, compared with 17.9% five years ago. College-educated residents now make up 48.6% of adults here, versus 44.8% in 2021.

Community

Discussions about Safety Harbor

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View Safety Harbor rent history (2015–2026) →
Salary vs rent

Can you afford rent in Safety Harbor on your salary?

At $2,531/mo, how Safety Harbor rent compares to typical pay (30% rule).

By apartment size

Safety Harbor rent by bedroom count

Median rent for each apartment size in Safety Harbor. Click any size for full breakdown.

Local insights

Tips for renters in Safety Harbor

About renting in Safety Harbor, FL

Last updated: July 20, 2026

The median rent in Safety Harbor is $2,531/mo as of July 2026. A studio apartment averages $1,780/mo while a 2-bedroom runs $2,250/mo. One-bedroom apartments average $1,920/mo and 3-bedroom units go for $2,880/mo.

At 28% of local median household income ($106,830/yr), Safety Harbor ranks as affordable compared to the national benchmark of 30%. Rents have increased 29.5% over the past year.

FAQ

Frequently asked questions

Is Safety Harbor an affordable city for renters?

Safety Harbor is considered affordable for renters. At $2,531/mo, rent takes approximately 28% of the local median household income ($106,830/yr). The standard benchmark is 30%. Safety Harbor falls comfortably within that range.

How much income do you need to rent in Safety Harbor?

To keep rent at or below 30% of gross income, you would need to earn at least $101,000/year (~$49/hour full-time) to afford the median rent of $2,531/mo in Safety Harbor. The local median household income is $106,830/yr, meaning the typical Safety Harbor household meets that threshold.

Is rent going up or down in Safety Harbor?

Rent in Safety Harbor has increased 29.5% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Safety Harbor rent compare to other cities in Florida?

Safety Harbor is one of the pricier cities in Florida for rent, ranking #64 out of 288 tracked cities at $2,531/mo.

Which nearby cities are cheaper to rent in than Safety Harbor?

Several nearby cities have lower median rents than Safety Harbor ($2,531/mo): Palm Harbor ($1,845/mo), Clearwater ($1,962/mo), Oldsmar ($1,990/mo).

What percentage of Safety Harbor residents rent vs. own?

According to Census data, approximately 16.1% of Safety Harbor households are renters, while 83.9% are owner-occupied. Safety Harbor leans toward homeownership, which can mean a smaller rental inventory.

How does Safety Harbor rent compare to the national average?

Safety Harbor's median rent of $2,531/mo is $566 (29%) above the US national median of $1,965/mo. Within Florida, it ranks #64 out of 288 tracked cities.
Income Affordability
28%
AFFORDABLE

At $2,531/mo, rent takes ~28% of Safety Harbor's median household income ($106,830/yr). The standard benchmark is 30%.

Safety Harbor 28%Benchmark 30%
State income taxNone
Run the Safety Harbor affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Safety Harbor, FL

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