Rents are 12% below what Temple Terrace's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,737 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
March. Asking rents in Temple Terrace usually run 0.5% below trend in March and 0.8% above it in September, about $23 a month apart at today's median. Based on 5 years of data.
Rent in Temple Terrace is 3.2% below its high of $1,795 in October 2025, at $1,737 as of September 2026.
Rent in Temple Terrace changed -2.4% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.
Rent has fallen 3 months in a row, and rose in 4 of the last 12 months.
30% of the median household income ($69,252) is $1,731 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,680); a 2-bedroom is $1,970.
From Zillow's monthly rent index (ZORI) for Temple Terrace. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Temple Terrace, FL is roughly split between renters and owners, skews toward younger working-age adults, 44.5% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Temple Terrace, FL has changed in 5 years
Across the past five years, the going rent in Temple Terrace, FL has shifted from $1,307 to $1,737, up 32.9% since 2021. On the earnings side, the typical household in Temple Terrace, FL now reports about $69,252, up from $58,853 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Temple Terrace, FL adding about 690 residents over the five-year window, up 2.6% on net. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Temple Terrace, FL reflects that arc in its own way.
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Can you afford rent in Temple Terrace on your salary?
At $1,737/mo, how Temple Terrace rent compares to typical pay (30% rule).
Temple Terrace rent by bedroom count
Median rent for each apartment size in Temple Terrace. Click any size for full breakdown.
Tips for renters in Temple Terrace
Last updated: October 17, 2026
The median rent in Temple Terrace is $1,737/mo as of October 2026. A studio apartment averages $1,560/mo while a 2-bedroom runs $1,970/mo. One-bedroom apartments average $1,680/mo and 3-bedroom units go for $2,525/mo.
At 30% of local median household income ($69,252/yr), Temple Terrace ranks as moderate compared to the national benchmark of 30%. Rents have decreased 2.4% over the past year.
Frequently asked questions
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At $1,737/mo, rent takes ~30% of Temple Terrace's median household income ($69,252/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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