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City Report · FL

Oxford

·247th most expensive in Florida·Oxford rents are up 9.8% over the past year
Median rent (all units)
$1,772/mo
Year-over-Year
+9.8%
Month-over-Month
+2.3%
vs US Median
-$190
Rising (Monthly)
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Most AffordableMost Expensive
Oxford · $1,772
More affordable than 56% of US cities · National median $1,962/mo
Affordability
30% of income
MODERATE
0%30% benchmark60%+

At $1,772/mo, rent takes about 30% of the US median household income, slightly above the 30% benchmark.

Income to afford
$71,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Oxford's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,210
1 BR
$1,220
2 BR
$1,600
3 BR
$1,990
4 BR+
$2,380
Fair Market Rent (HUD)
$1,600/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,772 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$21,264/yr
At $1,772/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.8% YoY, +2.3% MoM), not inventory.
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View Oxford rent history (2015–2026) →
Salary vs rent

Can you afford rent in Oxford on your salary?

At $1,772/mo, how Oxford rent compares to typical pay (30% rule).

By apartment size

Oxford rent by bedroom count

Median rent for each apartment size in Oxford. Click any size for full breakdown.

Local insights

Tips for renters in Oxford

About renting in Oxford, FL

Last updated: August 17, 2026

The median rent in Oxford is $1,772/mo as of August 2026. A studio apartment averages $1,210/mo while a 2-bedroom runs $1,600/mo. One-bedroom apartments average $1,220/mo and 3-bedroom units go for $1,990/mo.

At 30% of estimated US median household income ($72,000/yr), Oxford ranks as moderate compared to the national benchmark of 30%. Rents have increased 9.8% over the past year.

FAQ

Frequently asked questions

Is Oxford an affordable city for renters?

Oxford is considered moderate for renters. At $1,772/mo, rent takes approximately 30% of the US median household income ($72,000/yr). The standard benchmark is 30%. Oxford slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Oxford?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,772/mo in Oxford.

Is rent going up or down in Oxford?

Rent in Oxford has increased 9.8% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Oxford rent compare to other cities in Florida?

Oxford is one of the more affordable cities in Florida for rent, ranking #247 out of 291 tracked cities at $1,772/mo.

Which nearby cities are cheaper to rent in than Oxford?

Several nearby cities have lower median rents than Oxford ($1,772/mo): Fruitland Park ($1,470/mo), Lady Lake ($1,508/mo), Wildwood ($1,649/mo).

How does Oxford rent compare to the national average?

Oxford's median rent of $1,772/mo is $190 (10%) below the US national median of $1,962/mo. Within Florida, it ranks #247 out of 291 tracked cities.
Income Affordability
30%
MODERATE

At $1,772/mo, rent takes ~30% of US median household income ($72,000/yr). The standard benchmark is 30%.

Oxford 30%Benchmark 30%
State income taxNone
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Neighborhoods

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