3-Bedroom Apartment Rent in Chatham, IL
Median asking rent for a 3-bedroom apartment in Chatham, Illinois as of September 2026. That's +16% higher than the citywide median of $1,604 and +13% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in Chatham
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in Chatham
Compare Chatham's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Illinois
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Carbondale | $835 |
| 2 | Pekin | $1,190 |
| 3 | Dixon | $1,210 |
| 4 | Macomb | $1,220 |
| 5 | Charleston | $1,230 |
| 6 | Danville | $1,230 |
| 7 | Quincy | $1,230 |
| 8 | Swansea | $1,243 |
| 9 | Rantoul | $1,270 |
| 10 | Rock Island | $1,290 |
| 11 | Decatur | $1,310 |
| 12 | Savoy | $1,310 |
| 13 | Moline | $1,320 |
| 14 | Peoria | $1,340 |
| 15 | Urbana | $1,355 |
Most expensive cities for a 3-bedroom in Illinois
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Morton Grove | $3,390 |
| 2 | Lake Forest | $3,390 |
| 3 | Deerfield | $3,390 |
| 4 | Barrington | $3,390 |
| 5 | Wilmette | $3,250 |
| 6 | Buffalo Grove | $3,250 |
| 7 | Highland Park | $3,200 |
| 8 | Plainfield | $3,165 |
| 9 | Naperville | $3,068 |
| 10 | Vernon Hills | $3,060 |
| 11 | Streamwood | $3,060 |
| 12 | Northbrook | $3,040 |
| 13 | Bartlett | $3,010 |
| 14 | Bolingbrook | $2,985 |
| 15 | Romeoville | $2,970 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than Chatham.
| City | Distance | 3-Bedroom rent | vs Chatham |
|---|---|---|---|
| Springfield, IL | 9.8 mi | $1,480 | $-380 (-20%) |
| Montgomery, IL | 35.7 mi | $2,724 | +$864 (+46%) |
| Decatur, IL | 49.9 mi | $1,310 | $-550 (-30%) |
| Bethalto, IL | 56.9 mi | $1,410 | $-450 (-24%) |
| Alton, IL | 58.3 mi | $1,450 | $-410 (-22%) |
| Pekin, IL | 59.9 mi | $1,190 | $-670 (-36%) |
| Edwardsville, IL | 60.2 mi | $1,680 | $-180 (-10%) |
| East Alton, IL | 60.6 mi | $1,410 | $-450 (-24%) |
| Wood River, IL | 61.3 mi | $1,410 | $-450 (-24%) |
| Morton, IL | 67.1 mi | $1,450 | $-410 (-22%) |
| Spanish Lake, MO | 68.8 mi | $1,490 | $-370 (-20%) |
| Pontoon Beach, IL | 69.9 mi | $1,498 | $-362 (-19%) |
3-Bedroom rent in Chatham — common questions
How much is a 3-bedroom apartment in Chatham?
As of September 2026, the median 3-bedroom apartment rent in Chatham, Illinois is $1,860 per month. This is +16% higher than the citywide median of $1,604.
What income do you need to afford a 3-bedroom in Chatham?
Using the standard 30% rent-to-income rule, you would need an annual income of about $74,400 ($6,200/month gross), which works out to roughly $35.77/hour at a full-time job.
Is Chatham expensive for a 3-bedroom compared to the rest of the US?
Chatham's 3-bedroom median of $1,860 is +13% below the national 3-bedroom median of $2,130. It ranks in the 36th percentile of US cities tracked.
How does Chatham rank for 3-bedroom rent in Illinois?
Among the 137 cities in Illinois with 3-bedroom data, Chatham ranks #46 from cheapest to most expensive.
Are there cheaper 3-bedroom options near Chatham?
Yes — nearby cities with cheaper 3-bedroom rents include Springfield ($1,480), Decatur ($1,310), Bethalto ($1,410).