3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Palm Bay, FL

$2,323/mo

Median asking rent for a 3-bedroom apartment in Palm Bay, Florida as of July 2026. That's +23% higher than the citywide median of $1,881 and +9% above the national 3-bedroom median of $2,130.

3-Bedroom median
$2,323
July 2026
vs city overall
+23%
$1,881 city median
vs national
+9%
$2,130 US median
Florida rank
#103
of 276 cities

Income needed for a 3-bedroom in Palm Bay

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$92,920
Monthly gross
$7,743
Hourly (full-time)
$44.67

Rent by apartment size in Palm Bay

Compare Palm Bay's median rent across every apartment size.

Studio
$1,258
1-Bedroom
$1,470
2-Bedroom
$1,708
3-Bedroom (current)
$2,323
4+ Bedroom
$2,658

Cheapest cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Pinewood$1,249
2Bunnell$1,270
3Palatka$1,310
4Lake City$1,350
5Polk City$1,363
6Belleview$1,460
7Auburndale$1,520
8Bartow$1,520
9Lake Alfred$1,520
10Ocklawaha$1,520
11Hernando$1,530
12Crawfordville$1,540
13Valparaiso$1,547
14Crystal River$1,555
15Sebring$1,570

Most expensive cities for a 3-bedroom in Florida

#City3-Bedroom rent
1Weston$4,747
2Key Biscayne$4,510
3Parkland$4,410
4Doral$4,310
5Aventura$4,210
6Loxahatchee$4,150
7Pembroke Pines$4,143
8Plantation$3,997
9Coral Gables$3,935
10Miami Beach$3,880
11The Hammocks$3,820
12Lithia$3,800
13Bal Harbour$3,760
14Sunrise$3,730
15The Crossings$3,710

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Palm Bay.

CityDistance3-Bedroom rentvs Palm Bay
West Melbourne, FL6.4 mi$1,904$-419 (-18%)
Indialantic, FL9.5 mi$2,720+$397 (+17%)
Melbourne, FL10.1 mi$2,572+$249 (+11%)
Melbourne Beach, FL10.7 mi$2,670+$347 (+15%)
Indian Harbour Beach, FL12.5 mi$2,222$-101 (-4%)
Satellite Beach, FL14.1 mi$2,690+$367 (+16%)
Sebastian, FL17.2 mi$2,150$-173 (-7%)
Rockledge, FL22.2 mi$2,560+$237 (+10%)
Cocoa Beach, FL23.7 mi$2,480+$157 (+7%)
Vero Beach, FL25.3 mi$1,928$-395 (-17%)
Merritt Island, FL27.3 mi$2,070$-253 (-11%)
Cape Canaveral, FL28.7 mi$1,740$-583 (-25%)

3-Bedroom rent in Palm Bay — common questions

How much is a 3-bedroom apartment in Palm Bay?

As of July 2026, the median 3-bedroom apartment rent in Palm Bay, Florida is $2,323 per month. This is +23% higher than the citywide median of $1,881.

What income do you need to afford a 3-bedroom in Palm Bay?

Using the standard 30% rent-to-income rule, you would need an annual income of about $92,920 ($7,743/month gross), which works out to roughly $44.67/hour at a full-time job.

Is Palm Bay expensive for a 3-bedroom compared to the rest of the US?

Palm Bay's 3-bedroom median of $2,323 is +9% above the national 3-bedroom median of $2,130. It ranks in the 59th percentile of US cities tracked.

How does Palm Bay rank for 3-bedroom rent in Florida?

Among the 276 cities in Florida with 3-bedroom data, Palm Bay ranks #103 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Palm Bay?

Yes — nearby cities with cheaper 3-bedroom rents include West Melbourne ($1,904), Indian Harbour Beach ($2,222), Sebastian ($2,150).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Palm Bay, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.