3-Bedroom Rent · August 2026

3-Bedroom Apartment Rent in Palatka, FL

$1,310/mo

Median asking rent for a 3-bedroom apartment in Palatka, Florida as of August 2026. That's +5% lower than the citywide median of $1,381 and +38% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,310
August 2026
vs city overall
-5%
$1,381 city median
vs national
-38%
$2,130 US median
Florida rank
#3
of 279 cities

Income needed for a 3-bedroom in Palatka

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$52,400
Monthly gross
$4,367
Hourly (full-time)
$25.19

Rent by apartment size in Palatka

Compare Palatka's median rent across every apartment size.

Studio
$780
1-Bedroom
$790
2-Bedroom
$1,030
3-Bedroom (current)
$1,310
4+ Bedroom
$1,370

Cheapest cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Pinewood$1,249
2Bunnell$1,270
3Palatka (this page)$1,310
4Lake City$1,350
5Polk City$1,363
6Belleview$1,460
7Auburndale$1,520
8Avon Park$1,520
9Bartow$1,520
10Lake Alfred$1,520
11Gladeview$1,527
12Hernando$1,530
13Crawfordville$1,540
14Valparaiso$1,547
15Crystal River$1,555

Most expensive cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Weston$4,747
2Key Biscayne$4,510
3Parkland$4,410
4Doral$4,310
5Aventura$4,210
6Loxahatchee$4,150
7Pembroke Pines$4,143
8Plantation$3,997
9Coral Gables$3,935
10Miami Beach$3,880
11The Hammocks$3,820
12Lithia$3,800
13Bal Harbour$3,760
14Sunrise$3,730
15The Crossings$3,710

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 1 of these cities have cheaper 3-bedroom rents than Palatka.

CityDistance3-Bedroom rentvs Palatka
Green Cove Springs, FL17.1 mi$2,070+$760 (+58%)
Saint Augustine, FL27.1 mi$2,444+$1,134 (+87%)
Saint Johns, FL27.8 mi$2,344+$1,034 (+79%)
Fleming Island, FL27.9 mi$3,000+$1,690 (+129%)
Middleburg, FL29.9 mi$2,230+$920 (+70%)
Orange Park, FL32.7 mi$2,305+$995 (+76%)
Bunnell, FL34.7 mi$1,270$-40 (-3%)
Palm Coast, FL34.8 mi$2,415+$1,105 (+84%)
Ponte Vedra, FL36.8 mi$3,250+$1,940 (+148%)
Ponte Vedra Beach, FL38 mi$2,880+$1,570 (+120%)
Flagler Beach, FL41.7 mi$2,060+$750 (+57%)
Jacksonville, FL42.4 mi$2,114+$804 (+61%)

3-Bedroom rent in Palatka — common questions

How much is a 3-bedroom apartment in Palatka?

As of August 2026, the median 3-bedroom apartment rent in Palatka, Florida is $1,310 per month. This is +5% below the citywide median of $1,381.

What income do you need to afford a 3-bedroom in Palatka?

Using the standard 30% rent-to-income rule, you would need an annual income of about $52,400 ($4,367/month gross), which works out to roughly $25.19/hour at a full-time job.

Is Palatka expensive for a 3-bedroom compared to the rest of the US?

Palatka's 3-bedroom median of $1,310 is +38% below the national 3-bedroom median of $2,130. It ranks in the 6th percentile of US cities tracked.

How does Palatka rank for 3-bedroom rent in Florida?

Among the 279 cities in Florida with 3-bedroom data, Palatka ranks #3 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Palatka?

Yes — nearby cities with cheaper 3-bedroom rents include Bunnell ($1,270).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Palatka, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.