Studio Rent · July 2026

Studio Apartment Rent in Chatham, IL

$950/mo

Median asking rent for a studio apartment in Chatham, Illinois as of July 2026. That's +45% lower than the citywide median of $1,713 and +26% below the national studio median of $1,290.

Studio median
$950
July 2026
vs city overall
-45%
$1,713 city median
vs national
-26%
$1,290 US median
Illinois rank
#33
of 140 cities

Income needed for a studio in Chatham

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$38,000
Monthly gross
$3,167
Hourly (full-time)
$18.27

Rent by apartment size in Chatham

Compare Chatham's median rent across every apartment size.

Studio (current)
$950
1-Bedroom
$1,120
2-Bedroom
$1,380
3-Bedroom
$1,860
4+ Bedroom
$1,910

Cheapest cities for a studio in Illinois

#CityStudio rent
1Dixon$610
2Rantoul$638
3Charleston$640
4Quincy$650
5Macomb$660
6Pekin$660
7Rock Island$680
8Danville$690
9Carbondale$700
10Moline$700
11Normal$720
12Peoria$738
13Springfield$750
14Washington$750
15Decatur$760

Most expensive cities for a studio in Illinois

#CityStudio rent
1Morton Grove$2,190
2Lake Forest$2,190
3Deerfield$2,190
4Barrington$2,190
5Wilmette$2,100
6Buffalo Grove$2,100
7Highland Park$2,060
8Plainfield$2,015
9Naperville$1,978
10Vernon Hills$1,970
11Streamwood$1,970
12Northbrook$1,960
13Bartlett$1,940
14Bolingbrook$1,925
15Romeoville$1,910

Nearby cities — studio rent

Considering nearby alternatives? 5 of these cities have cheaper studio rents than Chatham.

CityDistanceStudio rentvs Chatham
Springfield, IL9.8 mi$750$-200 (-21%)
Montgomery, IL35.7 mi$1,605+$655 (+69%)
Decatur, IL49.9 mi$760$-190 (-20%)
Bethalto, IL56.9 mi$840$-110 (-12%)
Alton, IL58.3 mi$880$-70 (-7%)
Pekin, IL59.9 mi$660$-290 (-31%)
Edwardsville, IL60.2 mi$1,020+$70 (+7%)
Wood River, IL61.3 mi$840$-110 (-12%)
Troy, IL68.1 mi$910$-40 (-4%)
Spanish Lake, MO68.8 mi$900$-50 (-5%)
Collinsville, IL71 mi$880$-70 (-7%)
Granite City, IL71.1 mi$840$-110 (-12%)

Studio rent in Chatham — common questions

How much is a studio apartment in Chatham?

As of July 2026, the median studio apartment rent in Chatham, Illinois is $950 per month. This is +45% below the citywide median of $1,713.

What income do you need to afford a studio in Chatham?

Using the standard 30% rent-to-income rule, you would need an annual income of about $38,000 ($3,167/month gross), which works out to roughly $18.27/hour at a full-time job.

Is Chatham expensive for a studio compared to the rest of the US?

Chatham's studio median of $950 is +26% below the national studio median of $1,290. It ranks in the 23th percentile of US cities tracked.

How does Chatham rank for studio rent in Illinois?

Among the 140 cities in Illinois with studio data, Chatham ranks #33 from cheapest to most expensive.

Are there cheaper studio options near Chatham?

Yes — nearby cities with cheaper studio rents include Springfield ($750), Decatur ($760), Bethalto ($840).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Chatham, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.