City Report · FL

Temple Terrace

Pop. 27,275·238th most expensive in Florida·Temple Terrace rents are up 11.1% over the past year
Median rent (all units)
$1,793/mo
Year-over-Year
+11.1%
Month-over-Month
+1.9%
vs US Median
-$172
Rising (Monthly)
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Most AffordableMost Expensive
Temple Terrace · $1,793
More affordable than 54% of US cities · National median $1,965/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Temple Terrace's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,793/mo
Expected by trend
$1,863/mo
The Rent Reality Score compares today's median rent to where Temple Terrace's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,560
1 BR
$1,680
2 BR
$1,970
3 BR
$2,525
4 BR+
$3,070
Research median
$1,970/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,516/yr
At $1,793/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.1% YoY, +1.9% MoM), not inventory.
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Demographics

Who lives here

Temple Terrace, FL is roughly split between renters and owners, skews toward younger working-age adults, 44.5% of residents hold a bachelor's degree or higher.

Population
27,275
Median income
$69,252
Median age
34.5
Renters
49.6%
Age distribution
20.1%
31%
21.7%
16.3%
Under 1820.1%
18–3431%
35–5421.7%
55–6411%
65+16.3%
Gender
50.9%
49.1%
Male50.9%
Female49.1%
Race & ethnicity
50.9%
20.2%
22.7%
White50.9%
Black20.2%
Hispanic22.7%
Asian6.5%
Education (25+)
18.6%
27.8%
44.5%
No HS diploma9.1%
HS diploma18.6%
Some college27.8%
Bachelor's+44.5%
Housing tenure
50.4%
49.6%
Owner50.4%
Renter49.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Temple Terrace, FL has changed in 5 years

Rent
$1,238 → $1,793
up 44.8%
Income
$58,853 → $69,252
up 17.7%
Population
26,585 → 27,275
up 2.6%
Renter share
49.9% → 49.6%
-0.3 pts
Bachelor's+
45.1% → 44.5%
-0.6 pts
Median age
34 → 34.5
+0.5 yrs

Across the past five years, the going rent in Temple Terrace, FL has shifted from $1,238 to $1,793, up 44.8% since 2021. On the earnings side, the typical household in Temple Terrace, FL now reports about $69,252, up from $58,853 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Temple Terrace, FL adding about 690 residents over the five-year window, up 2.6% on net. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Temple Terrace, FL reflects that arc in its own way.

Community

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View Temple Terrace rent history (2015–2026) →
Salary vs rent

Can you afford rent in Temple Terrace on your salary?

At $1,793/mo, how Temple Terrace rent compares to typical pay (30% rule).

By apartment size

Temple Terrace rent by bedroom count

Median rent for each apartment size in Temple Terrace. Click any size for full breakdown.

Local insights

Tips for renters in Temple Terrace

About renting in Temple Terrace, FL

Last updated: July 20, 2026

The median rent in Temple Terrace is $1,793/mo as of July 2026. A studio apartment averages $1,560/mo while a 2-bedroom runs $1,970/mo. One-bedroom apartments average $1,680/mo and 3-bedroom units go for $2,525/mo.

At 31% of local median household income ($69,252/yr), Temple Terrace ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.1% over the past year.

FAQ

Frequently asked questions

Is Temple Terrace an affordable city for renters?

Temple Terrace is considered moderate for renters. At $1,793/mo, rent takes approximately 31% of the local median household income ($69,252/yr). The standard benchmark is 30%. Temple Terrace slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Temple Terrace?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,793/mo in Temple Terrace. The local median household income is $69,252/yr, meaning the typical Temple Terrace household falls short of that threshold.

Is rent going up or down in Temple Terrace?

Rent in Temple Terrace has increased 11.1% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Temple Terrace neighborhoods have the lowest rent?

The most affordable ZIP codes in Temple Terrace are 33617 ($1,718/mo), and 33637 ($1,767/mo). Citywide, the median rent in Temple Terrace is $1,793/mo.

How does Temple Terrace rent compare to other cities in Florida?

Temple Terrace is one of the more affordable cities in Florida for rent, ranking #238 out of 288 tracked cities at $1,793/mo.

Which nearby cities are cheaper to rent in than Temple Terrace?

Several nearby cities have lower median rents than Temple Terrace ($1,793/mo): Egypt Lake-Leto ($1,531/mo), Brandon ($1,639/mo).

What percentage of Temple Terrace residents rent vs. own?

According to Census data, approximately 49.6% of Temple Terrace households are renters, while 50.4% are owner-occupied. Temple Terrace leans toward homeownership, which can mean a smaller rental inventory.

How does Temple Terrace rent compare to the national average?

Temple Terrace's median rent of $1,793/mo is $172 (9%) below the US national median of $1,965/mo. Within Florida, it ranks #238 out of 288 tracked cities.
Income Affordability
31%
MODERATE

At $1,793/mo, rent takes ~31% of Temple Terrace's median household income ($69,252/yr). The standard benchmark is 30%.

Temple Terrace 31%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Temple Terrace, FL

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