3-Bedroom Rent · August 2026

3-Bedroom Apartment Rent in Chatham, IL

$1,860/mo

Median asking rent for a 3-bedroom apartment in Chatham, Illinois as of August 2026. That's +9% higher than the citywide median of $1,704 and +13% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,860
August 2026
vs city overall
+9%
$1,704 city median
vs national
-13%
$2,130 US median
Illinois rank
#46
of 142 cities

Income needed for a 3-bedroom in Chatham

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$74,400
Monthly gross
$6,200
Hourly (full-time)
$35.77

Rent by apartment size in Chatham

Compare Chatham's median rent across every apartment size.

Studio
$950
1-Bedroom
$1,120
2-Bedroom
$1,380
3-Bedroom (current)
$1,860
4+ Bedroom
$1,910

Cheapest cities for a 3-bedroom in Illinois

#City3-Bedroom rent
1Carbondale$875
2Pekin$1,190
3Dixon$1,210
4Macomb$1,220
5Charleston$1,230
6Danville$1,230
7Quincy$1,230
8Swansea$1,243
9Peoria Heights$1,270
10Rantoul$1,270
11Rock Island$1,290
12Decatur$1,310
13Savoy$1,310
14Moline$1,320
15Peoria$1,340

Most expensive cities for a 3-bedroom in Illinois

#City3-Bedroom rent
1Morton Grove$3,390
2Deerfield$3,390
3Barrington$3,390
4Wilmette$3,250
5Buffalo Grove$3,250
6Highland Park$3,200
7Plainfield$3,165
8Naperville$3,068
9Vernon Hills$3,060
10Streamwood$3,060
11Northbrook$3,040
12Bartlett$3,010
13Bolingbrook$2,985
14Romeoville$2,970
15Elmhurst$2,970

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Chatham.

CityDistance3-Bedroom rentvs Chatham
Springfield, IL9.8 mi$1,480$-380 (-20%)
Montgomery, IL35.7 mi$2,724+$864 (+46%)
Decatur, IL49.9 mi$1,310$-550 (-30%)
Bethalto, IL56.9 mi$1,410$-450 (-24%)
Alton, IL58.3 mi$1,450$-410 (-22%)
Pekin, IL59.9 mi$1,190$-670 (-36%)
Edwardsville, IL60.2 mi$1,680$-180 (-10%)
Wood River, IL61.3 mi$1,410$-450 (-24%)
Troy, IL68.1 mi$1,500$-360 (-19%)
Spanish Lake, MO68.8 mi$1,490$-370 (-20%)
Pontoon Beach, IL69.9 mi$1,498$-362 (-19%)
Collinsville, IL71 mi$1,460$-400 (-22%)

3-Bedroom rent in Chatham — common questions

How much is a 3-bedroom apartment in Chatham?

As of August 2026, the median 3-bedroom apartment rent in Chatham, Illinois is $1,860 per month. This is +9% higher than the citywide median of $1,704.

What income do you need to afford a 3-bedroom in Chatham?

Using the standard 30% rent-to-income rule, you would need an annual income of about $74,400 ($6,200/month gross), which works out to roughly $35.77/hour at a full-time job.

Is Chatham expensive for a 3-bedroom compared to the rest of the US?

Chatham's 3-bedroom median of $1,860 is +13% below the national 3-bedroom median of $2,130. It ranks in the 36th percentile of US cities tracked.

How does Chatham rank for 3-bedroom rent in Illinois?

Among the 142 cities in Illinois with 3-bedroom data, Chatham ranks #46 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Chatham?

Yes — nearby cities with cheaper 3-bedroom rents include Springfield ($1,480), Decatur ($1,310), Bethalto ($1,410).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Chatham, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (August 2026) and exclude cities with median rent below $400 or above $20,000.