City Report · IL

Bloomington

Pop. 78,907·112th most expensive in Illinois·Bloomington rents are up 5.0% over the past year
Median rent (all units)
$1,270/mo
Year-over-Year
+5.0%
Month-over-Month
+0.2%
vs US Median
-$662
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Bloomington · $1,270
More affordable than 89% of US cities · National median $1,932/mo
Rent Reality Score
56/100
Fairly priced
OverheatedFairGreat value

Rents are 3% below what Bloomington's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,270/mo
Expected by trend
$1,311/mo
The Rent Reality Score compares today's median rent to where Bloomington's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$770
1 BR
$840
2 BR
$1,085
3 BR
$1,450
4 BR+
$1,450
Fair Market Rent (HUD)
$1,085/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,270 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Bloomington usually run 0.5% below trend in December and 1% above it in July, about $19 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in Bloomington is at its highest level since Zillow's records here began in December 2016.

Past year vs. the rest of Illinois

Rent in Bloomington changed +5.0% over the year to September 2026. Across the 94 Illinois cities Zillow tracks, the typical change was +4.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in Bloomington rose 53.8% while median household income rose 14.6% ($67,507 to $77,384). Rent outpaced income.

Since before the pandemic

Rent in Bloomington is 64.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 9 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($77,384) is $1,935 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,450).

Cheaper nearby

Washington, 28 miles away, rents for 22% less ($988/mo), about $3,400 a year in savings.

From Zillow's monthly rent index (ZORI) for Bloomington. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,240/yr
At $1,270/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.0% YoY, +0.2% MoM), not inventory.
Rent check

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Demographics

Who lives here

Bloomington, IL is majority owner-occupied, 48.7% of residents hold a bachelor's degree or higher.

Population
78,907
Median income
$77,384
Median age
36.2
Renters
38.1%
Age distribution
22.5%
25.9%
25.8%
14.7%
Under 1822.5%
18–3425.9%
35–5425.8%
55–6411.2%
65+14.7%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
70.8%
White70.8%
Black10.4%
Hispanic7.3%
Asian8.3%
Other3.2%
Education (25+)
20%
26.1%
48.7%
No HS diploma5.1%
HS diploma20%
Some college26.1%
Bachelor's+48.7%
Housing tenure
61.9%
38.1%
Owner61.9%
Renter38.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Bloomington, IL has changed in 5 years

Rent
$808 → $1,270
up 57.2%
Income
$69,003 → $77,384
up 12.1%
Population
78,372 → 78,907
up 0.7%
Renter share
38.9% → 38.1%
-0.8 pts
Bachelor's+
47.4% → 48.7%
+1.3 pts
Median age
35.4 → 36.2
+0.8 yrs

Rent in Bloomington, IL has climbed 57.2% since 2021, going from about $808 per month to roughly $1,270 today. Median household income grew from $69,003 to $77,384 between 2021 and 2024, a 12.1% shift. Rent outpaced income growth by roughly 45.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Taken together, the five-year picture in Bloomington, IL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Bloomington rent history (2015–2026) →
Salary vs rent

Can you afford rent in Bloomington on your salary?

At $1,270/mo, how Bloomington rent compares to typical pay (30% rule).

By apartment size

Bloomington rent by bedroom count

Median rent for each apartment size in Bloomington. Click any size for full breakdown.

Local insights

Tips for renters in Bloomington

About renting in Bloomington, IL

Last updated: October 17, 2026

The median rent in Bloomington is $1,270/mo as of October 2026. A studio apartment averages $770/mo while a 2-bedroom runs $1,085/mo. One-bedroom apartments average $840/mo and 3-bedroom units go for $1,450/mo.

At 20% of local median household income ($77,384/yr), Bloomington ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Bloomington?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (about $25/hour full-time) to afford the median rent of $1,270/mo in Bloomington. The local median household income is $77,384/yr, so the typical household meets that bar.

Is rent going up or down in Bloomington?

Rent in Bloomington has risen 5.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2016.

When is the cheapest time to rent in Bloomington?

Asking rents in Bloomington are usually lowest in December, about 0.5% below their yearly trend, and highest in July, about 1% above it. At today's median that is a gap of roughly $19 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in Bloomington?

Yes. From 2019 to 2024, rent in Bloomington rose 53.8% while median household income rose 14.6%, from $67,507 to $77,384. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Bloomington neighborhoods have the lowest rent?

The most affordable ZIP codes in Bloomington are 61701 ($1,078/mo), and 61704 ($1,453/mo). Citywide, the median rent is $1,270/mo.

How does Bloomington rent compare to other cities in Illinois?

Bloomington is one of the more affordable among Illinois cities for rent, ranking #112 of 137 tracked cities at $1,270/mo. Over the year to September 2026, rent in Bloomington changed +5.0%, against a typical +4.0% across the 94 Illinois cities Zillow tracks.

Which nearby cities are cheaper to rent in than Bloomington?

Nearby cities with lower median rent than Bloomington ($1,270/mo) include Washington ($988/mo), and Decatur ($1,057/mo).
Income Affordability
20%
VERY AFFORDABLE

At $1,270/mo, rent takes ~20% of Bloomington's median household income ($77,384/yr). The standard benchmark is 30%.

Bloomington 20%Benchmark 30%
State income tax4.95%
Run the Bloomington affordability calculator →
Lowest-rent ZIP codes in Bloomington
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Bloomington, IL

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